48 Orchard St, Belchertown MA 01007

Belchertown, MA 01007
$499,000
Est. $3,202/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
3
Baths
1,950
Sq Ft
$256
Price/Sq Ft
1.00
Acres
1990
Year Built
2
Garage Spaces
7 hours 43 minutes
Time on Market
For Sale Listed Sep 9, 2026 • MLS# 73574704 Copied! • Updated Sep 9, 2026

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About this home

Welcome to 48 Orchard Street, where space, comfort, and country charm come together in a home designed for both everyday living and entertaining. Set on approximately one acre in Belchertown, this inviting property offers 4 bedrooms, 3 full bathrooms, a versatile loft, an attached 2-car garage, workshop space, and plenty of room to enjoy life inside and out. Step inside to a flexible layout with generous living areas and endless possibilities. Whether you need space to work from home, host guests, create a playroom, or simply spread out, this home adapts to your lifestyle. The loft adds even more versatility and makes a perfect home office, reading area, hobby space, or cozy retreat. With three full bathrooms, including one featuring a relaxing soaking tub, convenience and comfort are built into the home. Outside, the property offers the kind of space that makes country living so appealing. Enjoy room for gardening, outdoor entertaining, relaxing, or creating your own backyard retreat. A chicken coop adds character and is perfect for anyone looking to embrace a more self-sufficient lifestyle. The attached 2-car garage provides valuable parking and storage, while the dedicated workshop gives you extra space for projects, tools, hobbies, and more. Enjoy a peaceful residential setting while still being conveniently located near Belchertown Center, local schools, shopping, dining, recreation, conservation areas, and nearby walking and biking trails. Amherst, UMass Amherst, and surrounding Pioneer Valley communities are also within easy reach. With its spacious layout, unique amenities, workshop, garage, and inviting outdoor setting, 48 Orchard Street is a property you’ll want to experience for yourself.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 9, 2026
$499,000
Original listing
Agent: Armando Roman Office: Signature Realty

Tax History

Year Taxes Assessment
2026 $5,745 $379,700

Financial Details

Annual Property Tax
$5,745
Tax Year 2026
Assessed Value
$379,700

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1990
Living Area 1,950 sq ft
Lot Size 1.00 acres
Bedrooms 4
Full Baths 3
Total Rooms 12

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring None
Appliances None
Fireplace None
Fireplaces 1
Basement Full
Laundry None
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Deck - Wood, Storage, Professional Landscaping
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood
Garage Spaces 2
Has Garage Yes
Features Attached, Paved Drive, Off Street
Total Spaces 4
Electric None
Water Private
Sewer Public Sewer, Private Sewer
Gas None
Other None
Annual Tax $5,745
Assessed Value $379,700
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures Chickens can remain with coop. Pool table is negotiable.
Documents None
County Hampshire

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1990
Bedrooms
4
Full Bathrooms
3
Living Area
1,950 sq ft
Total Rooms
12

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Style: Cape
Year Built: 1990
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Cooling: Central Air
Hot Water:
Water Source: Private
Sewer: Public Sewer, Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood, Storage, Professional Landscaping
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached, Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Shopping, Walk/Jog Trails, Golf, Medical Facility, Conservation Area, House of Worship, Public School, University
School District
Belchertown School District local
B-
School Safety 2024-25
1.0% Low
1.0% Suspensions 1.2% In-School
4.5% below state avg
E

Elementary Schools

2 schools
B
Swift River Elementary School
3.8 mi | #341 of 825 | Score: 49.3
Improved 257 spots from last year
-8.9 below state avg
414 students Moderate
Rising School Strong Attendance
Grades 01-03
Cold Spring School
3.9 mi
171 students Moderate
Grades PK-K
M

Middle Schools

2 schools
C
Chestnut Hill Community School
3.8 mi | #603 of 825 | Score: 40.6
Dropped 138 spots from last year
-17.6 below state avg
499 students Moderate
Strong Attendance
Grades 04-06
B-
Jabish Middle School
4.2 mi | #213 of 352 | Score: 39.7
Dropped 95 spots from last year
-18.6 below state avg
326 students Less Diverse
Grades 07-08
H

High Schools

1 school
A-
Belchertown High School
4.0 mi | #73 of 346 | Score: 64.0
Improved 33 spots from last year
+5.8 above state avg
555 students Less Diverse
19 sports • 1,136 athletes
Strong AP Program Rising School Strong Athletics
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $479
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

48 Orchard St, Belchertown MA 01007

Belchertown, MA 01007

Listing Information

Listing Agent Armando Roman
Listing Office Signature Realty
Office Phone 413-300-4024
Agent MLS ID CN236577
Office MLS ID AN8420
Listing Data Updated Sep 9, 2026 8:05 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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