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54 Charles St, Gardner MA 01440

Gardner, MA 01440
$300,000
Est. $2,115/month
3
Beds
1.5
Baths
1,324
Sq Ft
$227
Price/Sq Ft
0.38
Acres
1913
Year Built
2
Garage Spaces
19
Days on Market
Pending Listed May 27, 2026 • MLS# 73524454 Copied! • Updated Jun 17, 2026

About this home

UP DATE All offers in by, June 2 at Noon. 48 hour seller response. 54 Charles St Gardner. $300,000. Welcome South Side neighborhood, known for its connected streets, neighborhood feel, & convenient location. This classic Colonial offers a rare opportunity to build equity while enjoying many desirable features already in place. Offering 3 bedrooms, 1.5 baths, & a detached 2-car garage on a generous .38-acre lot, this home provides plenty of value. Inside you'll find beautiful hardwood and tile flooring, a spacious living room, hardwood dining room with custom built-ins, & an updated kitchen featuring granite countertops, rich cabinetry, and ceramic tile flooring. The second floor offers three bedrooms including a primary bedroom with walk-in closet. Easy walk-up attic for extra storage. Full basement, off-street parking, and a spacious yard complete the package. Conveniently located near schools, parks, shopping, and area amenities.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Jun 3, 2026
Active → Active Under Contract
Pending Sale
Jun 3, 2026
Offer accepted, sale pending
🏠
Listed for Sale
May 27, 2026
$300,000
Original listing
Agent: Laura Rice Office: EXIT New Options Real Estate

Tax History

Year Taxes Assessment
2026 $4,778 $347,000

Financial Details

Annual Property Tax
$4,778
Tax Year 2026
Assessed Value
$347,000

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1913
Living Area 1,324 sq ft
Lot Size 0.38 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 6

Interior

Heating Central, Steam, Oil
Cooling None
Flooring Tile, Hardwood
Appliances Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Basement Full, Walk-out Access, Interior Entry, Bulkhead, Concrete
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features Walk-up Attic

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Deck, Storage, Screens, Garden
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck
Garage Spaces 2
Has Garage Yes
Features Detached, Garage Faces Side, Paved Drive, Shared Driveway, Off Street, Paved
Total Spaces 4
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Dryer, Washer Hookup
Annual Tax $4,778
Assessed Value $347,000
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Sold As Is, No Repairs. Closing Contingent On Seller Purchasing A New Home. Water In Basement With Rain & Intermittent Water Seepage In 1st Floor Bathroom Ceiling. Shared Driveway. Peeling Paint. Front/side Porch Needs Repairs. Electricity In Garage Not Hooked Up To Fuse Box. 1 Bedroom No Closet.
Exclusions Washer, Dryer, Personal Property. Storage Container May Be Available For Purchase.
Possession None
Accepted Financing Contract
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures With rain, Intermittent water into ceiling 1st floor bath. Measurements are estimates
Documents None
County Worcester
Total market time (incl. prior listings) 21 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1913
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,324 sq ft
Total Rooms
6

Room Details

First Floor

Bathroom1
10 x 6
Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile

Second Floor

Bedroom3
10.7 x 11.2
Flooring - Hardwood, Lighting - Overhead
Bathroom2
8 x 3
Bathroom - Half, Flooring - Stone/Ceramic Tile
Bedroom2
11.6 x 9.6
Closet, Flooring - Hardwood, Lighting - Overhead
Master Bedroom
13 x 15
Walk-In Closet(s), Flooring - Wood, Lighting - Overhead

Other Floor

Bedroom5
Bedroom4
Bathroom3
Office
Family Room
Master Bathroom

Main,First Floor

Dining Room
13 x 10
Closet/Cabinets - Custom Built, Flooring - Hardwood, Lighting - Overhead
Kitchen
11.6 x 9
Bathroom - Full, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Cabinets - Upgraded, Lighting - Overhead
Living Room
13 x 12.6
Flooring - Hardwood, Lighting - Overhead

Interior Features

Flooring: Tile, Hardwood
Appliances: Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features: Walk-up Attic
Windows: Screens
Basement: Full, Walk-Out Access, Interior Entry, Bulkhead, Concrete
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1913
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Central, Steam, Oil
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck, Storage, Screens, Garden
Patio & Porch: Porch, Deck
Fencing:
Other Structures:
Lot Features: Cleared, Gentle Sloping, Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 4
Parking Features: Detached, Garage Faces Side, Paved Drive, Shared Driveway, Off Street, Paved
School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

3 schools
C-
Gardner Elementary School
1.8 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
Wachusett Hills Christian School
2.1 mi
Grades K-08
Meetinghouse School
3.6 mi
210 students Less Diverse
Grades PK-01
M

Middle Schools

2 schools
F
Gardner Middle School
2.3 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
B
Overlook Middle School
4.4 mi | #170 of 352 | Score: 42.8
Dropped 7 spots from last year
-15.4 below state avg
576 students Less Diverse
Grades 06-08
H

High Schools

3 schools
D
Gardner Academy for Learning and Technology
1.5 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
C+
Gardner High School
2.1 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
B+
Oakmont Regional High School
4.3 mi | #119 of 346 | Score: 58.8
Dropped 4 spots from last year
+0.6 above state avg
633 students Less Diverse
15 sports • 1,130 athletes
High Graduation Rate College Ready Curriculum Strong Athletics Strong Attendance
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $398
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

54 Charles St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Laura Rice
Listing Office EXIT New Options Real Estate
Office Phone 978-345-3948
Agent MLS ID H9500220
Office MLS ID H95173
Listing Data Updated Jun 17, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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