52 Church St, Spencer MA 01562

Spencer, MA 01562
$399,900
Est. $2,503/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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5
Beds
3
Baths
2,271
Sq Ft
$176
Price/Sq Ft
0.10
Acres
1939
Year Built
5
Parking
35
Days on Market
Sale Pending Listed Apr 16, 2026 • MLS# 73502786 Copied! • Updated Oct 1, 2026

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About this home

A fabulous opportunity to own for this well maintained 3 family, great for investment/owner occupied. This property offers a great layout with 2 up and down units, one with 2 beds, 1 bath and the other is a 1 bed, 1 bath. In addition the property offers another side attached unit that's a 2 bed, 1 bath that's great for owner occupied or higher rents for great income potential. All units have in-unit laundry, all separate electric and gas meters. Kitchens and bedrooms are well sized with a great flow. The property comes plenty of parking, convenient location.

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Recently Sold Nearby

Price & Status History

Market Insights

Property Timeline

📋
Status: Active under contract
Apr 24, 2026
Active → Active Under Contract
⏳
Pending Sale
Apr 24, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Apr 16, 2026
$399,900
Original listing
Agent: Vincent Kaba Office: Keller Williams Realty Evolution

Tax History

Year Taxes Assessment
2025 $3,368 $286,900

Financial Details

Annual Property Tax
$3,368
Tax Year 2025
Assessed Value
$286,900

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1939
Living Area 2,271 sq ft
Lot Size 0.10 acres
Stories 5
Bedrooms 5
Full Baths 3
Total Rooms 11

Investment Metrics

Units 3
Unit 1 Rent $1,000/mo · N
Unit 2 Rent $1,200/mo · N
Unit 3 Rent $1,200/mo
Total Monthly Rent $3,400/mo
Gross Income $40,800
Net Operating Income $40,800
Cap Rate 10.20%
Heating Electric
Cooling None
Flooring None
Appliances Range, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Unfinished
Laundry None
Features None
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch
Features Paved Drive, Off Street, Paved
Total Spaces 5
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $3,368
Assessed Value $286,900
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Buyers And Buyers Agents To Do Their Due Diligence
Possession None
Accepted Financing Contract
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 22 days

Property Overview

Property Type
3 Family
Listing Type
Sale Pending
Year Built
1939
Bedrooms
5
Full Bathrooms
3
Living Area
2,271 sq ft
Total Rooms
11
Stories
5
Levels
5

Floor Layout

Interior Features

Flooring:
Appliances: Range, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Full, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1939
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Other
Stories: 5

Utilities & Systems

Heating: Electric
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 5
Parking Features: Paved Drive, Off Street, Paved
School District
Spencer-East Brookfield School District local
F
E

Elementary Schools

3 schools
C-
Wire Village School
1.8 mi | #668 of 825 | Score: 37.5
Improved 5 spots from last year
-20.7 below state avg
461 students Diverse
Grades K-04
C-
East Brookfield Elementary School
2.2 mi | #725 of 825 | Score: 33.9
Dropped 262 spots from last year
-24.3 below state avg
254 students Moderate
Strong Attendance
Grades PK-06
Mad Brook Academy
3.7 mi
Grades PK
M

Middle Schools

2 schools
D
Knox Trail Middle School
0.7 mi | #327 of 352 | Score: 28.7
Dropped 50 spots from last year
-29.5 below state avg
407 students Diverse
Grades 05-08
C+
Leicester Middle School
4.8 mi | #226 of 352 | Score: 38.6
Improved 5 spots from last year
-19.6 below state avg
401 students Diverse
Grades 05-08
H

High Schools

3 schools
C
David Prouty High School
1.1 mi | #253 of 346 | Score: 47.0
Dropped 8 spots from last year
-11.2 below state avg
321 students Moderate
13 sports • 482 athletes
Strong AP Program Career Tech Programs College Ready Curriculum
Grades 09-12
B
Leicester High School
4.8 mi | #163 of 346 | Score: 54.7
Dropped 3 spots from last year
-3.5 below state avg
409 students Diverse
14 sports • 674 athletes
Strong AP Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
C-
North Brookfield High School
4.9 mi | #295 of 346 | Score: 40.7
Improved 8 spots from last year
-17.5 below state avg
161 students Moderate
College Ready Curriculum
Grades 06-12
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Monthly Payment Calculator

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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $281
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

52 Church St, Spencer MA 01562

Spencer, MA 01562

Listing Information

Listing Agent Vincent Kaba
Listing Office Keller Williams Realty Evolution
Office Phone 781-395-5600
Agent MLS ID BB810722
Office MLS ID AN6887
Listing Data Updated Oct 1, 2026 11:17 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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