494-496 Main Street, Haverhill MA 01830 - Preview 1 494-496 Main Street, Haverhill MA 01830 - Preview 2 494-496 Main Street, Haverhill MA 01830 - Preview 3 494-496 Main Street, Haverhill MA 01830 - Preview 4 494-496 Main Street, Haverhill MA 01830 - Preview 5 494-496 Main Street, Haverhill MA 01830 - Preview 6 494-496 Main Street, Haverhill MA 01830 - Preview 7 494-496 Main Street, Haverhill MA 01830 - Preview 8 494-496 Main Street, Haverhill MA 01830 - Preview 9 494-496 Main Street, Haverhill MA 01830 - Preview 10 494-496 Main Street, Haverhill MA 01830 - Preview 11 494-496 Main Street, Haverhill MA 01830 - Preview 12 494-496 Main Street, Haverhill MA 01830 - Preview 13 494-496 Main Street, Haverhill MA 01830 - Preview 14 494-496 Main Street, Haverhill MA 01830 - Preview 15 494-496 Main Street, Haverhill MA 01830 - Preview 16 494-496 Main Street, Haverhill MA 01830 - Preview 17 494-496 Main Street, Haverhill MA 01830 - Preview 18 494-496 Main Street, Haverhill MA 01830 - Preview 19 494-496 Main Street, Haverhill MA 01830 - Preview 20 494-496 Main Street, Haverhill MA 01830 - Preview 21 494-496 Main Street, Haverhill MA 01830 - Preview 22 494-496 Main Street, Haverhill MA 01830 - Preview 23 494-496 Main Street, Haverhill MA 01830 - Preview 24 494-496 Main Street, Haverhill MA 01830 - Preview 25 494-496 Main Street, Haverhill MA 01830 - Preview 26 494-496 Main Street, Haverhill MA 01830 - Preview 27 494-496 Main Street, Haverhill MA 01830 - Preview 28 494-496 Main Street, Haverhill MA 01830 - Preview 29 494-496 Main Street, Haverhill MA 01830 - Preview 30 494-496 Main Street, Haverhill MA 01830 - Preview 31 494-496 Main Street, Haverhill MA 01830 - Preview 32 494-496 Main Street, Haverhill MA 01830 - Preview 33
494-496 Main Street, Haverhill MA 01830 - Preview 1 494-496 Main Street, Haverhill MA 01830 - Preview 2 494-496 Main Street, Haverhill MA 01830 - Preview 3 494-496 Main Street, Haverhill MA 01830 - Preview 4 494-496 Main Street, Haverhill MA 01830 - Preview 5 494-496 Main Street, Haverhill MA 01830 - Preview 6 494-496 Main Street, Haverhill MA 01830 - Preview 7 494-496 Main Street, Haverhill MA 01830 - Preview 8 494-496 Main Street, Haverhill MA 01830 - Preview 9 494-496 Main Street, Haverhill MA 01830 - Preview 10 494-496 Main Street, Haverhill MA 01830 - Preview 11 494-496 Main Street, Haverhill MA 01830 - Preview 12 494-496 Main Street, Haverhill MA 01830 - Preview 13 494-496 Main Street, Haverhill MA 01830 - Preview 14 494-496 Main Street, Haverhill MA 01830 - Preview 15 494-496 Main Street, Haverhill MA 01830 - Preview 16 494-496 Main Street, Haverhill MA 01830 - Preview 17 494-496 Main Street, Haverhill MA 01830 - Preview 18 494-496 Main Street, Haverhill MA 01830 - Preview 19 494-496 Main Street, Haverhill MA 01830 - Preview 20 494-496 Main Street, Haverhill MA 01830 - Preview 21 494-496 Main Street, Haverhill MA 01830 - Preview 22 494-496 Main Street, Haverhill MA 01830 - Preview 23 494-496 Main Street, Haverhill MA 01830 - Preview 24 494-496 Main Street, Haverhill MA 01830 - Preview 25 494-496 Main Street, Haverhill MA 01830 - Preview 26 494-496 Main Street, Haverhill MA 01830 - Preview 27 494-496 Main Street, Haverhill MA 01830 - Preview 28 494-496 Main Street, Haverhill MA 01830 - Preview 29 494-496 Main Street, Haverhill MA 01830 - Preview 30 494-496 Main Street, Haverhill MA 01830 - Preview 31 494-496 Main Street, Haverhill MA 01830 - Preview 32 494-496 Main Street, Haverhill MA 01830 - Preview 33

494-496 Main Street, Haverhill MA 01830

Haverhill, MA 01830
$1,100,000
Est. $6,522/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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10
Beds
4
Baths
4,547
Sq Ft
$242
Price/Sq Ft
0.14
Acres
1900
Year Built
4
Parking
4 Family
Type
New today
Time on Market
For Sale Listed Nov 6, 2026 • MLS# 73599864 Copied! • Updated Nov 6, 2026

Track this home for price, status, and open-house alerts.

About this home

Investment Opportunity! Well-maintained four-family property featuring a desirable unit mix of two spacious 4-bedroom apartments and two 1-bedroom apartments. All four units have been updated within the last five years, offering investors an opportunity to acquire a property with significant improvements already completed. Current rents are below market, presenting excellent potential for increased income over time. All four units are currently month-to-month, providing added flexibility for future ownership and rental adjustments. Recent capital improvements include new electrical, a sprinkler system, commercial fire alarm system, three of four newer water heaters, three of four newer boilers, and a roof approximately 7 years old (2017). Additional amenities include four off-street parking spaces. A great opportunity for investors looking to expand their portfolio with a multifamily property offering strong rental upside and flexibility.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Nov 6, 2026
$1,100,000
Original listing
Agent: Michelle Conceicao Office: Coldwell Banker Realty - Haverhill

Tax History

Year Taxes Assessment
2025 $9,117 $851,300

Financial Details

Annual Property Tax
$9,117
Tax Year 2025
Assessed Value
$851,300

Facts & Features

Home Facts

Type Residential Income
Style 4 Family
Year Built 1900
Living Area 4,547 sq ft
Lot Size 0.14 acres
Stories 6
Bedrooms 10
Full Baths 4
Total Rooms 20

Investment Metrics

Units 4
Unit 1 Rent $1,800/mo · N
Unit 2 Rent $2,500/mo · N
Unit 3 Rent $2,000/mo
Unit 4 Rent $2,800/mo
Total Monthly Rent $9,100/mo
Gross Income $109,200
Net Operating Income $109,200
Operating Expenses $23,100
Water/Sewer Expense $5,800
Electric Expense $800
Insurance Expense $3,900
Cap Rate 9.93%
Heating Baseboard
Cooling None
Flooring None
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Concrete
Laundry None
Features Living Room, Kitchen, Laundry Room
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch
Features Paved Drive, Off Street, Paved
Total Spaces 4
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range

Financial

Annual Tax $9,117
Assessed Value $851,300
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Certified Treated
Seller Disclosures No Photos Available For Unit 494-2.
Possession None
Accepted Financing None
Structure Type []
House Color Beige
Sq Ft Source Measured
Documents None
County Essex

Property Overview

Property Type
4 Family
Listing Type
For Sale
Year Built
1900
Bedrooms
10
Full Bathrooms
4
Living Area
4,547 sq ft
Total Rooms
20
Stories
6
Levels
6

Floor Layout

Interior Features

Flooring:
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Living Room, Kitchen, Laundry Room
Windows:
Basement: Full, Concrete
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone, Brick/Mortar
Stories: 6

Utilities & Systems

Heating: Baseboard
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved
School District
Haverhill School District local
C
🎓 Where Graduates Go Class of 2021
57% attend college
30% 4-Year 26% 2-Year 9% Out of State 0% Working
⚠ School Safety 2024-25
3.1% Above Average
3.0% Suspensions 0.9% In-School 0.1% Emergency
↓ 2.4% below state avg
E

Elementary Schools

10 schools
St. Joseph School of All Saints Parish
0.8 mi
Grades PK-08
Greenleaf Academy
1.3 mi
33 students Diverse
Diverse Student Body
Grades 01-12
Sacred Hearts Elementary School
1.3 mi
Grades K-08
Bartlett School and Assessment Center
1.7 mi
48 students Diverse
Diverse Student Body
Grades K-12
B-
Caleb Dustin Hunking School
1.9 mi | #187 of 352 | Score: 41.5
Dropped 22 spots from last year
-16.7 below state avg
1,064 students Diverse
Grades K-08
B+
Hill View Montessori Charter Public School
2.4 mi | #7 of 16 | Score: 34.6
Improved 308 spots from last year
-23.6 below state avg
306 students Diverse
Rising School Diverse Student Body
Grades K-08
Bradford Christian Academy
3.1 mi
Grades K-12
C-
Walnut Square School
0.4 mi | #685 of 825 | Score: 36.6
Dropped 69 spots from last year
-21.6 below state avg
154 students Diverse
Diverse Student Body
Grades K-03
C-
Pentucket Lake Elementary School
0.8 mi | #699 of 825 | Score: 35.8
Dropped 60 spots from last year
-22.4 below state avg
502 students Diverse
Grades K-05
C
Tilton School
1.1 mi | #652 of 825 | Score: 38.1
Dropped 171 spots from last year
-20.1 below state avg
478 students Diverse
Grades K-04
M

Middle Schools

3 schools
C
John G Whittier School
0.7 mi | #281 of 352 | Score: 33.8
Improved 18 spots from last year
-24.4 below state avg
469 students Diverse
Diverse Student Body
Grades 05-08
C-
Dr. Paul Nettle Middle School
1.5 mi | #293 of 352 | Score: 32.3
Dropped 43 spots from last year
-25.9 below state avg
504 students Diverse
Grades 05-08
C
Consentino Middle School
1.6 mi | #277 of 352 | Score: 34.1
Dropped 8 spots from last year
-24.1 below state avg
770 students Diverse
Grades 05-08
H

High Schools

3 schools
B-
Gateway Academy
0.3 mi | #15 of 25 | Score: 31.2
Improved 357 spots from last year
-27 below state avg
132 students Diverse
Rising School
Grades 07-12
C
Haverhill High School
1.3 mi | #256 of 346 | Score: 46.7
Improved 74 spots from last year
-11.6 below state avg
1,850 students Diverse
21 sports • 1,780 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
B+
Whittier Regional Vocational School
3.3 mi | #123 of 346 | Score: 58.6
Dropped 34 spots from last year
+0.4 above state avg
1,288 students Diverse
Early College Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $760
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

494-496 Main Street, Haverhill MA 01830

Haverhill, MA 01830

Listing Information

Listing Agent Michelle Conceicao
Listing Office Coldwell Banker Realty - Haverhill
Office Phone 978-372-8577
Agent MLS ID CN228309
Office MLS ID AN6212
Listing Data Updated Nov 6, 2026 4:01 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

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