FeaturesFlooring - Wood
LevelSecond
46 Mckinley Ter, Westfield MA 01085
Westfield, MA 01085
$275,000
Est. $1,989/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to 46 McKinley Terrace in Westfield! This 3-bedroom, 1.5-bath home offers great potential for buyers looking to add their personal touches and make it their own. Featuring hardwood floors throughout, the living room is highlighted by a fireplace that serves as a charming focal point, creating a warm and inviting atmosphere. Enjoy additional living space with the side porch, offering a versatile area to relax or entertain. Some of the big-ticket updates have already been taken care of, including a new roof and windows in 2025! With a little creativity and updating, this home has the potential to truly shine. Whether you're looking for a place to call home or an investment opportunity, bring your vision and make this property your own. Schedule your showing today!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Oct 8, 2026
$275,000
Original listing
Agent: Maggi Group
Office: LPT Realty, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/08/2026 | 🏠 Listed for Sale | $275,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,785 | $320,500 |
Financial Details
Annual Property Tax
$4,785
Tax Year 2026
Assessed Value
$320,500
Facts & Features
1 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1930
Living Area
1,677 sq ft
Lot Size
0.18 acres
Bedrooms
3
Full Baths
1
Half Baths
1
Total Rooms
6
Interior
Heating
Forced Air, Oil
Cooling
Central Air
Flooring
Wood
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
Living Room
Fireplaces
1
Basement
Full
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Covered Patio/deck, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Covered
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Off Street
Total Spaces
3
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,785
Assessed Value
$320,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1930
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,677 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,677 sq ft above grade
FeaturesFlooring - Wood
LevelSecond
FeaturesBathroom - Full
LevelSecond
FeaturesFlooring - Wood
LevelSecond
LevelFirst
FeaturesBathroom - Half
LevelFirst
FeaturesFlooring - Wood
LevelFirst
FeaturesFlooring - Wood
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchCovered
Room Markers
KKitchen (1)
BRBedroom (3)
BABathroom (3)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Style:
Colonial
Year Built:
1930
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block, Brick/Mortar
Heating, Cooling & Utilities
Heating:
Forced Air, Oil
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Covered Patio/Deck, Fenced Yard
Patio & Porch:
Covered
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
3
Parking Features:
Attached, Off Street
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Medical Facility, Public School
Nearby Schools
School District
Westfield School District local
C-
Where Graduates Go
Class of 2021
58%
attend college
40%
4-Year
18%
2-Year
10%
Out of State
2%
Working
School Safety
2024-25
5.0%
Above Average
3.7%
Suspensions
2.3%
In-School
1.3%
Emergency
0.5% below state avg
Elementary Schools
3 schools
Fort Meadow Early Childhood Center
0.3 mi
162 students
Moderate
Grades PK
St. Mary's Parish School - Elementary
0.6 mi
Grades PK-08
Full Gospel Christian School
0.9 mi
Grades K-08
Middle Schools
3 schools
B-
Westfield Middle School
0.8 mi
|
#205 of 352
|
Score: 40.2
Dropped 36 spots from last year
-18 below state avg
686 students
Moderate
Grades 07-08
C+
Westfield Intermediate School
2.5 mi
|
#551 of 825
|
Score: 43.0
Dropped 15 spots from last year
-15.2 below state avg
690 students
Moderate
Grades 05-06
C+
Powder Mill School
4.1 mi
|
#561 of 825
|
Score: 42.7
Dropped 187 spots from last year
-15.5 below state avg
375 students
Less Diverse
Grades 03-06
High Schools
3 schools
St. Mary's Parish School - Secondary
0.6 mi
Grades 09-12
A
Westfield Technical Academy
1.3 mi
|
#5 of 25
|
Score: 50.8
Improved 190 spots from last year
-7.4 below state avg
553 students
Moderate
19 sports
• 508 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
C+
Westfield High School
2.2 mi
|
#227 of 346
|
Score: 49.9
Improved 25 spots from last year
-8.3 below state avg
1,008 students
Moderate
20 sports
• 1,391 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$399
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
46 Mckinley Ter, Westfield MA 01085
Westfield, MA 01085
Listing Information
Listing Agent
Maggi Group
Listing Office
LPT Realty, LLC
Office Phone
877-366-2213
Agent MLS ID
TM338683
Office MLS ID
AN8227
Listing Data Updated
Oct 8, 2026 9:21 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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