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52 Central, Gardner MA 01440

Gardner, MA 01440
$489,000
Est. $3,245/month
4
Beds
5
Baths
3,832
Sq Ft
$128
Price/Sq Ft
0.33
Acres
1820
Year Built
25
Days on Market
Pending Listed Mar 6, 2026 • MLS# 73483615 Copied!

About this home

Circa 1820 antique colonial with in-law offering 3,832 sq ft of living space on a 0.33-acre lot in a convenient Gardner location. The home includes 4 bedrooms and 3 full baths with period character throughout, including hardwood flooring, crown molding, and multiple fireplaces. Spacious main living areas feature a living room, formal dining room, and family room, while the kitchen includes stone counters and stainless appliances. Flexible layout includes an in-law apartment and a lower-level professional office space with separate access, previously used as a doctor’s office—ideal for multigenerational living or home-based business. Additional highlights include a 2-car attached garage, porch, deck, fenced yard, and ample off-street parking. A significant added value: the current solar system will be paid in full by the seller before closing and will convey to the buyer as a fully owned system, providing long-term energy efficiency and savings.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1820
Bedrooms
4
Full Bathrooms
4
Half Bathrooms
2
Living Area
3,832 sq ft
Total Rooms
20

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1820
Living Area 3,832 sq ft
Lot Size 0.33 acres
Bedrooms 4
Full Baths 4
Half Baths 2
Total Rooms 20

Interior

Heating Forced Air, Hot Water, Steam, Oil, Natural Gas, Wood
Cooling Window Unit(s), Ductless
Flooring Wood, Vinyl, Carpet, Hardwood
Appliances Electric Water Heater, Oven, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 2
Basement Full
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features Central Vacuum, Internet Available - Dsl

Exterior

Construction Frame
Architecture Colonial, Victorian, Antique
Roof Shingle, Tile, Rubber
Features Porch, Deck, Patio, Fenced Yard, Fruit Trees, Garden, Stone Wall
Pool None
Spa None
Fencing Fenced
Patio/Porch Porch, Deck, Patio

Parking

Garage Spaces 2
Has Garage Yes
Features Attached, Paved Drive, Off Street, Paved
Total Spaces 8

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $6,871
Assessed Value $478,500

Interior Features

Flooring: Wood, Vinyl, Carpet, Hardwood
Appliances: Electric Water Heater, Oven, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Central Vacuum, Internet Available - DSL
Windows:
Basement: Full
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial, Victorian, Antique
Year Built: 1820
Structure Type:
Exterior Materials: Frame
Roof: Shingle, Tile, Rubber
Foundation: Brick/Mortar, Granite

Heating, Cooling & Utilities

Heating: Forced Air, Hot Water, Steam, Oil, Natural Gas, Wood
Heating Zones: 3
Cooling: Window Unit(s), Ductless
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch, Deck, Patio, Fenced Yard, Fruit Trees, Garden, Stone Wall
Patio & Porch: Porch, Deck, Patio
Fencing: Fenced
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 8
Parking Features: Attached, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 2
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Park, Medical Facility, Laundromat, Highway Access, House of Worship, Private School, Public School

Location

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Neighborhood

52 Central, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

1 school
C-
Gardner Elementary School
0.7 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
0.8 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
D
Gardner Academy for Learning and Technology
0.4 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
C+
Gardner High School
0.7 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $573
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

Pending Sale
Apr 1, 2026
Offer accepted, sale pending
👁️
Showing Instructions Updated
Mar 22, 2026
New showing requirements
🏠
Listed for Sale
Mar 6, 2026
$489,000
Original listing
Agent: Creatini Group Office: eXp Realty

Price & Status History

Date Event Price Change
Mar 6, 2026 New Listing Added $489,000

Market Statistics

Days on Market
25 days
Price per Sq Ft
$128

Tax History

Year Taxes Assessment
2025 $6,871 $478,500

Financial Details

Annual Property Tax
$6,871
Tax Year 2025
Assessed Value
$478,500

Listing Information

Listing Agent Creatini Group
Listing Office eXp Realty
Agent MLS ID TM358164
Office MLS ID AC0342
Listing Data Updated Apr 1, 2026 1:18 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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