FeaturesBathroom - Full, Bathroom - Tiled With Tub, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
LevelThird
5 Ferdinand St, Worcester MA 01603
Worcester, MA 01603
$699,000
$649,000
Est. $3,891/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Attention First home buyers and investors!!! what about 2 units? Completely reimagined and brought down to the studs, this ultra-efficient Single family with in-law apartment (achieved via a fully permitted internal ADU conversion) generates a commanding $4,700/month in gross rent with room to grow. The property features a 2-bedroom, 1-bathroom first-floor ADU, paired with a massive 3-bedroom, 2-bathroom primary residence spanning the second and third floors—complete with a beautiful en-suite master bedroom. Built strictly to modern Energy Code, this fully electrified building features with new heat pumps for central heating and AC, an advanced ERV ventilation system, closed-cell insulation, all-new windows. Absolutely zero capital expenditure is needed: every system is brand new, including the electrical and electrical service, full plumbing, water heaters, all new lightings, floorings, new bathrooms, kitchens and more .This Gorgeous house Finished with premium designer touches like quartz countertops, tiled bathrooms, recessed lighting, stainless steel appliances and a beautiful Composite porch-Deck. Don’t miss this opportunity to build a financial flexibility. Both units are leased. Buyer agent to do all the diligences.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
7.2%
Price Range
Property Timeline
Status: Active under contract
Aug 25, 2026
Active → Active Under Contract
Pending Sale
Aug 24, 2026
Offer accepted, sale pending
Price Reduced
Aug 17, 2026
$649,000
$50,000
(-7.15%)
From $699,000 to $649,000 (-7.2%)
Showing Instructions Updated
Jul 28, 2026
New showing requirements
Listed for Sale
Jul 28, 2026
$699,000
Original listing
Office: Dell Realty Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/25/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/24/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/17/2026 | ↓ Price Reduced | $649,000 | $50,000 | - | From $699,000 to $649,000 (-7.2%) |
| 07/28/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 07/28/2026 | 🏠 Listed for Sale | $699,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,915 | $370,100 |
Financial Details
Annual Property Tax
$4,915
Tax Year 2026
Assessed Value
$370,100
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1890
Living Area
2,700 sq ft
Lot Size
0.14 acres
Bedrooms
5
Full Baths
3
Total Rooms
9
Interior
Heating
Central, Forced Air, Heat Pump, Air Source Heat Pumps (ashp)
Cooling
Central Air, Dual
Flooring
Vinyl, Flooring - Stone/ceramic Tile, Flooring - Vinyl
Appliances
Range, Dishwasher, Microwave, Refrigerator, Stainless Steel Appliance(s)
Fireplace
None
Basement
Unfinished
Laundry
Bathroom - Full, Electric Dryer Hookup, Washer Hookup, Second Floor
Features
Bathroom - Full, Closet, Countertops - Stone/granite/solid, Cabinets - Upgraded, Recessed Lighting, Bathroom - Tiled With Tub & Shower, In-law Floorplan, Bedroom, Kitchen, Living/dining Rm Combo, Bathroom
Exterior
Construction
None
Architecture
Colonial
Roof
Shingle
Features
Balcony / Deck, Balcony - Exterior, Porch, Deck, Covered Patio/deck, Storage
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck, Covered
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,915
Assessed Value
$370,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
This House Was Completed Renewed In 2025-2026 Top To Bottom Excluded The Roof. It’s A Single Family With In-law Apartment ( 2 Family Achieved Via Internal Adu Conversion) $4, 700/month In Gross Rent With Room To Grow. Both Units Are Leased. Buyer Agent Is Responsible Due The Diligences
Exclusions
Personal Belongs And Washer And Dryer
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Other
Documents
None
County
Worcester
Total market time (incl. prior listings)
43 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1890
Bedrooms
5
Full Bathrooms
3
Living Area
2,700 sq ft
Total Rooms
9
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,700 sq ft above grade
FeaturesBathroom - Full, Closet, Flooring - Vinyl, Recessed Lighting
LevelThird
FeaturesFlooring - Vinyl, Countertops - Upgraded, Cabinets - Upgraded, Recessed Lighting, Remodeled
LevelSecond
FeaturesCloset, Flooring - Vinyl
LevelSecond
FeaturesCloset, Flooring - Vinyl
LevelSecond
FeaturesBathroom - Full, Bathroom - Tiled With Tub & Shower, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
LevelSecond
FeaturesFlooring - Vinyl, Recessed Lighting, Remodeled
LevelSecond
FeaturesFlooring - Vinyl, Recessed Lighting, Remodeled
LevelSecond
FeaturesCloset, Flooring - Vinyl
FeaturesBathroom - Full, Closet, Flooring - Vinyl, Recessed Lighting
Display Options
Outdoor Areas
Patio & porchPorch, Deck, Covered
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Flooring - Stone/Ceramic Tile, Flooring - Vinyl
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Stainless Steel Appliance(s)
Interior Features:
Bathroom - Full, Closet, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Recessed Lighting, Bathroom - Tiled With Tub & Shower, In-Law Floorplan, Bedroom, Kitchen, Living/Dining Rm Combo, Bathroom
Windows:
Basement:
Unfinished
Laundry:
Bathroom - Full, Electric Dryer Hookup, Washer Hookup, Second Floor
Security:
Construction & Materials
Style:
Colonial
Year Built:
1890
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Stone, Brick/Mortar
Condition:
Remodeled
Heating, Cooling & Utilities
Heating:
Central, Forced Air, Heat Pump, Air Source Heat Pumps (ASHP)
Heating Zones:
2
Cooling:
Central Air, Dual
Cooling Zones:
2
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Other (See Remarks)
Exterior & Lot
Exterior Features:
Balcony / Deck, Balcony - Exterior, Porch, Deck, Covered Patio/Deck, Storage
Patio & Porch:
Porch, Deck, Covered
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
3 schools
C+
Columbus Park School
< 0.1 mi
|
#9 of 12
|
Score: 31.8
Improved 720 spots from last year
-26.4 below state avg
358 students
Diverse
Rising School
Diverse Student Body
Grades PK-06
C-
Goddard School/Science Technical
0.6 mi
|
#707 of 825
|
Score: 35.1
Improved 13 spots from last year
-23.1 below state avg
334 students
Diverse
Grades PK-06
Our Lady of the Angels School
0.8 mi
Grades PK-08
Middle Schools
2 schools
B
Sullivan Middle School
1.6 mi
|
#156 of 352
|
Score: 44.0
Improved 29 spots from last year
-14.2 below state avg
954 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
Worcester SDA School
1.8 mi
Grades 01-08
High Schools
3 schools
C-
University Park Campus School
0.6 mi
|
#286 of 346
|
Score: 42.8
Dropped 9 spots from last year
-15.4 below state avg
224 students
Diverse
Early College Program
College Ready Curriculum
Grades 07-12
B+
Claremont Academy
0.8 mi
|
#9 of 25
|
Score: 37.3
Improved 317 spots from last year
-20.9 below state avg
451 students
Moderate
10 sports
• 216 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
B-
Doherty Memorial High School
1.2 mi
|
#199 of 346
|
Score: 52.3
Improved 22 spots from last year
-5.9 below state avg
1,756 students
Very Diverse
19 sports
• 1,302 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Loan Amount
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$410
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
5 Ferdinand St, Worcester MA 01603
Worcester, MA 01603
Listing Information
Listing Agent
Dell Costa
Listing Office
Dell Realty Inc.
Office Phone
617-629-5950
Agent MLS ID
K8001333
Office MLS ID
AN1378
Listing Data Updated
Sep 8, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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