LevelSecond
54 Bray Rd, Chesterfield MA 01012
Chesterfield, MA 01012
$250,000
$227,000
Est. $1,757/month
Track this home for price, status, and open-house alerts.
Open House Schedule
30
Aug
Sunday, August 30
11:00 AM - 1:00 PM EDT
About this home
NEW PRICE! Freshly cleaned out and ready for your vision, this year-round Lake Damond waterfront home offers a clean slate for its next owner. Loved by the same family for generations, the property features 125 feet of direct lake frontage, a dock, three outbuildings, and access to the association’s private beach and playground. The main level includes an open living, dining, and kitchen area with a bank of windows overlooking the lake, an expansive deck, two bedrooms, a bath with shower, and a workshop/utility/storage room. Two additional bedrooms are upstairs. Improvements include a metal roof, private well, replacement windows, and a newer fuel oil tank. Septic is operational, but the seller assumes it will need replacement. Buyer is responsible for all septic testing, design, approvals, and costs.
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Market Insights
2
Price Changes
9.2%
Price Range
Property Timeline
Price Reduced
Aug 25, 2026
$227,000
$22,500
(-9.02%)
From $249,500 to $227,000 (-9.0%)
Price Reduced
Jul 30, 2026
$249,500
$500
(-0.2%)
From $250,000 to $249,500 (-0.2%)
Showing Instructions Updated
Jul 28, 2026
New showing requirements
Listed for Sale
May 29, 2026
$250,000
Original listing
Agent: Shelly Hardy
Office: Brick & Mortar Northampton
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/25/2026 | ↓ Price Reduced | $227,000 | $22,500 | - | From $249,500 to $227,000 (-9.0%) |
| 07/30/2026 | ↓ Price Reduced | $249,500 | $500 | - | From $250,000 to $249,500 (-0.2%) |
| 07/28/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 05/29/2026 | 🏠 Listed for Sale | $250,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,158 | $267,900 |
Financial Details
Annual Property Tax
$4,158
Tax Year 2025
HOA Fee
$750
Annually
Assessed Value
$267,900
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1960
Living Area
945 sq ft
Lot Size
0.66 acres
Bedrooms
4
Full Baths
1
Total Rooms
6
Interior
Heating
Forced Air, Oil, Wood Stove
Cooling
Window Unit(s)
Flooring
None
Appliances
Electric Water Heater, Range, Refrigerator
Fireplace
None
Basement
Partial
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
Cottage, Bungalow
Roof
Metal
Features
Deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck
Parking
Features
Off Street
Total Spaces
6
Utilities
Electric
Fuses
Water
Private
Sewer
Private Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$4,158
Assessed Value
$267,900
HOA & Community
HOA
Yes
HOA Fee
$750 Annually
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Sold As Is, Where Is. No Repairs/warranties. Furniture, Personal Property, & Items In Home/sheds Remain. Septic Needs Replacement & Buyers Responsibility Buyer To Verify Info/perform Own Due Diligence. - No Stove Permit.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Cedar
Sq Ft Source
Public Record
Documents
None
County
Hampshire
Total market time (incl. prior listings)
88 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1960
Bedrooms
4
Full Bathrooms
1
Living Area
945 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
945 sq ft above grade
LevelSecond
FeaturesBathroom - 3/4, Bathroom - With Shower Stall, Lighting - Sconce, Lighting - Overhead
LevelFirst
FeaturesDining Area, Open Floorplan, Lighting - Overhead
LevelFirst
LevelFirst
FeaturesWood / Coal / Pellet Stove, Ceiling Fan(s), Closet, Deck - Exterior, Exterior Access, Open Floorplan, Lighting - Overhead
LevelFirst
LevelFirst
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Electric Water Heater, Range, Refrigerator
Interior Features:
Windows:
Basement:
Partial
Laundry:
Security:
Construction & Materials
Style:
Cottage, Bungalow
Year Built:
1960
Structure Type:
Exterior Materials:
Frame
Roof:
Metal
Foundation:
Concrete Perimeter, Other
Heating, Cooling & Utilities
Heating:
Forced Air, Oil, Wood Stove
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Private
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck
Patio & Porch:
Deck
Fencing:
Other Structures:
Lot Features:
Wooded, Level
Road Frontage:
180.00 ft
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Off Street
Special Features
Waterfront:
Yes
Waterfront Type:
Waterfront, Lake, Dock/Mooring, Frontage, Direct Access, Private, Lake/Pond, Walk to, 0 to 1/10 Mile To Beach, Beach Ownership(Private,Association)
View:
Yes
View Type:
Scenic View(s)
Community Amenities:
Nearby Schools
School District
Chesterfield-Goshen School District local
School Safety
2024-25
0.0%
Very Low (Safest)
5.5% below state avg
Elementary Schools
1 school
B-
New Hingham Regional Elementary School
1.2 mi
|
#478 of 824
|
Score: 45.4
Improved 62 spots from last year
-12.8 below state avg
126 students
Less Diverse
Rising School
Grades PK-06
High Schools
1 school
J.S. Bryant School
3.7 mi
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$347
Homeowners Insurance
$200
HOA Fee
$63/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
54 Bray Rd, Chesterfield MA 01012
Chesterfield, MA 01012
Listing Information
Listing Agent
Shelly Hardy
Listing Office
Brick & Mortar Northampton
Office Phone
413-259-8888
Agent MLS ID
CN206996
Office MLS ID
AN8945
Listing Data Updated
Aug 25, 2026 5:19 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Chesterfield.