46 Finn St, Northampton MA 01060

Northampton, MA 01060
$485,000
Est. $3,183/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
1.5
Baths
1,547
Sq Ft
$314
Price/Sq Ft
0.21
Acres
1900
Year Built
4
Parking
10 hours 28 minutes
Time on Market
For Sale Open House Listed Sep 10, 2026 • MLS# 73575527 Copied! • Updated Sep 10, 2026

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Open House Schedule

12
Sep
Saturday, September 12
3:00 PM - 4:30 PM EDT

About this home

Full of character and charm, this 4-bedroom, 1.5-bath home sits on a lovely lot just minutes to the bike path and an easy walk to downtown shops, Smith College, and everything Northampton has to offer. Located in an established neighborhood, this home affords a wonderful opportunity to own a property in the heart of everything while offering plenty of potential to add updates and build equity. Step inside to find wood floors flowing through most of the home and a cozy dining room warmed by a natural gas stove. The spacious eat-in kitchen is fully functional and ready for your personal touch-a great opportunity to update and make it your own. A convenient half bath on the first floor adds everyday ease, and a bonus room downstairs offers flexible space for a home office, study, or bedroom. Upstairs there are 3 bedrooms and a Jack-and-Jill style full bath. Classic architecture is complemented by low-maintenance aluminum siding and replaced windows throughout, while a brand-new boiler offers peace of mind for years to come.Outside, relax on the inviting front porch, or enjoy the generous side yard— perfect for gardening, play, or simply unwinding. Off-street parking is a rare and welcome convenience in this in-town neighborhood. With an ample 1,547 square feet of living space this house has so much to offer. Open House Saturday the 12th 3:00 - 4:30.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 10, 2026
$485,000
Original listing
Agent: Tess Coburn-Salem Office: Delap Real Estate LLC

Tax History

Year Taxes Assessment
2025 $6,363 $456,800

Financial Details

Annual Property Tax
$6,363
Tax Year 2025
Assessed Value
$456,800

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 1,547 sq ft
Lot Size 0.21 acres
Bedrooms 4
Full Baths 1
Half Baths 1
Total Rooms 8

Interior

Heating Hot Water, Oil
Cooling Window Unit(s)
Flooring Wood, Vinyl, Carpet
Appliances Water Heater, Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Walk-out Access, Interior Entry
Laundry First Floor
Features Internet Available - Broadband, High Speed Internet

Exterior

Construction Frame
Architecture Colonial, Gothic Revival
Roof Shingle
Features Porch, Porch - Screened, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch, Screened
Features Paved Drive, Off Street, Paved
Total Spaces 4
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $6,363
Assessed Value $456,800
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Brand New Boiler Being Installed Prior To Closing. House Being Sold As-is. Appliances And Family Room Gas Stove Being Sold As-is. Some Electrical Updates May Be Needed.
Possession None
Accepted Financing None
Structure Type []
House Color red
Sq Ft Source Public Record
Documents None
County Hampshire
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,547 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring: Wood, Vinyl, Carpet
Appliances: Water Heater, Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
Interior Features: Internet Available - Broadband, High Speed Internet
Windows: Insulated Windows
Basement: Full, Walk-Out Access, Interior Entry
Laundry: First Floor
Security:

Construction & Materials

Style: Colonial, Gothic Revival
Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Hot Water, Oil
Heating Zones: 1
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch, Porch - Screened, Rain Gutters
Patio & Porch: Porch, Screened
Fencing:
Other Structures:
Lot Features: Corner Lot, Level
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Loan Amount
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $530
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

46 Finn St, Northampton MA 01060

Northampton, MA 01060

Listing Information

Listing Agent Tess Coburn-Salem
Listing Office Delap Real Estate LLC
Office Phone 413-586-9111
Agent MLS ID CN229112
Office MLS ID M95332
Listing Data Updated Sep 10, 2026 3:43 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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