46 Prospect St, Rutland MA 01543

Rutland, MA 01543
$549,900
$524,900
Est. $3,329/month
4
Beds
1.5
Baths
1,976
Sq Ft
$266
Price/Sq Ft
3.08
Acres
1976
Year Built
1
Garage Space
45
Days on Market
For Sale Price Drop -$25,000 Listed Jul 15, 2026 • MLS# 73549923 Copied! • Updated Aug 24, 2026

Track this home for price, status, and open-house alerts.

About this home

Nestled on over 3 private, wooded acres, this classic Colonial with a distinctive gambrel roof offers privacy, charm and exceptional potential. Major improvements provide peace of mind, including a new septic system (2026), new furnace (2026), new oil tank (2026), new chimney liner and inspection (2026), along with a new water heater (2024). The home features 4 bedrooms, 1.5 bathrooms, hardwood flooring in many rooms, and a spacious setting surrounded by mature trees and natural beauty. This property offers the perfect balance of peaceful country living and everyday convenience. Whether you're looking to restore its classic character or create a fresh, updated interior, this is a rare opportunity to own a home with outstanding fundamentals in an exceptional setting. Enjoy nearby hiking trails, parks, and year round outdoor recreation minutes from your doorstep.

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Market Insights

1
Price Changes
4.5%
Price Range

Property Timeline

Price Reduced
Aug 20, 2026
$524,900 $25,000 (-4.55%)
From $549,900 to $524,900 (-4.5%)
👁️
Showing Instructions Updated
Aug 6, 2026
New showing requirements
👁️
Showing Instructions Updated
Jul 22, 2026
New showing requirements
🏠
Listed for Sale
Jul 15, 2026
$549,900
Original listing
Office: Berkshire Hathaway HomeServices Commonwealth Real Estate

Tax History

Year Taxes Assessment
2025 $5,697 $400,100

Financial Details

Annual Property Tax
$5,697
Tax Year 2025
Assessed Value
$400,100

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1976
Living Area 1,976 sq ft
Lot Size 3.08 acres
Bedrooms 4
Full Baths 1
Half Baths 1
Total Rooms 8

Interior

Heating Baseboard, Oil
Cooling Window Unit(s)
Flooring Laminate, Hardwood
Appliances Water Heater, Dishwasher, Range, Refrigerator, Washer, Dryer
Fireplace Family Room
Fireplaces 1
Basement Garage Access
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Deck - Wood
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood
Garage Spaces 1
Has Garage Yes
Features Attached, Under, Off Street, Stone/gravel
Total Spaces 5
Electric None
Water Private
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Annual Tax $5,697
Assessed Value $400,100
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Refrigerator In Basement To Remain, Washer Is Operational But Not Performing As Expected And May Require Maintenance
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 40 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1976
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,976 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring: Laminate, Hardwood
Appliances: Water Heater, Dishwasher, Range, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Garage Access
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1976
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: Window Unit(s)
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features: Wooded, Gentle Sloping
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 5
Parking Features: Attached, Under, Off Street, Stone/Gravel

Special Features

Fireplaces: 1
Fireplace Type: Family Room
Community Amenities: Shopping, Pool, Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, House of Worship, Public School
School District
Wachusett School District local
School Safety 2024-25
1.0% Low
0.8% Suspensions 0.4% In-School 0.2% Emergency
4.5% below state avg
E

Elementary Schools

3 schools
Naquag Elementary School
2.2 mi
353 students Moderate
Grades K-02
Devereux Advanced Behavioral Health School
2.7 mi
Grades PK-12
B+
Paxton Center
3.4 mi | #135 of 352 | Score: 45.6
Dropped 41 spots from last year
-12.6 below state avg
448 students Moderate
Grades K-08
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $475
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

46 Prospect St, Rutland MA 01543

Rutland, MA 01543

Listing Information

Listing Agent Patty Downing
Listing Office Berkshire Hathaway HomeServices Commonwealth Real Estate
Office Phone 508-834-1500
Agent MLS ID CN244354
Office MLS ID AN6448
Listing Data Updated Aug 24, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
Douglas Elliman
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Rutland, MA

Real-time market trends and pricing data for this area

Loading market insights for Rutland.