50 Ash St, Gardner MA 01440
Gardner, MA 01440
$399,000
Est. $2,658/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Fantastic opportunity to own this awesome well-located two-family property in the heart of Gardner! Whether you're an investor looking to expand your portfolio or an owner-occupant seeking rental income, this versatile property offers exceptional potential. Featuring amazing owners 3 bedroom 2 full bath and 1 half bath with a combined both units 4 bedrooms and 3.5 bathrooms. This classic New England home sits on a generous 0.26-acre lot with a huge newly painted deck and offers 8 car off-street parking, 2 Car garage & workshop and a convenient location close to downtown Gardner, shopping, restaurants, schools, parks, and major commuter routes. Whether you're looking to generate rental income, live in one unit while offsetting your mortgage with the other, or add a solid multifamily asset to your investment portfolio, this awesome property is one you won't want to miss. Over sized 2 car garage and workshop. 8 car off street parking. All Furniture & Items in home negotiable! Come and see for yourself!
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Pending Sale
Aug 4, 2026
Offer accepted, sale pending
Listed for Sale
Jul 29, 2026
$399,000
Original listing
Office: StartPoint Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/04/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/29/2026 | 🏠 Listed for Sale | $399,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,290 | $384,200 |
Financial Details
Annual Property Tax
$5,290
Tax Year 2026
Assessed Value
$384,200
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1880
Living Area
2,250 sq ft
Lot Size
0.26 acres
Bedrooms
4
Full Baths
3
Half Baths
1
Total Rooms
10
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
None
Cooling
None
Flooring
Wood, Tile, Laminate
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
None
Laundry
None
Features
Living Room, Kitchen, Laundry Room, Sunroom
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck
Parking
Garage Spaces
2
Has Garage
Yes
Features
Paved Drive, Off Street
Total Spaces
10
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$5,290
Assessed Value
$384,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Very Minor Seepage Only Occasionally When Very Heavy Rain.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
6 days
Property Overview
Property Type
Multi Family
Listing Type
Sale Pending
Year Built
1880
Bedrooms
4
Full Bathrooms
3
Half Bathrooms
1
Living Area
2,250 sq ft
Total Rooms
10
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,250 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Deck
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Laminate
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Living Room, Kitchen, Laundry Room, Sunroom
Windows:
Insulated Windows
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1880
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Heating Zones:
2
Cooling:
Hot Water:
Natural Gas, Tankless
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch, Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
10
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
2 schools
Wachusett Hills Christian School
2.9 mi
Grades K-08
C-
Gardner Elementary School
1.4 mi
|
#677 of 825
|
Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
1 school
D
Gardner Middle School
1.4 mi
|
#335 of 352
|
Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students
Diverse
Grades 05-07
High Schools
2 schools
C+
Gardner High School
1.4 mi
|
#230 of 346
|
Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.0 mi
|
#325 of 346
|
Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
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Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$441
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Total principal paid
$0
Total interest paid
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Rate Impact
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
50 Ash St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Jeffrey Bastress
Listing Office
StartPoint Realty
Office Phone
978-422-3999
Agent MLS ID
H9999999
Office MLS ID
H95120
Listing Data Updated
Aug 4, 2026 6:41 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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