48 Phelps St, Fitchburg MA 01420
Fitchburg, MA 01420
$245,000
Est. $1,663/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Discover the potential of this single-family home in Fitchburg Mass. Offering approximately 1212 square feet of living space, this home features 3 bedrooms, 1 bath, screened in porch with a storage shed in the rear yard. Recent updates include a high efficiency forced hot air furnace and central air. New plumbing and a washer dryer conveniently located on the main floor. The home, which appears to have originally been a mobile home, now sits on a solid foundation with a new concrete floor. With plenty of potential and a price that may make homeownership more affordable than renting, this property is worth a look.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 29, 2026
$245,000
Original listing
Agent: Annamaria Pappas
Office: PapCo. Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/29/2026 | 🏠 Listed for Sale | $245,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $2,685 | $202,500 |
Financial Details
Annual Property Tax
$2,685
Tax Year 2026
Assessed Value
$202,500
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1970
Living Area
1,212 sq ft
Lot Size
0.12 acres
Bedrooms
3
Full Baths
1
Total Rooms
5
Interior
Heating
Forced Air
Cooling
None
Flooring
Vinyl, Carpet
Appliances
Water Heater, Range, Refrigerator, Washer/dryer
Fireplace
None
Basement
Full
Laundry
None
Features
None
Exterior
Construction
None
Architecture
Ranch
Roof
None
Features
Porch - Screened, Storage
Pool
None
Spa
None
Fencing
None
Patio/Porch
Screened
Parking
Features
Paved Drive, Off Street
Total Spaces
6
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$2,685
Assessed Value
$202,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1970
Bedrooms
3
Full Bathrooms
1
Living Area
1,212 sq ft
Total Rooms
5
Floor Layout
Interior Features
Flooring:
Vinyl, Carpet
Appliances:
Water Heater, Range, Refrigerator, Washer/Dryer
Interior Features:
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Style:
Ranch
Year Built:
1970
Structure Type:
Exterior Materials:
Roof:
Foundation:
Concrete Perimeter
Utilities & Systems
Heating:
Forced Air
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Screened, Storage
Patio & Porch:
Screened
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Fitchburg School District local
C+
School Safety
2024-25
8.1%
Above Average
4.6%
Suspensions
4.6%
In-School
3.5%
Emergency
2.6% above state avg
Elementary Schools
5 schools
St. Bernard Elementary School
0.5 mi
Grades PK-08
Applewild School
1.7 mi
Grades K-09
C-
South Street Early Learning Center
1.1 mi
|
#697 of 825
|
Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
569 students
Diverse
Diverse Student Body
Grades PK-K
C
McKay Elementary School
1.1 mi
|
#658 of 825
|
Score: 37.9
Improved 73 spots from last year
-20.3 below state avg
736 students
Diverse
Rising School
Grades 01-05
C
Reingold Elementary School
2.7 mi
|
#606 of 825
|
Score: 40.4
Improved 117 spots from last year
-17.8 below state avg
619 students
Diverse
Rising School
Diverse Student Body
Grades 01-05
Middle Schools
2 schools
D
Arthur M Longsjo Middle School
1.1 mi
|
#328 of 352
|
Score: 28.6
Improved 12 spots from last year
-29.6 below state avg
577 students
Diverse
Grades 06-08
C
Memorial Middle School
1.7 mi
|
#280 of 352
|
Score: 33.8
Dropped 10 spots from last year
-24.4 below state avg
620 students
Diverse
Diverse Student Body
Grades 06-08
High Schools
6 schools
C+
Sizer School: A North Central Charter Essential School
1.9 mi
|
#221 of 346
|
Score: 50.3
Improved 25 spots from last year
-8 below state avg
270 students
Diverse
Strong AP Program
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
C-
Goodrich Academy
0.2 mi
|
#23 of 25
|
Score: 22.0
Improved 363 spots from last year
-36.2 below state avg
101 students
Diverse
Rising School
Grades 09-12
St. Bernard's Central Catholic High School
0.3 mi
Grades 09-12
Notre Dame Preparatory High School
1.0 mi
Grades 09-12
C
Fitchburg High School
3.1 mi
|
#263 of 346
|
Score: 46.3
Improved 29 spots from last year
-11.9 below state avg
1,305 students
Diverse
15 sports
• 1,110 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
A
Montachusett Regional Vocational Technical School
4.3 mi
|
#66 of 346
|
Score: 65.0
Improved 9 spots from last year
+6.8 above state avg
1,403 students
Moderate
High Graduation Rate
Career Tech Programs
College Ready Curriculum
Strong Attendance
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$224
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
48 Phelps St, Fitchburg MA 01420
Fitchburg, MA 01420
Listing Information
Listing Agent
Annamaria Pappas
Listing Office
PapCo. Real Estate
Office Phone
978-345-1222
Agent MLS ID
NA111179
Office MLS ID
NA1842
Listing Data Updated
Oct 29, 2026 2:31 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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