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49-51 Harding Avenue, Belmont MA 02478

Belmont, MA 02478
$1,400,000
Est. $8,625/month
5
Beds
2.5
Baths
2,751
Sq Ft
$509
Price/Sq Ft
0.13
Acres
1929
Year Built
9 hours 29 minutes
Time on Market
Active Open House Listed Jun 17, 2026 • MLS# 73537694 Copied!

About this home

Set on a side street just outside Cushing Square, 49-51 Harding Ave offers a spacious Belmont two-family with flexible owner-occupant or investment potential. The home has 13 total rooms, hardwood floors, updated windows, and classic 1929 character throughout. Unit 1 features 2 bedrooms, a tiled full bath, and an updated eat-in kitchen with white cabinetry, stainless steel appliances, and good storage. Unit 2 spans the second and third floors with 3 bedrooms, 1.5 baths, a dining room, oversized living room, front sunroom, rear screened porch, and office space. Updated kitchen includes white cabinets, quartz counters, stainless steel appliances, and generous storage. Outdoor space includes a rear deck with built-in seating plus covered and enclosed porch areas. A full walk-out basement, 2 garage spaces, and 2 additional off-street spaces add everyday convenience. Close to the 73 bus line with access to Harvard Square, Boston, shopping, parks, and Belmont schools.

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Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1929
Bedrooms
5
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,751 sq ft
Total Rooms
13
Stories
3
Levels
3

Open House Schedule

19
Jun
Friday, June 19
12:00 PM - 1:00 PM EDT
20
Jun
Saturday, June 20
12:00 PM - 2:00 PM EDT
21
Jun
Sunday, June 21
12:00 PM - 2:00 PM EDT

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1929
Living Area 2,751 sq ft
Lot Size 0.13 acres
Bedrooms 5
Full Baths 2
Half Baths 1
Total Rooms 13

Interior

Heating Steam, Oil, Electric
Cooling None
Flooring Wood, Tile, Hardwood
Appliances Range, Dishwasher, Microwave, Refrigerator, Disposal, Range Hood
Fireplace None
Basement Full, Walk-out Access, Concrete, Unfinished
Laundry None
Features Ceiling Fan(s), Stone/granite/solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub, Living Room, Dining Room, Kitchen, Office/den, Sunroom

Exterior

Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Enclosed, Deck, Covered

Parking

Garage Spaces 2
Has Garage Yes
Features Off Street, Paved
Total Spaces 4

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $16,149
Assessed Value $1,403,000

Interior Features

Flooring: Wood, Tile, Hardwood
Appliances: Range, Dishwasher, Microwave, Refrigerator, Disposal, Range Hood
Interior Features: Ceiling Fan(s), Stone/Granite/Solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub, Living Room, Dining Room, Kitchen, Office/Den, Sunroom
Windows: Insulated Windows
Basement: Full, Walk-Out Access, Concrete, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1929
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block, Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Steam, Oil, Electric
Cooling: None
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat, Other (See Remarks)

Exterior & Lot

Exterior Features:
Patio & Porch: Enclosed, Deck, Covered
Fencing:
Other Structures:
Lot Features: Gentle Sloping
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 4
Parking Features: Off Street, Paved

Location

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Neighborhood

49-51 Harding Avenue, Belmont MA 02478

Belmont, MA 02478

Walkability

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Nearby Schools

School District
Belmont School District local
A+
School Safety 2024-25
0.6% Low
0.6% Suspensions 0.8% In-School
4.9% below state avg
E

Elementary Schools

3 schools
A+
Daniel Butler School
0.5 mi | #76 of 824 | Score: 60.7
Improved 2 spots from last year
+2.5 above state avg
261 students Diverse
Diverse Student Body
Grades K-03
A
Winthrop L. Chenery Upper Elementary School
0.6 mi | #159 of 824 | Score: 56.7
Dropped 9 spots from last year
-1.5 below state avg
1,023 students Diverse
Diverse Student Body Strong Attendance
Grades 04-06
A-
Roger E Wellington School
0.9 mi | #250 of 824 | Score: 52.4
Dropped 232 spots from last year
-5.8 below state avg
426 students Diverse
Diverse Student Body
Grades PK-03
M

Middle Schools

2 schools
A-
Watertown Middle School
0.8 mi | #108 of 352 | Score: 48.6
Improved 11 spots from last year
-9.6 below state avg
583 students Diverse
Diverse Student Body
Grades 06-08
A+
Belmont Middle School
1.3 mi | #15 of 352 | Score: 62.5
Dropped 13 spots from last year
+4.3 above state avg
742 students Diverse
Strong Attendance
Grades 07-08
H

High Schools

3 schools
Walker Beacon School
0.6 mi
Grades 07-12
B+
Watertown High School
0.9 mi | #112 of 346 | Score: 59.3
Improved 118 spots from last year
+1.1 above state avg
761 students Diverse
18 sports • 1,578 athletes
Strong AP Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
Arlington School
1.0 mi
Grades 08-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,346
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jun 17, 2026
$1,400,000
Original listing
Agent: The Toland Team Office: Berkshire Hathaway HomeServices Commonwealth Real Estate

Price & Status History

Date Event Price Change
Jun 17, 2026 New Listing Added $1,400,000

Market Statistics

Time on Market
9 hours 29 minutes
Price per Sq Ft
$509

Tax History

Year Taxes Assessment
2026 $16,149 $1,403,000

Financial Details

Annual Property Tax
$16,149
Tax Year 2026
Assessed Value
$1,403,000

Listing Information

Listing Agent The Toland Team
Listing Office Berkshire Hathaway HomeServices Commonwealth Real Estate
Agent MLS ID TM334219
Office MLS ID AN5429
Listing Data Updated Jun 17, 2026 3:55 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Belmont, MA

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