46 Cottage St, New Bedford MA 02740
New Bedford, MA 02740
$330,000
Est. $2,052/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Discover a captivating lifestyle at 46 Cottage St, New Bedford, MA. This 1308 sq ft single-family residence, originally built in 1882, presents a unique blend of historical charm and modern comfort, featuring a recently updated kitchen that forms the heart of the home. The kitchen is cute with thoughtfully designed with sleek stainless steel appliances, nice stone counters, perfect for both meal preparation and casual gatherings. The bathrooms offer a refreshing experience, with one featuring a contemporary walk-in shower designed for comfort and ease. This charming home, with its three bedrooms and two full bathrooms, provides ample space for comfortable living. We invite you to explore the possibilities and envision your future in this distinctive property.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 14, 2026
$330,000
Original listing
Agent: Emily Therrien
Office: Winslow Homes LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/14/2026 | 🏠 Listed for Sale | $330,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $2,201 | $194,600 |
Financial Details
Annual Property Tax
$2,201
Tax Year 2025
Assessed Value
$194,600
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1882
Living Area
1,308 sq ft
Lot Size
0.07 acres
Bedrooms
3
Full Baths
2
Total Rooms
6
Interior
Heating
Baseboard, Oil
Cooling
None
Flooring
Vinyl
Appliances
Range, Dishwasher
Fireplace
None
Basement
None
Laundry
Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, Washer Hookup
Financial
Annual Tax
$2,201
Assessed Value
$194,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
blue
Sq Ft Source
Public Record
Documents
None
County
Bristol
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1882
Bedrooms
3
Full Bathrooms
2
Living Area
1,308 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,308 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl
Appliances:
Range, Dishwasher
Interior Features:
Windows:
Basement:
Laundry:
Washer Hookup
Security:
Construction & Materials
Style:
Colonial
Year Built:
1882
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Slab
Heating, Cooling & Utilities
Heating:
Baseboard, Oil
Heating Zones:
1
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Cleared
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
New Bedford School District local
D
Where Graduates Go
Class of 2021
31%
attend college
13%
4-Year
18%
2-Year
4%
Out of State
9%
Working
School Safety
2024-25
6.0%
Above Average
4.2%
Suspensions
1.0%
In-School
1.8%
Emergency
0.5% above state avg
Elementary Schools
10 schools
St. James-St. John School
0.1 mi
Grades PK-08
Holy Family-Holy Name School
0.8 mi
Grades PK-08
B+
Trinity Day Academy
0.9 mi
|
#149 of 346
|
Score: 72.4
Same rank as last year
87 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 04-12
Child and Family Services
1.1 mi
Grades K-12
C
Global Learning Charter Public School
2.3 mi
|
#273 of 346
|
Score: 45.2
Dropped 3 spots from last year
-13 below state avg
501 students
Diverse
High Graduation Rate
College Ready Curriculum
Diverse Student Body
Strong Attendance
Grades 05-12
Nazarene Christian Academy
2.4 mi
Grades PK-12
C+
Alma del Mar Charter School
2.7 mi
|
#232 of 352
|
Score: 37.7
Improved 36 spots from last year
-20.5 below state avg
1,044 students
Diverse
Rising School
Grades K-08
All Saints Catholic School
3.9 mi
Grades PK-08
C+
James B Congdon School
0.4 mi
|
#508 of 825
|
Score: 44.5
Dropped 26 spots from last year
-13.7 below state avg
304 students
Very Diverse
Diverse Student Body
Strong Attendance
Grades K-05
C-
Alfred J Gomes School
0.5 mi
|
#688 of 825
|
Score: 36.5
Improved 90 spots from last year
-21.7 below state avg
660 students
Moderate
Rising School
Grades PK-05
Middle Schools
5 schools
Nativity Prep School
0.5 mi
Grades 05-08
Our Sisters' School
1.2 mi
Grades 05-06
C-
Roosevelt Middle School
1.5 mi
|
#305 of 352
|
Score: 31.3
Improved 43 spots from last year
-26.9 below state avg
779 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C-
Keith Middle School
1.6 mi
|
#307 of 352
|
Score: 31.0
Dropped 18 spots from last year
-27.2 below state avg
918 students
Diverse
Diverse Student Body
Grades 06-08
C-
Normandin Middle School
3.8 mi
|
#295 of 352
|
Score: 32.1
Improved 9 spots from last year
-26.1 below state avg
922 students
Diverse
Diverse Student Body
Grades 06-08
High Schools
3 schools
F
Whaling City Junior/Senior High School
0.5 mi
|
#338 of 346
|
Score: 21.9
Improved 16 spots from last year
-36.3 below state avg
190 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 06-12
C
New Bedford High School
1.4 mi
|
#262 of 346
|
Score: 46.3
Improved 39 spots from last year
-11.9 below state avg
2,792 students
Diverse
19 sports
• 1,326 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
C+
Greater New Bedford Vocational Technical High School
4.4 mi
|
#232 of 346
|
Score: 49.4
Dropped 43 spots from last year
-8.8 below state avg
2,161 students
Diverse
19 sports
• 1,754 athletes
High Graduation Rate
Career Tech Programs
College Ready Curriculum
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$183
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
46 Cottage St, New Bedford MA 02740
New Bedford, MA 02740
Listing Information
Listing Agent
Emily Therrien
Listing Office
Winslow Homes LLC
Office Phone
386-690-5858
Agent MLS ID
CN243576
Office MLS ID
AN8023
Listing Data Updated
Sep 14, 2026 12:12 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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