477 Clark St, Gardner MA 01440
Gardner, MA 01440
$399,900
Est. $2,666/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Modern Turnkey Home in a Quiet Neighborhood! Well-maintained 3 bedroom single-family home with many updates, including electrical, plumbing, heating, and cooling. The sellers have taken great care of this home for over 10+ years! Modern kitchen and updated bathroom! Features include a large driveway with plenty of parking, a huge fenced backyard with a deck, two storage sheds (one insulated with heat and A/C + has electricity) and a spacious basement for extra storage!
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Aug 17, 2026
Active → Active Under Contract
Pending Sale
Aug 15, 2026
Offer accepted, sale pending
Listed for Sale
Jul 28, 2026
$399,900
Original listing
Agent: Paul Latino
Office: The DiRoberto Group Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/17/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/15/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/28/2026 | 🏠 Listed for Sale | $399,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,329 | $387,000 |
Financial Details
Annual Property Tax
$5,329
Tax Year 2026
Assessed Value
$387,000
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1980
Living Area
1,000 sq ft
Lot Size
0.64 acres
Bedrooms
3
Full Baths
1
Total Rooms
5
Interior
Heating
Central
Cooling
Ductless
Flooring
None
Appliances
Electric Water Heater
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
None
Architecture
Ranch
Roof
None
Features
Deck - Wood
Pool
None
Spa
None
Fencing
Fenced/enclosed
Patio/Porch
Deck - Wood
Parking
Features
None
Total Spaces
8
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$5,329
Assessed Value
$387,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
None
Seller Disclosures
Buyer/buyers Agent To Verify All Information Provided.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Sq Ft Disclosures
Buyer/Buyers agent to verify SqFt
Documents
None
County
Worcester
Total market time (incl. prior listings)
34 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1980
Bedrooms
3
Full Bathrooms
1
Living Area
1,000 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,000 sq ft above grade
Display Options
Outdoor Areas
Patio & porchDeck - Wood
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Electric Water Heater
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Style:
Ranch
Year Built:
1980
Structure Type:
Exterior Materials:
Roof:
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Central
Heating Zones:
1
Cooling:
Ductless
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Wood
Patio & Porch:
Deck - Wood
Fencing:
Fenced/Enclosed
Other Structures:
Lot Features:
Wooded
Road Surface:
Parking & Garage
Total Parking Spaces:
8
Parking Features:
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
2 schools
Wachusett Hills Christian School
4.1 mi
Grades K-08
C-
Gardner Elementary School
2.5 mi
|
#677 of 825
|
Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
1 school
D
Gardner Middle School
2.1 mi
|
#335 of 352
|
Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students
Diverse
Grades 05-07
High Schools
2 schools
C+
Gardner High School
2.3 mi
|
#230 of 346
|
Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
2.3 mi
|
#325 of 346
|
Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$444
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
477 Clark St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Paul Latino
Listing Office
The DiRoberto Group Inc.
Office Phone
508-579-8983
Agent MLS ID
CN207604
Office MLS ID
AN8053
Listing Data Updated
Aug 31, 2026 3:06 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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