FeaturesBathroom - With Shower Stall, Bathroom - With Tub
LevelSecond
48 Water St # 405, Worcester MA 01604
Worcester, MA 01604
$319,000
$279,900
Est. $2,488/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
08
Nov
Sunday, November 8
12:00 PM - 1:00 PM EST
About this home
Loft living in the heart of Worcester's Canal District! This distinctive condo at 48 Water Street pairs historic character with an open, modern layout, featuring exposed brick, oversized windows and soaring ceilings. The open concept living and kitchen area offer plenty of room to entertain, while the loft style bedroom adds to the character that makes this home anything but ordinary. In-unit laundry and deeded parking space adds to the ease of city living. Monthly condo fee includes heat/cooling, hot water, water/sewer, master insurance, landscaping and more-leaving only electricity and internet to the owner. And perhaps the best amenity may be what's waiting just outside your door. Start your morning at a neighborhood cafe, browse Crompton Collective, grab lunch at the Worcester Public Market, catch a WooSox game at Polar Park, or enjoy dinner and drinks- all just moments from home. With easy access to downtown, major routes and everything the Canal District has to offer. Unit 405 delivers a lifestyle as unique as the space itself. Property back on market due to buyers inability to obtain financing.
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Recently Sold Nearby
Price & Status History
Market Insights
3
Price Changes
12.3%
Price Range
Property Timeline
Price Reduced
Nov 3, 2026
$279,900
$19,100
(-6.39%)
From $299,000 to $279,900 (-6.4%)
Price Reduced
Oct 27, 2026
$299,000
$10,000
(-3.24%)
From $309,000 to $299,000 (-3.2%)
Price Reduced
Oct 15, 2026
$309,000
$10,000
(-3.13%)
From $319,000 to $309,000 (-3.1%)
Back On Market
Oct 15, 2026
Active
Status: Active under contract
Oct 9, 2026
Active → Active Under Contract
Listed for Sale
Sep 24, 2026
$319,000
Original listing
Agent: Alyssa Coyle
Office: William Raveis R.E. & Home Services
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 11/03/2026 | ↓ Price Reduced | $279,900 | $19,100 | - | From $299,000 to $279,900 (-6.4%) |
| 10/27/2026 | ↓ Price Reduced | $299,000 | $10,000 | - | From $309,000 to $299,000 (-3.2%) |
| 10/15/2026 | ↓ Price Reduced | $309,000 | $10,000 | - | From $319,000 to $309,000 (-3.1%) |
| 10/15/2026 | • Back On Market | - | - | - | Active |
| 10/09/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 09/24/2026 | 🏠 Listed for Sale | $319,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,167 | $313,800 |
Financial Details
Annual Property Tax
$4,167
Tax Year 2026
HOA Fee
$525
Monthly
Assessed Value
$313,800
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
1890
Living Area
871 sq ft
Stories
5
Bedrooms
1
Full Baths
1
Half Baths
1
Total Rooms
3
Interior
Heating
Forced Air
Cooling
Central Air
Flooring
Vinyl
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
N
Laundry
Second Floor, In Building, In Unit, Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
City View(s)
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Deeded
Total Spaces
1
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,167
Assessed Value
$313,800
HOA & Community
HOA Fee
$525 Monthly
Fee Includes
Heat, Water, Sewer, Insurance, Security, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Air Conditioning, Reserve Funds
Amenities
Hot Water, Elevator(s), Fitness Center, Clubroom
Optional Fee Includes
Additional Parking Space
Down Payment Resource
Eligible
Pets
Yes w/ Restrictions
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
All Information Deemed Accurate But Not Guaranteed. Buyer And Buyer Agent To Verify. Some Photos Include Digitally Staged Furnishings/decor For Visualization Purposes.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
["Loft"]
Unit/Building
405
Sq Ft Source
Public Record
Documents
Master Deed, Rules & Regs, Floor Plans, Association Financial Statements (4)
County
Worcester
Total market time (incl. prior listings)
45 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1890
Bedrooms
1
Full Bathrooms
1
Half Bathrooms
1
Living Area
871 sq ft
Total Rooms
3
Stories
5
Entry Level
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
871 sq ft above grade
FeaturesFlooring - Wall to Wall Carpet, Lighting - Overhead
LevelSecond
FeaturesCountertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Stainless Steel Appliances, Closet - Double
LevelFirst
FeaturesBathroom - Half
LevelFirst
FeaturesOpen Floorplan, Lighting - Overhead
LevelFirst
Display Options
Room Markers
KKitchen (1)
BABathroom (2)
LLiving (1)
BRBedroom (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
N
Laundry:
Second Floor, In Building, In Unit, Electric Dryer Hookup, Washer Hookup
Security:
Intercom
Construction & Materials
Year Built:
1890
Structure Type:
Loft
Exterior Materials:
Roof:
Foundation:
Stories:
5
Utilities & Systems
Heating:
Forced Air
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
City View(s)
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
1
Parking Features:
Deeded
Special Features
View:
Yes
View Type:
City
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Bike Path, Highway Access, House of Worship, Private School, Public School, T-Station, University
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$347
Homeowners Insurance
$200
HOA Fee
$525/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
48 Water St # 405, Worcester MA 01604
Worcester, MA 01604
Listing Information
Listing Agent
Alyssa Coyle
Listing Office
William Raveis R.E. & Home Services
Office Phone
413-549-3700
Agent MLS ID
CN218314
Office MLS ID
AN8246
Listing Data Updated
Nov 7, 2026 3:05 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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