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46 Prospect St, Rutland MA 01543

Rutland, MA 01543
$549,900
Est. $3,455/month
4
Beds
1.5
Baths
1,976
Sq Ft
$278
Price/Sq Ft
3.08
Acres
1976
Year Built
1
Garage Space
3 hours 43 minutes
Time on Market
Active Open House Listed Jul 15, 2026 • MLS# 73549923 Copied! • Updated Jul 15, 2026

Open House Schedule

17
Jul
Friday, July 17
4:00 PM - 6:00 PM EDT
18
Jul
Saturday, July 18
12:00 PM - 2:00 PM EDT

About this home

Nestled on over 3 private, wooded acres, this classic Colonial with a distinctive gambrel roof offers privacy, charm and exceptional potential. Major improvements provide peace of mind, including a new septic system (2026), new furnace (2026), new oil tank (2026), new chimney liner and inspection (2026), along with a new water heater (2024). The home features 4 bedrooms, 1.5 bathrooms, hardwood flooring in many rooms, and a spacious setting surrounded by mature trees and natural beauty. This property offers the perfect balance of peaceful country living and everyday convenience. Whether you're looking to restore its classic character or create a fresh, updated interior, this is a rare opportunity to own a home with outstanding fundamentals in an exceptional setting.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 15, 2026
$549,900
Original listing
Office: Berkshire Hathaway HomeServices Commonwealth Real Estate

Tax History

Year Taxes Assessment
2025 $5,697 $400,100

Financial Details

Annual Property Tax
$5,697
Tax Year 2025
Assessed Value
$400,100

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1976
Living Area 1,976 sq ft
Lot Size 3.08 acres
Bedrooms 4
Full Baths 1
Half Baths 1
Total Rooms 8

Interior

Heating Baseboard, Oil
Cooling Window Unit(s)
Flooring Laminate, Hardwood
Appliances Water Heater, Dishwasher, Range, Refrigerator, Washer, Dryer
Fireplace Family Room
Fireplaces 1
Basement Garage Access
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Deck - Wood
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood
Garage Spaces 1
Has Garage Yes
Features Attached, Under, Off Street, Stone/gravel
Total Spaces 5
Electric None
Water Private
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Annual Tax $5,697
Assessed Value $400,100
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Refrigerator In Basement To Remain, Washer Is Operational But Not Performing As Expected And May Require Maintenance
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1976
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,976 sq ft
Total Rooms
8

Room Details

First Floor

Bathroom1
Bathroom - Half, Flooring - Vinyl
Dining Room
13 x 13
Flooring - Hardwood
Kitchen
15 x 12
Ceiling Fan(s), Flooring - Laminate
Living Room
17 x 13
Flooring - Hardwood
Family Room
14 x 12
Flooring - Hardwood, Deck - Exterior, Exterior Access

Second Floor

Bedroom4
12 x 11
Closet, Flooring - Hardwood
Bedroom3
12 x 11
Closet, Flooring - Hardwood
Bathroom2
Bathroom - With Tub & Shower
Bedroom2
16 x 11
Closet, Flooring - Hardwood
Master Bedroom
15 x 11
Ceiling Fan(s), Closet, Flooring - Hardwood

Other Floor

Bedroom5
Bathroom3
Office
Master Bathroom

Interior Features

Flooring: Laminate, Hardwood
Appliances: Water Heater, Dishwasher, Range, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Garage Access
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1976
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: Window Unit(s)
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features: Wooded, Gentle Sloping
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 5
Parking Features: Attached, Under, Off Street, Stone/Gravel

Special Features

Fireplaces: 1
Fireplace Type: Family Room
Community Amenities: Shopping, Pool, Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, House of Worship, Public School

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $475
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

46 Prospect St, Rutland MA 01543

Rutland, MA 01543

Listing Information

Listing Agent Patty Downing
Listing Office Berkshire Hathaway HomeServices Commonwealth Real Estate
Office Phone 508-834-1500
Agent MLS ID CN244354
Office MLS ID AN6448
Listing Data Updated Jul 15, 2026 9:52 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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