FeaturesBathroom - Tiled With Shower Stall, Bathroom - With Tub
LevelSecond
48 Water St # 405, Worcester MA 01604
Worcester, MA 01604
$350,000
$330,000
Est. $2,709/month
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About this home
Also listed for rent! PRICED WELL BELOW APPRAISED VALUE PLUS $2K BACK TOWARDS CLOSING COSTS!! Experience urban living at its finest in this gorgeous, loft-style condo located in the Canal District, moments from some of Worcester's main attractions. This stunning 1-bedroom, 1.5-bathroom unit offers high-end finishes and an unbeatable location, perfect for city enthusiasts and pet owners alike. Enjoy soaring high ceilings and massive windows that flood the space with natural light, highlighting the beautiful newer vinyl plank flooring. The kitchen is equipped with granite counters, stainless steel appliances and a peninsula. Step outside and find yourself close to polar park, dining and shopping, Worcester ice and union station. Residents enjoy a host of luxurious amenities for a premier lifestyle. A clubroom for hosting parties, on-site fitness center and secure bicycle storage. Pay electricity and internet only! This condo has an unrivaled city location with easy highway access.
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Recently Sold Nearby
Property History
Market Insights
4
Price Changes
5.7%
Price Range
Property Timeline
Price Reduced
Aug 12, 2026
$330,000
$9,500
(-2.8%)
From $339,500 to $330,000 (-2.8%)
Price Reduced
Jul 24, 2026
$339,500
$400
(-0.12%)
From $339,900 to $339,500 (-0.1%)
Price Reduced
Jul 8, 2026
$339,900
$2,000
(-0.58%)
From $341,900 to $339,900 (-0.6%)
Price Reduced
Jun 14, 2026
$341,900
$8,100
(-2.31%)
From $350,000 to $341,900 (-2.3%)
Showing Instructions Updated
Jun 11, 2026
New showing requirements
Showing Instructions Updated
Jun 8, 2026
New showing requirements
Showing Instructions Updated
Jun 6, 2026
New showing requirements
Listed for Sale
Jun 3, 2026
$350,000
Original listing
Agent: Katey Tata
Office: Keller Williams Realty North Central
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/12/2026 | ↓ Price Reduced | $330,000 | $9,500 | - | From $339,500 to $330,000 (-2.8%) |
| 07/24/2026 | ↓ Price Reduced | $339,500 | $400 | - | From $339,900 to $339,500 (-0.1%) |
| 07/08/2026 | ↓ Price Reduced | $339,900 | $2,000 | - | From $341,900 to $339,900 (-0.6%) |
| 06/14/2026 | ↓ Price Reduced | $341,900 | $8,100 | - | From $350,000 to $341,900 (-2.3%) |
| 06/11/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 06/08/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 06/06/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 06/03/2026 | 🏠 Listed for Sale | $350,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $3,789 | $287,300 |
Financial Details
Annual Property Tax
$3,789
Tax Year 2025
HOA Fee
$525
Monthly
Assessed Value
$287,300
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
1890
Living Area
871 sq ft
Stories
2
Bedrooms
1
Full Baths
1
Half Baths
1
Total Rooms
3
Interior
Heating
Forced Air
Cooling
Central Air
Flooring
None
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer/dryer
Fireplace
None
Basement
N
Laundry
Second Floor, In Building, In Unit
Features
None
Exterior
Construction
Brick
Architecture
None
Roof
Rubber
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street, Assigned, Available For Purchase
Total Spaces
1
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,789
Assessed Value
$287,300
HOA & Community
HOA Fee
$525 Monthly
Fee Includes
Heat, Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities
Elevator(s), Fitness Center, Clubroom
Optional Fee Includes
Additional Parking Space
Down Payment Resource
Eligible
Pets
Yes w/ Restrictions
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Sellers Are Willing To Contribute $2, 000 Towards Buyers Closing Costs, Points And/or Prepaids! Buyer Is Responsible For Obtaining And Further Condo Docs. Go To Http://www.condocerts.com/ And Register To Order Additional Documents. Seller Will Provide A 6d Certificate At Closing.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Loft"]
Unit/Building
405
Sq Ft Source
Public Record
Documents
Master Deed, Unit Deed, Rules & Regs, Management Association Bylaws, Association Financial Statements (5)
County
Worcester
Total market time (incl. prior listings)
83 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1890
Bedrooms
1
Full Bathrooms
1
Half Bathrooms
1
Living Area
871 sq ft
Total Rooms
3
Stories
2
Entry Level
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
871 sq ft above grade
FeaturesCathedral Ceiling(s), Closet, Flooring - Wall to Wall Carpet, Closet - Double
LevelSecond
LevelFirst
FeaturesCountertops - Stone/Granite/Solid, Recessed Lighting, Stainless Steel Appliances, Lighting - Pendant
LevelFirst
FeaturesCathedral Ceiling(s)
LevelFirst
FeaturesYes
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer/Dryer
Interior Features:
Windows:
Basement:
N
Laundry:
Second Floor, In Building, In Unit
Security:
Intercom
Construction & Materials
Year Built:
1890
Structure Type:
Loft
Exterior Materials:
Brick
Roof:
Rubber
Foundation:
Stories:
2
Heating, Cooling & Utilities
Heating:
Forced Air
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
1
Parking Features:
Off Street, Assigned, Available for Purchase
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
10 schools
F
Grafton Street School
0.4 mi
|
#796 of 825
|
Score: 28.9
Improved 3 spots from last year
-29.3 below state avg
438 students
Diverse
Diverse Student Body
Grades K-06
C-
Learning First Charter Public School
0.5 mi
|
#292 of 352
|
Score: 32.3
Improved 40 spots from last year
-25.9 below state avg
666 students
Diverse
Rising School
Grades K-08
F
Union Hill School
0.5 mi
|
#815 of 825
|
Score: 25.0
Dropped 19 spots from last year
-33.2 below state avg
383 students
Diverse
Grades K-06
F
City View School
0.6 mi
|
#809 of 825
|
Score: 26.0
Dropped 76 spots from last year
-32.2 below state avg
440 students
Diverse
Diverse Student Body
Grades PK-06
F
Worcester Cultural Academy Charter Public School
0.7 mi
|
#790 of 825
|
Score: 29.4
Improved 45 spots from last year
-28.8 below state avg
230 students
Diverse
Rising School
Diverse Student Body
Grades K-06
C-
Jacob Hiatt Magnet School
0.8 mi
|
#693 of 825
|
Score: 36.3
Dropped 138 spots from last year
-21.9 below state avg
362 students
Diverse
Diverse Student Body
Grades PK-06
F
Chandler Elementary Community School
0.8 mi
|
#807 of 825
|
Score: 26.6
Dropped 61 spots from last year
-31.6 below state avg
412 students
Diverse
Diverse Student Body
Grades K-06
Venerini Academy
0.9 mi
Grades PK-08
D
Elm Park Community School
1.0 mi
|
#774 of 825
|
Score: 30.9
Improved 30 spots from last year
-27.4 below state avg
444 students
Diverse
Rising School
Grades K-06
C-
Belmont Street Community School
1.0 mi
|
#723 of 825
|
Score: 34.2
Dropped 114 spots from last year
-24 below state avg
605 students
Diverse
Diverse Student Body
Grades PK-06
Middle Schools
6 schools
The Nativity School of Worcester
1.1 mi
Grades 05-08
Worcester SDA School
3.3 mi
Grades 01-08
C-
Worcester East Middle School
0.7 mi
|
#302 of 352
|
Score: 31.5
Improved 51 spots from last year
-26.7 below state avg
781 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C+
Forest Grove Middle School
2.2 mi
|
#230 of 352
|
Score: 38.2
Improved 90 spots from last year
-20 below state avg
938 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
2.8 mi
|
#231 of 352
|
Score: 38.0
Improved 50 spots from last year
-20.2 below state avg
679 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
B
Sullivan Middle School
3.5 mi
|
#156 of 352
|
Score: 44.0
Improved 29 spots from last year
-14.2 below state avg
954 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
10 schools
Worcester Academy
0.4 mi
Grades 06-12
B+
Claremont Academy
1.2 mi
|
#9 of 25
|
Score: 37.3
Improved 317 spots from last year
-20.9 below state avg
451 students
Moderate
10 sports
• 216 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
Worcester Alternative High School
1.2 mi
36 students
Diverse
Diverse Student Body
Grades 07-12
Saint Paul Diocesan Junior/Senior High School
1.2 mi
Grades 07-12
C-
University Park Campus School
1.7 mi
|
#286 of 346
|
Score: 42.8
Dropped 9 spots from last year
-15.4 below state avg
224 students
Diverse
Early College Program
College Ready Curriculum
Grades 07-12
Notre Dame Academy
2.4 mi
Grades 07-12
A+
Massachusetts Academy of Math and Science at WPI
1.3 mi
|
#2 of 346
|
Score: 91.7
Same rank as last year
98 students
Moderate
Strong AP Program
College Ready Curriculum
Strong Attendance
Grades 11-12
C-
North High School
1.5 mi
|
#299 of 346
|
Score: 38.8
Improved 28 spots from last year
-19.4 below state avg
1,377 students
Diverse
14 sports
• 498 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
B-
Doherty Memorial High School
1.5 mi
|
#199 of 346
|
Score: 52.3
Improved 22 spots from last year
-5.9 below state avg
1,756 students
Very Diverse
19 sports
• 1,302 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
C+
Worcester Technical High School
1.6 mi
|
#223 of 346
|
Score: 50.1
Improved 43 spots from last year
-8.1 below state avg
1,409 students
Diverse
19 sports
• 1,016 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$316
Homeowners Insurance
$200
HOA Fee
$525/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
48 Water St # 405, Worcester MA 01604
Worcester, MA 01604
Listing Information
Listing Agent
Katey Tata
Listing Office
Keller Williams Realty North Central
Office Phone
978-840-9000
Agent MLS ID
CN216133
Office MLS ID
K95580
Listing Data Updated
Aug 25, 2026 8:11 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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