457 Charlton St, Southbridge MA 01550
Southbridge, MA 01550
$409,999
Est. $2,689/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
An open driveway and a well-maintained, low-maintenance front yard welcome you to this turn-key 2-unit property. Walkways lead up to the house from the street on both sides with lawn running down both sides of the home, leading directly to the backyard. Each side features independent egress doors providing private access to the 1st and 2nd floors. Walk into an efficient kitchen complete with a dining/seating area, leading into newly updated flooring that flows throughout both units. The 1st floor boasts an expansive living room. Both units feature 2 spacious bedrooms with impressive closet space. The 1st floor also offers direct access to a full, open-layout cellar spanning the entire length and width of the home. Step out through the walk-out bulkhead into a private backyard framed by woods and fully fenced on the sides and rear—a comfortable setting for outdoor entertaining. Don’t let this incredible opportunity pass. Whether you're looking to invest or live in one unit and let the other help pay your mortgage! Possession to be delivered upon seller relocation in early October.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 22, 2026
$409,999
Original listing
Office: Keller Williams Pinnacle Central
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/22/2026 | 🏠 Listed for Sale | $409,999 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,995 | $340,700 |
Financial Details
Annual Property Tax
$4,995
Tax Year 2025
Assessed Value
$340,700
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1985
Living Area
2,160 sq ft
Lot Size
0.11 acres
Stories
2
Bedrooms
4
Full Baths
2
Total Rooms
8
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
$800/mo · N
Total Monthly Rent
$800/mo
Gross Income
$9,600
Net Operating Income
$9,600
Cap Rate
2.34%
Interior
Heating
Ductless
Cooling
Ductless
Flooring
None
Appliances
Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Bulkhead, Sump Pump, Concrete
Laundry
Electric Dryer Hookup
Features
Pantry, Bathroom With Tub & Shower, Kitchen, Living Rm/dining Rm Combo
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
None
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer
Financial
Annual Tax
$4,995
Assessed Value
$340,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Pellet Stove Needs To Be Hooked Up.2nd Floor Tenant Wants To Stay.2nd Floor Fridge, Microwave, Range And Stackable Washer And Drier Are Tenant-owned And Do Not Convey With Sale.1st Fl Microwave Does Not Convey. Seller Relocating Early October. Closing Date Subject To Sellers October Move-in Date
Exclusions
2nd Floor Tenants Personal Property. 1st Floor Microwave.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1985
Bedrooms
4
Full Bathrooms
2
Living Area
2,160 sq ft
Total Rooms
8
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,160 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features:
Pantry, Bathroom With Tub & Shower, Kitchen, Living RM/Dining RM Combo
Windows:
Insulated Windows
Basement:
Full, Bulkhead, Sump Pump, Concrete
Laundry:
Electric Dryer Hookup
Security:
Construction & Materials
Year Built:
1985
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Stories:
2
Heating, Cooling & Utilities
Heating:
Ductless
Cooling:
Ductless
Hot Water:
Electric
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Shed(s)
Lot Features:
Cleared, Level
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Southbridge School District local
F
School Safety
2024-25
6.0%
Above Average
6.0%
Suspensions
6.0%
In-School
0.5% above state avg
Elementary Schools
3 schools
D
Charlton Street School
0.4 mi
|
#772 of 825
|
Score: 30.9
Improved 60 spots from last year
-27.3 below state avg
259 students
Diverse
Rising School
Grades PK-05
Trinity Catholic Academy
0.9 mi
Grades PK-08
Viewpoint Christian Academy
1.1 mi
Grades K-12
Middle Schools
1 school
C
Southbridge Middle School
0.9 mi
|
#283 of 352
|
Score: 33.2
Same rank as last year
-25 below state avg
398 students
Diverse
Grades 06-08
High Schools
3 schools
D
Southbridge High School
0.9 mi
|
#316 of 346
|
Score: 35.1
Improved 16 spots from last year
-23.1 below state avg
404 students
Moderate
12 sports
• 498 athletes
Early College Program
College Ready Curriculum
Grades 09-12
Southbridge Academy
1.3 mi
22 students
Diverse
Grades 06-12
A-
Bay Path Regional Vocational Technical High School
4.6 mi
|
#88 of 346
|
Score: 61.7
Improved 66 spots from last year
+3.5 above state avg
1,180 students
Moderate
16 sports
• 1,094 athletes
High Graduation Rate
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$416
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
$0/mo
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
457 Charlton St, Southbridge MA 01550
Southbridge, MA 01550
Listing Information
Listing Agent
Christopher Erickson
Listing Office
Keller Williams Pinnacle Central
Office Phone
508-754-3020
Agent MLS ID
CN261929
Office MLS ID
AN8160
Listing Data Updated
Sep 22, 2026 6:28 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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