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49 E Main St, Ayer MA 01432

Ayer, MA 01432
$550,000
Est. $3,364/month
6
Beds
2
Baths
2,650
Sq Ft
$208
Price/Sq Ft
0.15
Acres
1890
Year Built
6
Parking
12 hours 49 minutes
Time on Market
Active Open House Listed Jul 8, 2026 • MLS# 73546548 Copied! • Updated Jul 8, 2026

Open House Schedule

11
Jul
Saturday, July 11
10:00 AM - 11:30 AM EDT

About this home

Well-maintained two-family home ideally located in the heart of town, offering an excellent opportunity for both owner-occupants and investors. Each unit features 3 bedrooms, a living room, dining/family room, eat-in kitchen, and full bath. Kitchens include a stove, refrigerator, microwave, dishwasher, and ample cabinetry. Major updates completed around 2009 include the roof, siding, and Harvey replacement windows, with kitchens and baths updated after 2011. Each unit has its own 100-amp electrical panel, separate heat, electric, hot water, and water service, keeping owner expenses limited to taxes, insurance, and exterior maintenance. Both units have lead compliance certificates registered with the state in 2011. Strong rental history in the high-demand Central Massachusetts market and conveniently located near the commuter rail station.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 8, 2026
$550,000
Original listing
Agent: Scott Simpson Office: Century 21 North East

Tax History

Year Taxes Assessment
2025 $4,595 $384,200

Financial Details

Annual Property Tax
$4,595
Tax Year 2025
Assessed Value
$384,200

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1890
Living Area 2,650 sq ft
Lot Size 0.15 acres
Bedrooms 6
Full Baths 2
Total Rooms 14

Investment Metrics

Units 2
Unit 1 Rent $1,950/mo · N
Unit 2 Rent $2,010/mo · N
Total Monthly Rent $3,960/mo
Gross Income $42,180
Net Operating Income $44,613
Operating Expenses $2,907
Insurance Expense $2,907
Cap Rate 8.11%
Heating Central, Baseboard, Oil, Forced Air
Cooling None
Flooring Tile, Hardwood
Appliances Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Basement Full, Concrete, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup
Features Lead Certification Available, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room, Sunroom
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street
Total Spaces 6
Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Range, For Electric Dryer, Washer Hookup, Varies Per Unit

Financial

Annual Tax $4,595
Assessed Value $384,200
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1890
Bedrooms
6
Full Bathrooms
2
Living Area
2,650 sq ft
Total Rooms
14
Stories
2
Levels
2

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Tile, Hardwood
Appliances: Range, Dishwasher, Microwave, Refrigerator
Interior Features: Lead Certification Available, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room, Sunroom
Windows: Insulated Windows
Basement: Full, Concrete, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1890
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 2

Heating, Cooling & Utilities

Heating: Central, Baseboard, Oil, Forced Air
Heating Zones: 2
Cooling: None
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures: Shed(s)
Lot Features: Corner Lot, Level
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Off Street
School District
Ayer-Shirley School District local
C+
E

Elementary Schools

3 schools
C+
Page Hilltop Elementary School
0.7 mi | #553 of 824 | Score: 42.9
Dropped 70 spots from last year
-15.3 below state avg
539 students Diverse
Grades PK-05
Groton Community School
2.9 mi
Grades PK-K
JRI Littleton Academy Residential Program
3.8 mi
Grades K-12
M

Middle Schools

3 schools
B
Ayer Shirley Regional Middle School
3.0 mi | #162 of 352 | Score: 43.4
Improved 18 spots from last year
-14.8 below state avg
410 students Moderate
Grades 06-08
A-
The Bromfield Middle School
4.0 mi | #75 of 352 | Score: 52.7
Dropped 74 spots from last year
-5.5 below state avg
244 students Moderate
Strong Attendance
Grades 06-08
A
Groton Dunstable Regional Middle School
4.6 mi | #73 of 352 | Score: 53.0
Improved 12 spots from last year
-5.2 below state avg
739 students Moderate
Strong Attendance
Grades 05-08
H

High Schools

3 schools
B
Ayer Shirley Regional High School
0.8 mi | #163 of 346 | Score: 53.9
Dropped 56 spots from last year
-4.3 below state avg
417 students Moderate
18 sports • 956 athletes
College Ready Curriculum Strong Athletics
Grades 09-12
B+
Francis W. Parker Charter Essential
1.4 mi | #117 of 346 | Score: 59.0
Dropped 51 spots from last year
+0.8 above state avg
388 students Moderate
Strong AP Program High Graduation Rate College Ready Curriculum
Grades 07-12
Groton School
2.8 mi
Grades 08-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $383
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

49 E Main St, Ayer MA 01432

Ayer, MA 01432

Listing Information

Listing Agent Scott Simpson
Listing Office Century 21 North East
Office Phone 800-844-7653
Agent MLS ID H8000208
Office MLS ID AN4357
Listing Data Updated Jul 8, 2026 1:06 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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