Dimensions12 x 13
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood
LevelSecond
490 Main Street, Oxford MA 01540
Oxford, MA 01540
$345,000
Est. $2,244/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
OFFERS DUE MONDAY 8/31 at noon! This adorable Cape has everything you need and more! A newly built entryway off the back of the home creates a charming mudroom area - perfect for keeping everyday essentials organized. Enter inside to find beautiful hardwood floors throughout, with a cozy fireplace anchoring the inviting living room. The kitchen offers ample cabinet storage and flows seamlessly into the formal dining room, perfect for those who love to entertain. Upstairs, you’ll find two comfortable bedrooms, each offering generous closet space, along with a full bathroom just off the hallway featuring sky-high vaulted ceilings and a skylight that fills the space with natural light. The finished basement offers a versatile recreation room, providing the perfect space for a home gym or media room! Outside, the backyard is a true retreat, filled with established perennial flowers that add beautiful seasonal color. The space is also complete with a patio, screened-in gazebo, firepit, garden area, and storage shed for all your outdoor essentials. For added comfort, recently installed mini-spits on both living levels provide cooling throughout the home. A new septic system will be installed prior to closing! Centrally located with easy access to major routes, shopping, dining, and local amenities, this charming Oxford Cape is one you won’t want to miss!
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Sep 1, 2026
Active → Active Under Contract
Pending Sale
Sep 1, 2026
Offer accepted, sale pending
Listed for Sale
Aug 25, 2026
$345,000
Original listing
Agent: The Balestracci Group
Office: Lamacchia Realty, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/01/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 09/01/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/25/2026 | 🏠 Listed for Sale | $345,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,590 | $293,500 |
Financial Details
Annual Property Tax
$3,590
Tax Year 2026
Assessed Value
$293,500
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1940
Living Area
1,351 sq ft
Lot Size
0.37 acres
Bedrooms
2
Full Baths
1
Total Rooms
5
Interior
Heating
Baseboard, Oil
Cooling
Heat Pump, Ductless
Flooring
Laminate, Hardwood
Appliances
Water Heater, Range, Refrigerator
Fireplace
Living Room
Fireplaces
1
Basement
Full, Partially Finished, Interior Entry, Bulkhead
Laundry
Electric Dryer Hookup, Washer Hookup, In Basement
Features
None
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Patio, Storage, Fenced Yard, Gazebo, Garden
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Patio
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
6
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Private Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$3,590
Assessed Value
$293,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Sellers Reserve The Right To Accept An Offer At Anytime. Buyers And Buyers Agents To Perform Due Diligence. Some Photos May Be Virtually Enhanced. New Septic To Be Installed Prior To Closing. Sale Is Subject To Sellers Closing On Suitable Housing. Purchase Property Identified And Uag.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Yellow
Sq Ft Source
Public Record
Sq Ft Disclosures
Measurements are approx.
Documents
None
County
Worcester
Total market time (incl. prior listings)
21 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1940
Bedrooms
2
Full Bathrooms
1
Living Area
1,351 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,127 sq ft above grade
224 sq ft below grade
Dimensions8 x 7
FeaturesBathroom - With Tub & Shower, Skylight, Vaulted Ceiling(s), Closet - Linen, Flooring - Laminate, Countertops - Stone/Granite/Solid
LevelSecond
Dimensions12 x 20
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood
LevelSecond
Dimensions12 x 9
FeaturesCeiling Fan(s), Flooring - Laminate
LevelFirst
Dimensions12 x 12
FeaturesFlooring - Hardwood
LevelFirst
Dimensions12 x 21
FeaturesFlooring - Hardwood
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
KKitchen (1)
BRBedroom (2)
BABathroom (2)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Laminate, Hardwood
Appliances:
Water Heater, Range, Refrigerator
Interior Features:
Windows:
Insulated Windows
Basement:
Full, Partially Finished, Interior Entry, Bulkhead
Laundry:
Electric Dryer Hookup, Washer Hookup, In Basement
Security:
Construction & Materials
Style:
Cape
Year Built:
1940
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Baseboard, Oil
Cooling:
Heat Pump, Ductless
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Patio, Storage, Fenced Yard, Gazebo, Garden
Patio & Porch:
Patio
Fencing:
Fenced
Other Structures:
Gazebo
Lot Features:
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Public School
Nearby Schools
School District
Oxford School District local
D
School Safety
2024-25
5.3%
Above Average
4.0%
Suspensions
0.2%
In-School
0.1%
Expulsions
1.2%
Emergency
0.2% below state avg
Elementary Schools
2 schools
B-
Clara Barton School
1.0 mi
|
#474 of 825
|
Score: 45.4
Improved 143 spots from last year
-12.8 below state avg
315 students
Moderate
Rising School
Strong Attendance
Grades 03-05
Alfred M Chaffee School
2.1 mi
311 students
Moderate
Grades K-02
Middle Schools
1 school
C
Oxford Middle School
0.1 mi
|
#264 of 352
|
Score: 35.3
Dropped 4 spots from last year
-22.9 below state avg
346 students
Moderate
Grades 06-08
High Schools
1 school
C-
Oxford High School
0.3 mi
|
#287 of 346
|
Score: 42.6
Dropped 79 spots from last year
-15.6 below state avg
448 students
Moderate
13 sports
• 492 athletes
High Graduation Rate
College Ready Curriculum
Grades PK-12
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Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$299
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
490 Main Street, Oxford MA 01540
Oxford, MA 01540
Listing Information
Listing Agent
The Balestracci Group
Listing Office
Lamacchia Realty, Inc.
Office Phone
508-832-5324
Agent MLS ID
TM323786
Office MLS ID
AN8507
Listing Data Updated
Sep 23, 2026 9:42 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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