46 Charles River Street, Needham MA 02492

Needham, MA 02492
$995,000
$899,000
Est. $5,591/month
3
Beds
2.5
Baths
2,150
Sq Ft
$418
Price/Sq Ft
0.91
Acres
1996
Year Built
1
Garage Space
248
Days on Market
Sale Pending Price Drop -$96,000 Listed Oct 16, 2025 • MLS# 73444631 Copied! • Updated Aug 10, 2026

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About this home

Built in 1996 this 3 level home abutting the Bay Colony Rail Trail has a very flexible floor plan for the living level. Sitting room off of the kitchen has a wood burning fireplace & Deck with sweeping woodsy views. First floor has garage, workshop, den (exercise room) and laundry, 2nd floor has open kitchen and family room. Kitchen has a great layout, plenty of granite countertops with peninsula for breakfast bar seating. Flexible floor plan allows for different uses of the living level. Living room has bay window and small office. 3rd floor has primary bedroom suite with double closets and a 5- piece bath with soaking tub, shower and 2 vanities. There are 2 more bedrooms and full bath. Pull down ladder for attic storage. Garage with interior access. Large yard stretches along the bay state rail trail. Fabulous setting back from the road. 6 minute drive to Needham Junction for commuter rail.

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
5.3%
Price Range

Property Timeline

Pending Sale
Jun 22, 2026
Offer accepted, sale pending
Price Reduced
May 30, 2026
$899,000 $26,000 (-2.81%)
From $925,000 to $899,000 (-2.8%)
Price Reduced
Apr 24, 2026
$925,000 $24,000 (-2.53%)
From $949,000 to $925,000 (-2.5%)
Back On Market
Apr 15, 2026
Active
Pending Sale
Apr 8, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Oct 16, 2025
$949,000
Original listing
Agent: Mary M. Wallace Office: Gibson Sotheby's International Realty
🏠
Listed for Sale
Oct 16, 2025
$949,000
Original listing
Office: Gibson Sotheby's International Realty

Tax History

Year Taxes Assessment
2025 $10,137 $956,300

Financial Details

Annual Property Tax
$10,137
Tax Year 2025
Assessed Value
$956,300

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1996
Living Area 2,150 sq ft
Lot Size 0.91 acres
Bedrooms 3
Full Baths 2
Half Baths 1
Total Rooms 7

Interior

Heating Baseboard, Oil
Cooling Window Unit(s)
Flooring Wood, Tile, Carpet
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace Family Room
Fireplaces 1
Basement Full
Laundry First Floor, Electric Dryer Hookup
Features Den

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Deck, Rain Gutters, Greenhouse
Pool None
Spa None
Fencing None
Patio/Porch Deck
Garage Spaces 1
Has Garage Yes
Features Attached, Off Street, Paved
Total Spaces 5
Electric Circuit Breakers
Water Public
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Dryer
Annual Tax $10,137
Assessed Value $956,300
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Floor Tiles In Kitchen Are Broken. Seller Exploring Remediation Of Mold Found In Lower Level Workshop. Living Area Approx From Drawings
Possession None
Accepted Financing None
Structure Type []
House Color cream
Sq Ft Source Public Record
Sq Ft Disclosures Above ground 1st floor has unfinished and finished space plus garage.
Documents None
County Norfolk
Total market time (incl. prior listings) 139 days

Property Overview

Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1996
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,150 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Wood, Tile, Carpet
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Den
Windows: Insulated Windows
Basement: Full
Laundry: First Floor, Electric Dryer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1996
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Heating Zones: 3
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Rain Gutters, Greenhouse
Patio & Porch: Deck
Fencing:
Other Structures: Workshop, Greenhouse
Lot Features: Wooded, Sloped
Road Frontage: 40.00 ft
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 5
Parking Features: Attached, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Family Room
Community Amenities: Shopping, Park, Walk/Jog Trails, Bike Path, Highway Access, Public School
School District
Needham School District local
A+
School Safety 2024-25
0.4% Low
0.4% Suspensions 0.8% In-School
5.1% below state avg
E

Elementary Schools

10 schools
Walker School
0.4 mi
Grades PK-09
St. Joseph Elementary School
2.1 mi
Grades K-08
Grace Preparatory Academy
3.3 mi
Grades K-08
Confidence Connection
3.5 mi
Grades PK-08
A+
Newman Elementary School
1.5 mi | #2 of 824 | Score: 68.5
Improved 103 spots from last year
+10.3 above state avg
696 students Moderate
Rising School Strong Attendance
Grades PK-05
A+
Sunita L. Williams Elementary School
2.8 mi | #19 of 824 | Score: 64.8
Improved 65 spots from last year
+6.6 above state avg
533 students Moderate
Rising School
Grades K-05
A+
William Mitchell School
2.8 mi | #24 of 824 | Score: 64.4
Improved 22 spots from last year
+6.2 above state avg
424 students Moderate
Rising School Strong Attendance
Grades K-05
A+
Broadmeadow School
3.1 mi | #17 of 824 | Score: 65.1
Improved 50 spots from last year
+6.9 above state avg
502 students Moderate
Rising School Strong Attendance
Grades K-05
A
John Eliot School
3.3 mi | #98 of 824 | Score: 59.5
Dropped 40 spots from last year
+1.3 above state avg
397 students Diverse
Diverse Student Body Strong Attendance
Grades K-05
Needham Montessori School
3.7 mi
Grades 01-03
M

Middle Schools

2 schools
A+
High Rock School
1.4 mi | #5 of 352 | Score: 64.9
Improved 22 spots from last year
+6.6 above state avg
441 students Moderate
Rising School Strong Attendance
Grades 06
A+
Pollard Middle School
2.1 mi | #10 of 352 | Score: 63.3
Dropped 6 spots from last year
+5.1 above state avg
867 students Moderate
Strong Attendance
Grades 07-08
H

High Schools

2 schools
St. Sebastian's School
2.9 mi
Grades 07-12
A+
Needham High School
2.4 mi | #4 of 346 | Score: 78.0
Improved 7 spots from last year
+19.8 above state avg
1,633 students Moderate
20 sports • 2,794 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $845
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

46 Charles River Street, Needham MA 02492

Needham, MA 02492

Listing Information

Listing Agent Mary M. Wallace
Listing Office Gibson Sotheby's International Realty
Office Phone 617-522-2200
Agent MLS ID BB982724
Office MLS ID AN8364
Listing Data Updated Aug 10, 2026 9:38 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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