49 Wheelock Street, Oxford MA 01540

Oxford, MA 01540
$385,000
Est. $2,490/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1
Baths
1,182
Sq Ft
$326
Price/Sq Ft
0.25
Acres
1955
Year Built
5
Parking
9 hours 16 minutes
Time on Market
For Sale Open House Listed Sep 22, 2026 • MLS# 73580949 Copied! • Updated Sep 22, 2026

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Open House Schedule

27
Sep
Sunday, September 27
11:00 AM - 12:30 PM EDT
24
Sep
Thursday, September 24
4:30 PM - 6:00 PM EDT

About this home

Move-in-ready ranch living meets flexible bonus space in this well-cared-for three-bedroom Oxford home! Enter inside to a comfortable living room where hardwood floors continue into the dining area, creating an easy, connected space for daily life. The adjoining kitchen features modern stainless-steel appliances and direct access to the back deck, making indoor-outdoor living simple. Down the hall, three bedrooms and a full bathroom with a tub and shower complete the main floor, offering the ease of single-level living. Downstairs, the finished family room and separate sitting room provide and ideal space for movie nights, a home office, or a play area, while the unfinished portion keeps storage and utility needs organized. Outside, an oversized deck and generous patio overlook the partially fenced yard, offering multiple places to relax and entertain. The location puts local amenities within convenient reach and provides easy access to 395. Recent improvements include an upgraded bulkhead in 2015, a new oil tank in 2021, patio and gutters in 2022, a new septic system and outdoor fencing in 2024, installed a gazebo and an upgraded water heater in 2025, plus a newly installed front door and storm door just last month! With its practical one-level layout, expanded lower-level living area, and appealing outdoor setup, this Oxford ranch is ready for its next chapter! By entering the property you are giving consent to being recorded at an open house or any showings.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 22, 2026
$385,000
Original listing
Agent: The Balestracci Group Office: Lamacchia Realty, Inc.

Tax History

Year Taxes Assessment
2026 $4,119 $336,800

Financial Details

Annual Property Tax
$4,119
Tax Year 2026
Assessed Value
$336,800

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1955
Living Area 1,182 sq ft
Lot Size 0.25 acres
Bedrooms 3
Full Baths 1
Total Rooms 6

Interior

Heating Baseboard, Oil
Cooling None
Flooring Tile, Hardwood
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Finished, Interior Entry, Bulkhead, Concrete
Laundry Electric Dryer Hookup, Washer Hookup, In Basement
Features None

Exterior

Construction Conventional (2x4-2x6)
Architecture Ranch
Roof Shingle
Features Deck - Wood, Patio, Rain Gutters, Storage, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Deck - Wood, Patio
Features Paved Drive, Paved
Total Spaces 5
Electric Circuit Breakers
Water Public
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $4,119
Assessed Value $336,800
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Propane Tank By Fence Is Full And Disconnected. Sellers Can Leave For Buyers Or Have Removed. Buyers And Buyers Agents To Perform Due Diligence. Some Photos May Be Virtually Enhanced. By Entering The Property You Are Giving Consent To Being Recorded At An Open House Or Any Showings.
Exclusions Ring Doorbell, Basement Refrigerator, Electronic Keypad
Possession None
Accepted Financing None
Structure Type []
House Color Tan
Sq Ft Source Public Record
Sq Ft Disclosures Measurements are approx.
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1955
Bedrooms
3
Full Bathrooms
1
Living Area
1,182 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Tile, Hardwood
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Full, Finished, Interior Entry, Bulkhead, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Ranch
Year Built: 1955
Structure Type:
Exterior Materials: Conventional (2x4-2x6)
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: None
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Deck - Wood, Patio, Rain Gutters, Storage, Fenced Yard
Patio & Porch: Deck - Wood, Patio
Fencing: Fenced
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 5
Parking Features: Paved Drive, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $343
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

49 Wheelock Street, Oxford MA 01540

Oxford, MA 01540

Listing Information

Listing Agent The Balestracci Group
Listing Office Lamacchia Realty, Inc.
Office Phone 508-832-5324
Agent MLS ID TM323786
Office MLS ID AN8507
Listing Data Updated Sep 22, 2026 3:11 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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