46 Kay St, Springfield MA 01109

Springfield, MA 01109 • Pine Pt Bstn Rd - Pine Point
$319,900
$299,900
Est. $2,002/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
1,466
Sq Ft
$205
Price/Sq Ft
0.17
Acres
1955
Year Built
3
Parking
50
Days on Market
Sale Pending Price Drop -$20,000 Listed Aug 16, 2026 • MLS# 73564336 Copied! • Updated Oct 8, 2026

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About this home

Welcome to 46 Kay Street, a completely remodeled and expanded vinyl sided L-Ranch sitting pretty on a grassy knoll, on a quiet street with no through traffic to disturb your peace and tranquility. Totally new kitchen features stunning quartz countertops and backsplash, gorgeous new white cabinetry, Brand new stainless steel appliances, new vinyl plank flooring, and brand new light fixtures to enjoy every day. Kitchen has slider to a private enclosed porch, perfect for summer dining and relaxing. Hardwood floors in the spacious living room and two of the bedrooms have been sanded and polished to perfection. Both bathrooms are remodeled with new toilets, new vanities, and even the new tub walls will be glistening for you on closing day. The basement has two large heated and finished rooms as well as a second bath, and an extra exit window. A great space for new owners to expand their footprint (Approximately 500 SF) and live comfortably. Brand new roof was just stripped and replaced two weeks ago. Economical gas heat and hot water and the existing washer and dryer will remain. This darling home is also less than a half mile walk to Western New England University and Law School. Savvy shoppers should mark this one "a must see home."

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
6.3%
Price Range

Property Timeline

📋
Status: Active under contract
Sep 24, 2026
Active → Active Under Contract
⏳
Pending Sale
Sep 23, 2026
Offer accepted, sale pending
↓
Price Reduced
Sep 10, 2026
$299,900 $20,000 (-6.25%)
From $319,900 to $299,900 (-6.2%)
🏠
Listed for Sale
Aug 17, 2026
$319,900
Original listing
Agent: Roger Trombly Office: Coldwell Banker Realty - Western MA

Tax History

Year Taxes Assessment
2025 $3,432 $218,900

Financial Details

Annual Property Tax
$3,432
Tax Year 2025
Assessed Value
$218,900

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1955
Living Area 1,466 sq ft
Lot Size 0.17 acres
Bedrooms 3
Full Baths 2
Total Rooms 5

Interior

Heating Baseboard, Natural Gas
Cooling None
Flooring Concrete, Laminate, Hardwood
Appliances Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Partially Finished, Interior Entry, Concrete
Laundry Flooring - Vinyl, Electric Dryer Hookup, Washer Hookup, In Basement
Features Internet Available - Broadband

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Porch - Enclosed, Rain Gutters, Screens, Fenced Yard, Stone Wall
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch - Enclosed
Features Paved Drive, Off Street, Paved
Total Spaces 3
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Annual Tax $3,432
Assessed Value $218,900
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Leased Solar Panels. Approximately 8 Years Remaining. Seller Will Provide Copy Of Lease. Brand New Roof Completely Stripped And Replaced 8/1/2026. Seller Has Never Lived In The Property.
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Sq Ft Disclosures Basement has two heated finished rooms and a full bath not included in first floor GLA.
Documents None
County Hampden
Total market time (incl. prior listings) 53 days

Property Overview

Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1955
Bedrooms
3
Full Bathrooms
2
Living Area
1,466 sq ft
Total Rooms
5
Main Level Bedrooms
2

Floor Layout

Interior Features

Flooring: Concrete, Laminate, Hardwood
Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Internet Available - Broadband
Windows: Insulated Windows, Screens
Basement: Full, Partially Finished, Interior Entry, Concrete
Laundry: Flooring - Vinyl, Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Ranch
Year Built: 1955
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Rain Gutters, Screens, Fenced Yard, Stone Wall
Patio & Porch: Porch - Enclosed
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Gentle Sloping
Road Frontage: 75.00 ft
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved Drive, Off Street, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $286
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Pine Pt Bstn Rd - Pine Point

46 Kay St, Springfield MA 01109

Springfield, MA 01109

Listing Information

Listing Agent Roger Trombly
Listing Office Coldwell Banker Realty - Western MA
Office Phone 413-567-8931
Agent MLS ID M0001473
Office MLS ID AN7885
Listing Data Updated Oct 8, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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