5 Branch St, Gardner MA 01440

Gardner, MA 01440
$315,000
Est. $2,167/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
3
Beds
1
Baths
1,473
Sq Ft
$214
Price/Sq Ft
0.25
Acres
1882
Year Built
1
Garage Space
10 hours 14 minutes
Time on Market
For Sale Open House Listed Sep 10, 2026 • MLS# 73571702 Copied! • Updated Sep 10, 2026

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Open House Schedule

12
Sep
Saturday, September 12
12:00 PM - 2:00 PM EDT

About this home

Welcome to 5 Branch St! Tucked away on a quiet dead-end street just outside Gardner’s town center, this charming bungalow offers the perfect opportunity to own a home with room to make it your own. Filled with natural light, the main living area features warm wood flooring, while the spacious kitchen opens to the dining area and provides easy access to the oversized back deck. And the yard is truly the star of the show! With plenty of space for gardening, entertaining, relaxing, or creating your own outdoor oasis, there’s room to enjoy the seasons right at home. A detached garage adds valuable storage and flexibility. Whether you’re a first-time buyer ready to build equity or simply looking for a cozy home with a little breathing room, this one offers an inviting combination of comfort, privacy, and outdoor living, all just minutes from the conveniences of town. A sweet home with plenty of potential and a yard you’ll love coming home to!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 10, 2026
$315,000
Original listing
Agent: The Goneau Group Office: Keller Williams Realty North Central

Tax History

Year Taxes Assessment
2026 $4,493 $326,300

Financial Details

Annual Property Tax
$4,493
Tax Year 2026
Assessed Value
$326,300

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1882
Living Area 1,473 sq ft
Lot Size 0.25 acres
Bedrooms 3
Full Baths 1
Total Rooms 6

Interior

Heating Baseboard, Oil
Cooling None
Flooring Wood, Tile, Vinyl, Laminate, Flooring - Vinyl
Appliances Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace None
Basement Unfinished
Laundry First Floor, Electric Dryer Hookup, Washer Hookup
Features Closet, Closet/cabinets - Custom Built, Mud Room, Sun Room

Exterior

Construction None
Architecture Colonial, Bungalow
Roof Shingle
Features Porch, Covered Patio/deck
Pool None
Spa None
Fencing None
Patio/Porch Porch, Covered
Garage Spaces 1
Has Garage Yes
Features Detached, Storage, Paved Drive, Off Street
Total Spaces 4
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $4,493
Assessed Value $326,300
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Garage Structure Needs Some Work Sold As Is. Active Audio And Video Equipment On Premises.
Possession None
Accepted Financing None
Structure Type []
House Color Gray
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1882
Bedrooms
3
Full Bathrooms
1
Living Area
1,473 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Wood, Tile, Vinyl, Laminate, Flooring - Vinyl
Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features: Closet, Closet/Cabinets - Custom Built, Mud Room, Sun Room
Windows:
Basement: Unfinished
Laundry: First Floor, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial, Bungalow
Year Built: 1882
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Covered Patio/Deck
Patio & Porch: Porch, Covered
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 4
Parking Features: Detached, Storage, Paved Drive, Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $374
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

5 Branch St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent The Goneau Group
Listing Office Keller Williams Realty North Central
Office Phone 978-779-5090
Agent MLS ID TM309310
Office MLS ID AC2204
Listing Data Updated Sep 10, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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