490 Main Street, Oxford MA 01540

Oxford, MA 01540
$345,000
Est. $2,244/month
2
Beds
1
Baths
1,351
Sq Ft
$255
Price/Sq Ft
0.37
Acres
1940
Year Built
6
Parking
8 hours 10 minutes
Time on Market
For Sale Listed Aug 25, 2026 • MLS# 73568052 Copied! • Updated Aug 25, 2026

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About this home

This adorable Cape has everything you need and more! A newly built entryway off the back of the home creates a charming mudroom area - perfect for keeping everyday essentials organized. Enter inside to find beautiful hardwood floors throughout, with a cozy fireplace anchoring the inviting living room. The kitchen offers ample cabinet storage and flows seamlessly into the formal dining room, perfect for those who love to entertain. Upstairs, you’ll find two comfortable bedrooms, each offering generous closet space, along with a full bathroom just off the hallway featuring sky-high vaulted ceilings and a skylight that fills the space with natural light. The finished basement offers a versatile recreation room, providing the perfect space for a home gym or media room! Outside, the backyard is a true retreat, filled with established perennial flowers that add beautiful seasonal color. The space is also complete with a patio, screened-in gazebo, firepit, garden area, and storage shed for all your outdoor essentials. For added comfort, recently installed mini-spits on both living levels provide cooling throughout the home. A new septic system will be installed prior to closing! Centrally located with easy access to major routes, shopping, dining, and local amenities, this charming Oxford Cape is one you won’t want to miss!

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Property History

Property Timeline

🏠
Listed for Sale
Aug 25, 2026
$345,000
Original listing
Agent: The Balestracci Group Office: Lamacchia Realty, Inc.

Tax History

Year Taxes Assessment
2026 $3,590 $293,500

Financial Details

Annual Property Tax
$3,590
Tax Year 2026
Assessed Value
$293,500

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1940
Living Area 1,351 sq ft
Lot Size 0.37 acres
Bedrooms 2
Full Baths 1
Total Rooms 5

Interior

Heating Baseboard, Oil
Cooling Heat Pump, Ductless
Flooring Laminate, Hardwood
Appliances Water Heater, Range, Refrigerator
Fireplace Living Room
Fireplaces 1
Basement Full, Partially Finished, Interior Entry, Bulkhead
Laundry Electric Dryer Hookup, Washer Hookup, In Basement
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Patio, Storage, Fenced Yard, Gazebo, Garden
Pool None
Spa None
Fencing Fenced
Patio/Porch Patio
Features Paved Drive, Off Street, Paved
Total Spaces 6
Electric Circuit Breakers
Water Public
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $3,590
Assessed Value $293,500
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Buyers And Buyers Agents To Perform Due Diligence. Some Photos May Be Virtually Enhanced. New Septic To Be Installed Prior To Closing. Sale Is Subject To Sellers Finding Suitable Housing.
Possession None
Accepted Financing None
Structure Type []
House Color Yellow
Sq Ft Source Public Record
Sq Ft Disclosures Measurements are approx.
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1940
Bedrooms
2
Full Bathrooms
1
Living Area
1,351 sq ft
Total Rooms
5

Floor Layout

Interior Features

Flooring: Laminate, Hardwood
Appliances: Water Heater, Range, Refrigerator
Interior Features:
Windows: Insulated Windows
Basement: Full, Partially Finished, Interior Entry, Bulkhead
Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Cape
Year Built: 1940
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: Heat Pump, Ductless
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Patio, Storage, Fenced Yard, Gazebo, Garden
Patio & Porch: Patio
Fencing: Fenced
Other Structures: Gazebo
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Public School
School District
Oxford School District local
D
School Safety 2024-25
5.3% Above Average
4.0% Suspensions 0.2% In-School 0.1% Expulsions 1.2% Emergency
0.2% below state avg
E

Elementary Schools

2 schools
B-
Clara Barton School
1.0 mi | #472 of 824 | Score: 45.4
Improved 145 spots from last year
-12.8 below state avg
307 students Moderate
Rising School
Grades 03-05
Alfred M Chaffee School
2.1 mi
313 students Moderate
Grades K-02
M

Middle Schools

1 school
C
Oxford Middle School
0.1 mi | #259 of 352 | Score: 35.7
Improved 1 spots from last year
-22.5 below state avg
385 students Moderate
Grades 06-08
H

High Schools

1 school
C-
Oxford High School
0.3 mi | #289 of 346 | Score: 41.6
Dropped 81 spots from last year
-16.6 below state avg
453 students Diverse
13 sports • 492 athletes
College Ready Curriculum
Grades PK-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $299
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

490 Main Street, Oxford MA 01540

Oxford, MA 01540

Listing Information

Listing Agent The Balestracci Group
Listing Office Lamacchia Realty, Inc.
Office Phone 508-832-5324
Agent MLS ID TM323786
Office MLS ID AN8507
Listing Data Updated Aug 25, 2026 5:37 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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