BMN Boston

Get our mobile app!

Download on the App Store

54 Charles St, Gardner MA 01440

Gardner, MA 01440
$300,000
Est. $2,115/month
3
Beds
1.5
Baths
1,324
Sq Ft
$227
Price/Sq Ft
0.38
Acres
1913
Year Built
10 hours 57 minutes
Time on Market
Active Open House Listed May 27, 2026 • MLS# 73524454 Copied!

About this home

54 Charles St Gardner. $300,000. Welcome to highly desirable South Side neighborhood, known for its connected streets, neighborhood feel, & convenient location. This classic Colonial offers a rare opportunity to build equity while enjoying many desirable features already in place. Offering 3 bedrooms, 1.5 baths, & a detached 2-car garage on a generous .38-acre lot, this home provides plenty of value. Inside you'll find beautiful hardwood and tile flooring, a spacious living room, hardwood dining room with custom built-ins, & an updated kitchen featuring granite countertops, rich cabinetry, and ceramic tile flooring. The second floor offers three bedrooms including a primary bedroom with walk-in closet. Easy walk-up attic for extra storage. Full basement, off-street parking, and a spacious yard complete the package. Conveniently located near schools, parks, shopping, and area amenities. A home with character, space, and features that are increasingly hard to find at this price.

View in the App

Save this property, schedule tours instantly, and get alerts when the price drops

Scan to download BMN Boston app Scan with phone
Get the full experience in the BMN Boston app

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1913
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,324 sq ft
Total Rooms
6

Open House Schedule

31
May
Sunday, May 31
12:00 PM - 2:00 PM EDT

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1913
Living Area 1,324 sq ft
Lot Size 0.38 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 6

Interior

Heating Central, Steam, Oil
Cooling None
Flooring Tile, Hardwood
Appliances Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Basement Full, Walk-out Access, Interior Entry, Bulkhead, Concrete
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features Walk-up Attic

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Deck, Storage, Screens, Garden
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck

Parking

Garage Spaces 2
Has Garage Yes
Features Detached, Garage Faces Side, Paved Drive, Shared Driveway, Off Street, Paved
Total Spaces 4

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Dryer, Washer Hookup

Financial

Annual Tax $4,778
Assessed Value $347,000

Interior Features

Flooring: Tile, Hardwood
Appliances: Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features: Walk-up Attic
Windows: Screens
Basement: Full, Walk-Out Access, Interior Entry, Bulkhead, Concrete
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1913
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Central, Steam, Oil
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck, Storage, Screens, Garden
Patio & Porch: Porch, Deck
Fencing:
Other Structures:
Lot Features: Cleared, Gentle Sloping, Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 4
Parking Features: Detached, Garage Faces Side, Paved Drive, Shared Driveway, Off Street, Paved

Location

Loading map...

Neighborhood

54 Charles St, Gardner MA 01440

Gardner, MA 01440

Walkability

Loading Walk Score...

Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.1 mi
Grades K-08
C-
Gardner Elementary School
1.8 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
2.3 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
2.1 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.5 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $398
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
May 27, 2026
$300,000
Original listing
Agent: Laura Rice Office: EXIT New Options Real Estate

Price & Status History

Date Event Price Change
May 27, 2026 New Listing Added $300,000

Market Statistics

Time on Market
10 hours 57 minutes
Price per Sq Ft
$227

Tax History

Year Taxes Assessment
2026 $4,778 $347,000

Financial Details

Annual Property Tax
$4,778
Tax Year 2026
Assessed Value
$347,000

Listing Information

Listing Agent Laura Rice
Listing Office EXIT New Options Real Estate
Agent MLS ID H9500220
Office MLS ID H95173
Listing Data Updated May 27, 2026 1:29 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Gardner, MA

Real-time market trends and pricing data for this area

54 Charles St, Gardner MA 01440 - Photo 1 54 Charles St, Gardner MA 01440 - Photo 2 54 Charles St, Gardner MA 01440 - Photo 3 54 Charles St, Gardner MA 01440 - Photo 4 54 Charles St, Gardner MA 01440 - Photo 5 54 Charles St, Gardner MA 01440 - Photo 6 54 Charles St, Gardner MA 01440 - Photo 7 54 Charles St, Gardner MA 01440 - Photo 8 54 Charles St, Gardner MA 01440 - Photo 9 54 Charles St, Gardner MA 01440 - Photo 10 54 Charles St, Gardner MA 01440 - Photo 11 54 Charles St, Gardner MA 01440 - Photo 12 54 Charles St, Gardner MA 01440 - Photo 13 54 Charles St, Gardner MA 01440 - Photo 14 54 Charles St, Gardner MA 01440 - Photo 15 54 Charles St, Gardner MA 01440 - Photo 16 54 Charles St, Gardner MA 01440 - Photo 17 54 Charles St, Gardner MA 01440 - Photo 18 54 Charles St, Gardner MA 01440 - Photo 19 54 Charles St, Gardner MA 01440 - Photo 20 54 Charles St, Gardner MA 01440 - Photo 21 54 Charles St, Gardner MA 01440 - Photo 22 54 Charles St, Gardner MA 01440 - Photo 23 54 Charles St, Gardner MA 01440 - Photo 24 54 Charles St, Gardner MA 01440 - Photo 25 54 Charles St, Gardner MA 01440 - Photo 26 54 Charles St, Gardner MA 01440 - Photo 27 54 Charles St, Gardner MA 01440 - Photo 28 54 Charles St, Gardner MA 01440 - Photo 29 54 Charles St, Gardner MA 01440 - Photo 30 54 Charles St, Gardner MA 01440 - Photo 31 54 Charles St, Gardner MA 01440 - Photo 32 54 Charles St, Gardner MA 01440 - Photo 33 54 Charles St, Gardner MA 01440 - Photo 34 54 Charles St, Gardner MA 01440 - Photo 35 54 Charles St, Gardner MA 01440 - Photo 36 54 Charles St, Gardner MA 01440 - Photo 37 54 Charles St, Gardner MA 01440 - Photo 38 54 Charles St, Gardner MA 01440 - Photo 39 54 Charles St, Gardner MA 01440 - Photo 40
BMN Boston Real Estate

BMN Boston Real Estate

Douglas Elliman

Your message will be sent to BMN Boston Real Estate.

Schedule a Tour