5 Clark Terrace, Spencer MA 01562

Spencer, MA 01562
$429,900
$419,900
Est. $2,580/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1
Baths
1,307
Sq Ft
$321
Price/Sq Ft
0.53
Acres
1747
Year Built
3
Parking
36
Days on Market
Sale Pending Price Drop -$10,000 Listed Jun 26, 2026 • MLS# 73542204 Copied! • Updated Sep 1, 2026

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About this home

If you are dreaming of a home with the look and feel of an Antique but totally restored for todays lifestyle this is it! This charming Antique Cape was originally built in the late 1700's and was restored and rebuilt in 1986 and moved to a new foundation. Authentic wide plank floors,cathedral ceilings,wood beams & 3 brick fireplaces! Electrical, plumbing & other mechanicals were updated. Spacious main bedroom on the 1st floor with vaulted ceilings and plenty of windows for natural light! The kitchen was beautifully upgraded and has a wood stove and a very cool beehive fireplace and plenty of custom cabinetry! Large, fenced in yard (over 1/2 acre) will be great for pets and a storage barn and shed for the outdoor toys. Plenty of space for gardens and outdoor enjoyment! Walk to downtown,restaurants,library, schools & parks! A fantastic location! Embrace the chance to own piece of history and create your ideal lifestyle in this distinctive home!

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
2.3%
Price Range

Property Timeline

📋
Status: Active under contract
Jul 20, 2026
Active → Active Under Contract
⏳
Pending Sale
Jul 20, 2026
Offer accepted, sale pending
↓
Price Reduced
Jul 8, 2026
$419,900 $10,000 (-2.33%)
From $429,900 to $419,900 (-2.3%)
🏠
Listed for Sale
Jun 26, 2026
$429,900
Original listing
Agent: Donna Flannery Office: ERA Key Realty Services- Spenc

Tax History

Year Taxes Assessment
2026 $3,085 $281,000

Financial Details

Annual Property Tax
$3,085
Tax Year 2026
Assessed Value
$281,000

Facts & Features

Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1747
Living Area 1,307 sq ft
Lot Size 0.53 acres
Bedrooms 3
Full Baths 1
Total Rooms 5

Interior

Heating Forced Air, Oil
Cooling Central Air
Flooring Wood
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace Kitchen, Living Room, Bedroom
Fireplaces 3
Basement Full, Interior Entry, Bulkhead, Concrete
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction None
Architecture Cape, Antique
Roof Shingle
Features Rain Gutters, Storage, Screens, Fenced Yard, Garden, Outdoor Gas Grill Hookup
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch None
Features Off Street
Total Spaces 3
Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Oven, For Electric Oven, For Electric Dryer, Washer Hookup, Outdoor Gas Grill Hookup
Annual Tax $3,085
Assessed Value $281,000
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Cord Wood Is Being Removed By Seller. Seller Has The Antique Windows And Doors In The Shed That Stay. *sale Is Contingent On Sellers Next Home Closing(aug 21) There Are 3 Bedrooms But The Town Has It Listed As 2 Bedrooms.
Possession None
Accepted Financing None
Structure Type []
House Color Navy
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 38 days

Property Overview

Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1747
Bedrooms
3
Full Bathrooms
1
Living Area
1,307 sq ft
Total Rooms
5

Floor Layout

Interior Features

Flooring: Wood
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Screens
Basement: Full, Interior Entry, Bulkhead, Concrete
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Cape, Antique
Year Built: 1747
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Oil
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters, Storage, Screens, Fenced Yard, Garden, Outdoor Gas Grill Hookup
Patio & Porch:
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Cleared
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 3
Parking Features: Off Street

Special Features

Fireplaces: 3
Fireplace Type: Kitchen, Living Room, Bedroom
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Conservation Area, Highway Access, House of Worship, Public School
School District
Spencer-East Brookfield School District local
F
E

Elementary Schools

3 schools
C-
Wire Village School
1.5 mi | #668 of 825 | Score: 37.5
Improved 5 spots from last year
-20.7 below state avg
461 students Diverse
Grades K-04
C-
East Brookfield Elementary School
2.7 mi | #725 of 825 | Score: 33.9
Dropped 262 spots from last year
-24.3 below state avg
254 students Moderate
Strong Attendance
Grades PK-06
Mad Brook Academy
4.2 mi
Grades PK
M

Middle Schools

2 schools
D
Knox Trail Middle School
0.1 mi | #327 of 352 | Score: 28.7
Dropped 50 spots from last year
-29.5 below state avg
407 students Diverse
Grades 05-08
C+
Leicester Middle School
4.2 mi | #226 of 352 | Score: 38.6
Improved 5 spots from last year
-19.6 below state avg
401 students Diverse
Grades 05-08
H

High Schools

2 schools
C
David Prouty High School
0.7 mi | #253 of 346 | Score: 47.0
Dropped 8 spots from last year
-11.2 below state avg
321 students Moderate
13 sports • 482 athletes
Strong AP Program Career Tech Programs College Ready Curriculum
Grades 09-12
B
Leicester High School
4.2 mi | #163 of 346 | Score: 54.7
Dropped 3 spots from last year
-3.5 below state avg
409 students Diverse
14 sports • 674 athletes
Strong AP Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $257
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

5 Clark Terrace, Spencer MA 01562

Spencer, MA 01562

Listing Information

Listing Agent Donna Flannery
Listing Office ERA Key Realty Services- Spenc
Office Phone 508-885-6336
Agent MLS ID K0003035
Office MLS ID K95257
Listing Data Updated Sep 1, 2026 9:56 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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