5 Vernon St, Holyoke MA 01040

Holyoke, MA 01040

$299,900

$269,900

Est. $1,834/month

Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator

3

Beds

1.5

Baths

1,092

Sq Ft

$247

Price/Sq Ft

0.14

Acres

1890

Year Built

4

Parking

Single Family Residence

Type

155

Days on Market

For Sale Price Drop -$30,000 Listed Apr 23, 2026 • MLS# 73506734 Copied! • Updated Sep 24, 2026

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About this home

Welcome to this charming Colonial-style home offering a flexible layout with 3 traditional bedrooms plus a tandem bedroom, providing for a total of 4 bedrooms. The first floor features an eat-in kitchen, living room, one bedroom, and a full bathroom. The second floor offers two additional bedrooms, plus the tandem bedroom, along with a convenient half bathroom. An enclosed front porch provides additional flexible space and a welcoming entry. The fenced-in yard offers the space for outdoor enjoyment. A wonderful opportunity to make this home your own!

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Recently Sold Nearby

Property History

Market Insights

2

Price Changes

10%

Price Range

Property Timeline

👁️

Showing Instructions Updated

Sep 24, 2026

New showing requirements

👁️

Showing Instructions Updated

Aug 22, 2026

New showing requirements

👁️

Showing Instructions Updated

Aug 12, 2026

New showing requirements

↓

Price Reduced

Jun 6, 2026

$269,900 $10,000 (-3.57%)

From $279,900 to $269,900 (-3.6%)

↓

Price Reduced

Apr 30, 2026

$279,900 $20,000 (-6.67%)

From $299,900 to $279,900 (-6.7%)

👁️

Showing Instructions Updated

Apr 25, 2026

New showing requirements

👁️

Showing Instructions Updated

Apr 24, 2026

New showing requirements

👁️

Showing Instructions Updated

Apr 24, 2026

New showing requirements

🏠

Listed for Sale

Apr 23, 2026

$299,900

Original listing

Detailed History Table ▼

Date	Event	Price	Change	$/sqft	Details
09/24/2026	👁️ Showing Instructions Updated	-	-	-	New showing requirements
08/22/2026	👁️ Showing Instructions Updated	-	-	-	New showing requirements
08/12/2026	👁️ Showing Instructions Updated	-	-	-	New showing requirements
06/06/2026	↓ Price Reduced	$269,900	$10,000	-	From $279,900 to $269,900 (-3.6%)
04/30/2026	↓ Price Reduced	$279,900	$20,000	-	From $299,900 to $279,900 (-6.7%)
04/25/2026	👁️ Showing Instructions Updated	-	-	-	New showing requirements
04/24/2026	👁️ Showing Instructions Updated	-	-	-	New showing requirements
04/24/2026	👁️ Showing Instructions Updated	-	-	-	New showing requirements
04/23/2026	🏠 Listed for Sale	$299,900	-	-	Original listing

Tax History

Year	Taxes	Assessment
2025	$3,230	$185,000

Financial Details

Annual Property Tax

$3,230

Tax Year 2025

Assessed Value

$185,000

Facts & Features

Home Facts

Type Residential

Style Single Family Residence

Year Built 1890

Living Area 1,092 sq ft

Lot Size 0.14 acres

Bedrooms 3

Full Baths 1

Half Baths 1

Total Rooms 6

Interior

Heating Steam, Oil

Cooling Window Unit(s)

Flooring None

Appliances Gas Water Heater, Range, Refrigerator

Fireplace None

Basement Full, Walk-out Access, Sump Pump

Laundry In Basement

Features None

Exterior

Construction Frame

Architecture Colonial

Roof Shingle

Features Porch - Enclosed, Storage, Fenced Yard

Pool None

Spa None

Fencing Fenced

Patio/Porch Porch - Enclosed

Parking

Features Paved Drive, Off Street

Total Spaces 4

Utilities

Electric Circuit Breakers

Water Public

Sewer Public Sewer

Gas None

Other For Gas Range

Financial

Annual Tax $3,230

Assessed Value $185,000

HOA & Community

Fee Includes None

Amenities None

Optional Fee Includes None

Down Payment Resource Eligible

MA Disclosures

Lead Paint Unknown

Seller Disclosures Subject To Seller Finding Suitable Housing. Audio/video Camera On Premise

Additional Details

Possession None

Accepted Financing None

Structure Type []

Sq Ft Source Public Record

Documents None

County Hampden

Total market time (incl. prior listings) 154 days

Property Overview

Property Type

Single Family Residence

Listing Type

For Sale

Year Built

1890

Bedrooms

3

Full Bathrooms

1

Half Bathrooms

1

Living Area

1,092 sq ft

Total Rooms

6

Floor Layout

Interactive room guide Explore Floor Layout 2 levels · 14 rooms Open ›

Interior Features

Flooring:

Appliances: Gas Water Heater, Range, Refrigerator

Interior Features:

Windows:

Basement: Full, Walk-Out Access, Sump Pump

Laundry: In Basement

Security:

Construction & Materials

Style: Colonial

Year Built: 1890

Structure Type:

Exterior Materials: Frame

Roof: Shingle

Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Steam, Oil

Cooling: Window Unit(s)

Hot Water:

Water Source: Public

Sewer: Public Sewer

Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Storage, Fenced Yard

Patio & Porch: Porch - Enclosed

Fencing: Fenced

Other Structures:

Lot Features:

Road Surface:

Parking & Garage

Total Parking Spaces: 4

Parking Features: Paved Drive, Off Street

Nearby Schools

School information not available for this location.

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Principal, interest, taxes & insurance

Loan Amount

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After down payment

Total Interest

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Over life of loan

Total Cost

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Including down payment

Home Price

Down Payment

%

Down: $0

Interest Rate

%

Loan Term 30 years 15 years

Monthly Payment Breakdown

Principal & Interest $0

Property Tax $269

Homeowners Insurance $200

PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0

Total principal paid $0

Total interest paid $0

Rate Impact

-0.5% Rate

$0/mo

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Current Rate

$0/mo

+0.5% Rate

$0/mo

Cost $0/mo

Payment Over Time

Interest

Principal

Year 1

95% Interest

Year 15

50/50

Year 30

95% Principal

* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

5 Vernon St, Holyoke MA 01040

Holyoke, MA 01040

Listing Information

Listing Agent DeLia Rodriguez

Listing Office Delia Rodriguez Realty, LLC

Office Phone 413-246-8040

Agent MLS ID M8001185

Office MLS ID AN7718

Listing Data Updated Sep 24, 2026 9:23 AM EDT

Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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