457 Charlton St, Southbridge MA 01550

Southbridge, MA 01550
$409,999
Est. $2,689/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2
Baths
2,160
Sq Ft
$190
Price/Sq Ft
0.11
Acres
1985
Year Built
4
Parking
9
Days on Market
Sale Pending Listed Sep 22, 2026 • MLS# 73580861 Copied! • Updated Oct 7, 2026

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About this home

BEST AND FINAL OFFERS TILL THURS 10/1 AT 4PM. An open driveway and a well-maintained, low-maintenance front yard welcome you to this turn-key 2-unit property. Walkways lead up to the house from the street on both sides with lawn running down both sides of the home, leading directly to the backyard. Each side features independent egress doors providing private access to the 1st and 2nd floors. Walk into an efficient kitchen complete with a dining/seating area, leading into newly updated flooring that flows throughout both units. The 1st floor boasts an expansive living room. Both units feature 2 spacious bedrooms with impressive closet space. The 1st floor also offers direct access to a full, open-layout cellar spanning the entire length and width of the home. Step out through the walk-out bulkhead into a private backyard framed by woods and fully fenced on the sides and rear—a comfortable setting for outdoor entertaining. Don’t let this incredible opportunity pass. Whether you're looking to invest or live in one unit and let the other help pay your mortgage! Possession to be delivered upon seller relocation in early October.

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Recently Sold Nearby

Price & Status History

Market Insights

Property Timeline

⏳
Pending Sale
Oct 2, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Sep 22, 2026
$409,999
Original listing
Office: Keller Williams Pinnacle Central

Tax History

Year Taxes Assessment
2025 $4,995 $340,700

Financial Details

Annual Property Tax
$4,995
Tax Year 2025
Assessed Value
$340,700

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1985
Living Area 2,160 sq ft
Lot Size 0.11 acres
Stories 2
Bedrooms 4
Full Baths 2
Total Rooms 8

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent $800/mo · N
Total Monthly Rent $800/mo
Gross Income $9,600
Net Operating Income $9,600
Cap Rate 2.34%
Heating Ductless
Cooling Ductless
Flooring None
Appliances Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Bulkhead, Sump Pump, Concrete
Laundry Electric Dryer Hookup
Features Pantry, Bathroom With Tub & Shower, Kitchen, Living Rm/dining Rm Combo
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch None
Features Paved Drive, Off Street, Paved
Total Spaces 4
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer

Financial

Annual Tax $4,995
Assessed Value $340,700
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Pellet Stove Needs To Be Hooked Up.2nd Floor Tenant Wants To Stay.2nd Floor Fridge, Microwave, Range And Stackable Washer And Drier Are Tenant-owned And Do Not Convey With Sale.1st Fl Microwave Does Not Convey. Seller Relocating Early October. Closing Date Subject To Sellers October Move-in Date
Exclusions 2nd Floor Tenants Personal Property. 1st Floor Microwave.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 10 days

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
Sale Pending
Year Built
1985
Bedrooms
4
Full Bathrooms
2
Living Area
2,160 sq ft
Total Rooms
8
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring:
Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features: Pantry, Bathroom With Tub & Shower, Kitchen, Living RM/Dining RM Combo
Windows: Insulated Windows
Basement: Full, Bulkhead, Sump Pump, Concrete
Laundry: Electric Dryer Hookup
Security:

Construction & Materials

Year Built: 1985
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 2

Utilities & Systems

Heating: Ductless
Cooling: Ductless
Hot Water: Electric
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing: Fenced/Enclosed, Fenced
Other Structures: Shed(s)
Lot Features: Cleared, Level
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $416
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

457 Charlton St, Southbridge MA 01550

Southbridge, MA 01550

Listing Information

Listing Office Keller Williams Pinnacle Central
Office Phone 508-754-3020
Agent MLS ID CN261929
Office MLS ID AN8160
Listing Data Updated Oct 7, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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