FeaturesDining Area, Breakfast Bar / Nook, Exterior Access
LevelFirst
46 Spencer St, Agawam MA 01001
Agawam, MA 01001
$279,000
Est. $1,958/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
16
Sep
Wednesday, September 16
4:00 PM - 5:30 PM EDT
About this home
Attention investors or owner occupants looking for a little sweat equity, this is the ONE! This ranch is situated on a picture-perfect street with other beautifully maintained homes and is ready for a little love. A great layout featuring a large living room with picture window, fireplace and hardwood floors that are ready for a refinish to shine again; eat-in kitchen with breakfast bar and plenty of cabinet space; three bedrooms all with hardwood floors and a full bathroom complete the main level. The basement is a blank canvas, ready to be transformed into additional living space with laundry hookups, a fireplace and a walkout to the backyard - the possibilities are endless. Other features include a breezeway with slider to the yard, a one car attached garage and plenty of outdoor living space, great for entertaining. Don't let this opportunity pass you by, this home is ready to be transformed!
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 14, 2026
$279,000
Original listing
Office: Lock and Key Realty Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/14/2026 | 🏠 Listed for Sale | $279,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,167 | $295,500 |
Financial Details
Annual Property Tax
$4,167
Tax Year 2026
Assessed Value
$295,500
Facts & Features
1 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1953
Living Area
1,080 sq ft
Lot Size
0.29 acres
Bedrooms
3
Full Baths
1
Total Rooms
5
Interior
Heating
Baseboard, Oil
Cooling
Central Air
Flooring
Tile, Hardwood
Appliances
Water Heater, Tankless Water Heater, Range, Refrigerator
Fireplace
Living Room
Fireplaces
2
Basement
Full, Walk-out Access, Interior Entry, Unfinished
Laundry
Electric Dryer Hookup, Washer Hookup, In Basement
Features
None
Exterior
Construction
Frame
Architecture
Ranch
Roof
Shingle
Features
Porch - Enclosed, Patio, Rain Gutters
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch - Enclosed, Patio
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Garage Door Opener, Paved Drive, Paved
Total Spaces
4
Utilities
Electric
Fuses
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,167
Assessed Value
$295,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Property Not Likely To Go Fha Or Va Financing.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Green
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1953
Bedrooms
3
Full Bathrooms
1
Living Area
1,080 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,080 sq ft above grade
FeaturesCloset, Flooring - Hardwood
LevelFirst
FeaturesCloset, Flooring - Hardwood
LevelFirst
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Closet - Linen
LevelFirst
FeaturesCloset, Flooring - Hardwood, Window(s) - Picture, Exterior Access
LevelFirst
FeaturesCloset, Flooring - Hardwood
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed, Patio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
Water Heater, Tankless Water Heater, Range, Refrigerator
Interior Features:
Windows:
Basement:
Full, Walk-Out Access, Interior Entry, Unfinished
Laundry:
Electric Dryer Hookup, Washer Hookup, In Basement
Security:
Construction & Materials
Style:
Ranch
Year Built:
1953
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Heating, Cooling & Utilities
Heating:
Baseboard, Oil
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed, Patio, Rain Gutters
Patio & Porch:
Porch - Enclosed, Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
4
Parking Features:
Attached, Garage Door Opener, Paved Drive, Paved
Special Features
Fireplaces:
2
Fireplace Type:
Living Room
Community Amenities:
Nearby Schools
School District
Agawam School District local
C+
School Safety
2024-25
1.7%
Average
1.5%
Suspensions
1.6%
In-School
0.2%
Emergency
3.8% below state avg
Elementary Schools
3 schools
C+
William P. Sapelli Elementary School
0.2 mi
|
#581 of 825
|
Score: 41.7
Dropped 269 spots from last year
-16.6 below state avg
281 students
Moderate
Grades K-04
C-
Mittineague School
0.8 mi
|
#666 of 825
|
Score: 37.5
Dropped 478 spots from last year
-20.7 below state avg
62 students
Diverse
Strong Attendance
Grades 01-05
B-
Memorial School
0.8 mi
|
#451 of 825
|
Score: 46.1
Improved 257 spots from last year
-12.1 below state avg
195 students
Diverse
Rising School
Diverse Student Body
Grades K-05
Middle Schools
3 schools
B-
Roberta G. Doering School
0.8 mi
|
#211 of 352
|
Score: 39.8
Dropped 11 spots from last year
-18.4 below state avg
513 students
Moderate
Grades 05-08
B
Hampden Charter School of Science Middle School
1.7 mi
|
#142 of 346
|
Score: 57.0
Improved 58 spots from last year
-1.2 below state avg
958 students
Diverse
Strong AP Program
Rising School
College Ready Curriculum
Diverse Student Body
Grades 06-12
D
Springfield Legacy Academy
2.1 mi
|
#16 of 16
|
Score: 18.8
Improved 340 spots from last year
-39.4 below state avg
243 students
Less Diverse
Rising School
Grades 06-08
High Schools
3 schools
B
Agawam High School
1.3 mi
|
#159 of 346
|
Score: 54.9
Improved 67 spots from last year
-3.3 below state avg
1,033 students
Moderate
19 sports
• 1,666 athletes
High Graduation Rate
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
B
West Springfield High School
2.1 mi
|
#165 of 346
|
Score: 54.5
Improved 72 spots from last year
-3.7 below state avg
1,172 students
Diverse
18 sports
• 1,524 athletes
Strong AP Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
C+
Libertas Academy Charter School
2.7 mi
|
#238 of 346
|
Score: 48.5
Improved 106 spots from last year
-9.8 below state avg
592 students
Moderate
7 sports
• 134 athletes
Rising School
Grades 06-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$347
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
46 Spencer St, Agawam MA 01001
Agawam, MA 01001
Listing Information
Listing Agent
Pam Weibel
Listing Office
Lock and Key Realty Inc.
Office Phone
413-282-8080
Agent MLS ID
CN208359
Office MLS ID
AN5521
Listing Data Updated
Sep 14, 2026 3:06 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Agawam.