49 Camden St, Lynn MA 01905
Lynn, MA 01905 • West Lynn
$989,000
Est. $5,903/month
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About this home
Exceptional three-family property offering an outstanding opportunity for both investors and owner-occupants. This well-maintained building features three spacious six-room, three-bedroom units, each with separate utilities for added convenience. The first-floor unit has been recently renovated and will be delivered vacant, providing immediate flexibility for an owner-occupant or the opportunity to lease at market rent. Additional highlights include low-maintenance vinyl siding, a generous yard, and ample off-street parking. Whether you’re expanding your investment portfolio or looking to offset your mortgage with rental income, this property offers excellent value and long-term potential.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Aug 21, 2026
$989,000
Original listing
Agent: Eugene L. Clements
Office: Clements Realty Group
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/21/2026 | 🏠 Listed for Sale | $989,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $8,430 | $813,700 |
Financial Details
Annual Property Tax
$8,430
Tax Year 2025
Assessed Value
$813,700
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family - 3 Units Up/Down
Year Built
1870
Living Area
3,726 sq ft
Lot Size
0.09 acres
Stories
3
Bedrooms
9
Full Baths
3
Total Rooms
18
Investment Metrics
Units
3
Unit 1 Rent
$3,000/mo · N
Unit 2 Rent
$2,400/mo · Y
Unit 3 Rent
$2,000/mo · Y
Total Monthly Rent
$7,400/mo
Gross Income
$88,800
Net Operating Income
$58,218
Operating Expenses
$12,700
Water/Sewer Expense
$3,608
Electric Expense
$346
Insurance Expense
$6,604
Cap Rate
5.89%
Interior
Heating
Natural Gas
Cooling
None
Flooring
Hardwood
Appliances
Range, Refrigerator
Fireplace
None
Basement
Full, Concrete
Laundry
None
Features
Living Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Rubber
Features
None
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Porch
Parking
Features
Paved Drive, Off Street, Driveway, Paved
Total Spaces
4
Utilities
Electric
110 Volts
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$8,430
Assessed Value
$813,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Certified Treated
Seller Disclosures
Seller Has Never Occupied This Property. Property Is Located In A Flood Zone..
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Essex
Property Overview
Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1870
Bedrooms
9
Full Bathrooms
3
Living Area
3,726 sq ft
Total Rooms
18
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,726 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood
Appliances:
Range, Refrigerator
Interior Features:
Living Room, Kitchen
Windows:
Insulated Windows
Basement:
Full, Concrete
Laundry:
Security:
Construction & Materials
Year Built:
1870
Structure Type:
Exterior Materials:
Frame
Roof:
Rubber
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Natural Gas
Heating Zones:
3
Cooling:
Hot Water:
Oil
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Fenced
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Driveway, Paved
Nearby Schools
School District
Lynn School District local
D
School Safety
2024-25
3.5%
Above Average
3.0%
Suspensions
0.3%
In-School
0.1%
Expulsions
0.4%
Emergency
2.0% below state avg
Elementary Schools
3 schools
C
A. Drewicz Elementary School
0.5 mi
|
#600 of 824
|
Score: 40.9
Improved 84 spots from last year
-17.3 below state avg
488 students
Moderate
Rising School
Grades K-05
Sacred Heart Elementary School
0.7 mi
Grades PK-08
C-
Wm. P. Connery Elementary School
0.8 mi
|
#719 of 824
|
Score: 34.2
Improved 75 spots from last year
-24.1 below state avg
563 students
Moderate
Rising School
Grades K-05
Middle Schools
2 schools
C+
Pickering Middle School
2.3 mi
|
#226 of 352
|
Score: 38.6
Improved 81 spots from last year
-19.6 below state avg
583 students
Diverse
Rising School
Grades 06-08
C+
Saugus Middle School
2.5 mi
|
#248 of 352
|
Score: 36.3
Improved 63 spots from last year
-21.9 below state avg
616 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
3 schools
C-
Classical High School
0.9 mi
|
#302 of 346
|
Score: 37.9
Improved 51 spots from last year
-20.3 below state avg
1,795 students
Moderate
Early College Program
Rising School
Career Tech Programs
Grades 09-12
City Arts & Sciences Academy at Fecteau-Leary
1.2 mi
Grades 06-12
B-
Harold Durgin Success Academy
1.2 mi
|
#16 of 25
|
Score: 30.4
Improved 329 spots from last year
-27.8 below state avg
94 students
Diverse
Rising School
Career Tech Programs
Grades 09-12
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Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$703
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
West Lynn
49 Camden St, Lynn MA 01905
Lynn, MA 01905
Listing Information
Listing Agent
Eugene L. Clements
Listing Office
Clements Realty Group
Office Phone
781-595-9600
Agent MLS ID
C8000525
Office MLS ID
C95263
Listing Data Updated
Aug 21, 2026 4:31 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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