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54 Bray Rd, Chesterfield MA 01012

Chesterfield, MA 01012
$250,000
Est. $1,873/month
4
Beds
1
Baths
945
Sq Ft
$265
Price/Sq Ft
0.66
Acres
1960
Year Built
10 hours 37 minutes
Time on Market
Active Open House Listed May 29, 2026 • MLS# 73526790 Copied!

About this home

Loved by the same family for generations, this year-round Lake Damond waterfront property is ready for its next chapter. Offering 125 feet of lake frontage, this four bedroom, one bath home is tucked into a wooded setting for privacy while still providing plenty of open, sunny space to enjoy the water. The main level features an open living, dining, kitchen area with a bank of windows overlooking the lake, access to the expansive deck, two first floor bedrooms, a first floor bath with shower, and workshop/utility/storage room. Upstairs are two additional bedrooms. Outdoor features include swimming, non-motorized boating, dock, three outbuildings, and access to the association’s private beach and play ground. Improvements include a metal roof, Well, replacement windows, and fuel oil tank. Property is being sold furnished and strictly AS IS, WHERE IS. Seller assumes septic system will need replacement. Cash buyer or rehab loan likely needed due to septic. Open House Sunday 12–2 PM.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1960
Bedrooms
4
Full Bathrooms
1
Living Area
945 sq ft
Total Rooms
6

Open House Schedule

31
May
Sunday, May 31
12:00 PM - 2:00 PM EDT

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1960
Living Area 945 sq ft
Lot Size 0.66 acres
Bedrooms 4
Full Baths 1
Total Rooms 6

Interior

Heating Forced Air, Oil, Wood Stove
Cooling Window Unit(s)
Flooring None
Appliances Range, Refrigerator
Fireplace None
Basement None
Laundry None
Features None

Exterior

Construction None
Architecture Cottage, Bungalow
Roof Metal
Features Deck
Pool None
Spa None
Fencing None
Patio/Porch Deck

Parking

Features Off Street
Total Spaces 6

Utilities

Electric Fuses
Water Private
Sewer Private Sewer
Gas None
Other For Electric Range

Financial

Annual Tax $4,158
Assessed Value $267,900
HOA Yes
HOA Fee $750
HOA Frequency Annually

Interior Features

Flooring:
Appliances: Range, Refrigerator
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Style: Cottage, Bungalow
Year Built: 1960
Structure Type:
Exterior Materials:
Roof: Metal
Foundation: Other

Heating, Cooling & Utilities

Heating: Forced Air, Oil, Wood Stove
Cooling: Window Unit(s)
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Wooded, Level
Road Frontage: 180.00 ft
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Off Street

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, Lake, Dock/Mooring, Frontage, Direct Access, Private, Lake/Pond, Walk to, 0 to 1/10 Mile To Beach, Beach Ownership(Private,Association)
View: Yes
View Type: Scenic View(s)
Community Amenities:

Location

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Neighborhood

54 Bray Rd, Chesterfield MA 01012

Chesterfield, MA 01012

Walkability

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Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $347
Homeowners Insurance $200
HOA Fee $63/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
May 29, 2026
$250,000
Original listing
Agent: Shelly Hardy Office: Brick & Mortar Northampton

Price & Status History

Date Event Price Change
May 29, 2026 New Listing Added $250,000

Market Statistics

Time on Market
10 hours 37 minutes
Price per Sq Ft
$265

Tax History

Year Taxes Assessment
2025 $4,158 $267,900

Financial Details

Annual Property Tax
$4,158
Tax Year 2025
HOA Fee
$750
Annually
Assessed Value
$267,900

Listing Information

Listing Agent Shelly Hardy
Listing Office Brick & Mortar Northampton
Agent MLS ID CN206996
Office MLS ID AN8945
Listing Data Updated May 29, 2026 2:44 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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