45 Terrace Dr, Worcester MA 01609
Worcester, MA 01609
$694,999
Est. $4,383/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Discover the enduring charm of 45 Terrace Drive, a beautifully maintained residence in Worcester’s sought after west side. The kitchen is equipped for both everyday meals & entertaining, featuring a double oven & a convenient peninsula for meal preparation & a dedicated area for casual dining as well as amazing storage options. The over-sized living room provides a welcoming atmosphere, centered around a gas fireplace & a bright, heated sunroom. The formal dining room is perfect for nightly meals & hosting holidays. There is also an office enhanced by built-in shelves, perfect for displaying cherished items or housing a personal library & could easily be used as a 4th bedroom. The primary bedroom features custom closets & its own balcony as well as updated bathroom. Two additional bedrooms offer fresh paint, hardwood floors & ample closets, contributing to the home's inviting ambiance. A two-car built-in garage provides practical storage & direct interior access. Large finished area in the walk-out lower level including a half bath. Nicely landscaped features surround the home. Reach out today to schedule a viewing of this exceptional property.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 10, 2026
$694,999
Original listing
Agent: Joseph Abramoff
Office: BA Property & Lifestyle Advisors
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/10/2026 | 🏠 Listed for Sale | $694,999 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $8,025 | $608,400 |
Financial Details
Annual Property Tax
$8,025
Tax Year 2025
Assessed Value
$608,400
Facts & Features
2 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1928
Living Area
2,502 sq ft
Lot Size
0.32 acres
Bedrooms
4
Full Baths
2
Half Baths
2
Total Rooms
8
Interior
Heating
Steam
Cooling
Window Unit(s), Ductless
Flooring
None
Appliances
None
Fireplace
None
Fireplaces
2
Basement
Full, Partially Finished
Laundry
None
Features
None
Exterior
Construction
None
Architecture
Tudor
Roof
Slate
Features
Deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck
Parking
Garage Spaces
2
Has Garage
Yes
Features
Under, Paved Drive, Off Street
Total Spaces
6
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$8,025
Assessed Value
$608,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Mini Split For Ac Only In Primary Bedroom.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1928
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
2
Living Area
2,502 sq ft
Total Rooms
8
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,502 sq ft above grade
FeaturesYes
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Full, Partially Finished
Laundry:
Security:
Construction & Materials
Style:
Tudor
Year Built:
1928
Structure Type:
Exterior Materials:
Roof:
Slate
Foundation:
Block, Brick/Mortar
Heating, Cooling & Utilities
Heating:
Steam
Cooling:
Window Unit(s), Ductless
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck
Patio & Porch:
Deck
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
6
Parking Features:
Under, Paved Drive, Off Street
Special Features
Fireplaces:
2
Fireplace Type:
Community Amenities:
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
10 schools
The T.E.C. Schools. Think. Explore. Create.
0.4 mi
Grades PK-08
D
Francis J McGrath Elementary School
0.5 mi
|
#787 of 825
|
Score: 29.5
Dropped 146 spots from last year
-28.7 below state avg
192 students
Diverse
Diverse Student Body
Grades PK-06
B+
Flagg Street School
0.6 mi
|
#260 of 825
|
Score: 52.0
Improved 45 spots from last year
-6.2 below state avg
415 students
Moderate
Rising School
Strong Attendance
Grades K-06
C-
Midland Street School
0.7 mi
|
#718 of 825
|
Score: 34.5
Dropped 195 spots from last year
-23.7 below state avg
239 students
Diverse
Diverse Student Body
Grades K-06
C
Nelson Place School
0.9 mi
|
#596 of 825
|
Score: 40.9
Dropped 136 spots from last year
-17.3 below state avg
620 students
Diverse
Diverse Student Body
Grades PK-06
Summit Academy School for Alternative Learners
1.1 mi
Grades K-12
D
Elm Park Community School
1.1 mi
|
#774 of 825
|
Score: 30.9
Improved 30 spots from last year
-27.4 below state avg
444 students
Diverse
Rising School
Grades K-06
F
Worcester Dual Language Magnet School
1.3 mi
|
#813 of 825
|
Score: 25.4
Dropped 226 spots from last year
-32.8 below state avg
492 students
Moderate
Grades PK-06
C-
May Street School
1.4 mi
|
#692 of 825
|
Score: 36.3
Dropped 43 spots from last year
-21.9 below state avg
325 students
Very Diverse
Diverse Student Body
Grades K-06
D
Tatnuck School
1.5 mi
|
#778 of 825
|
Score: 30.7
Dropped 177 spots from last year
-27.6 below state avg
381 students
Very Diverse
Diverse Student Body
Grades PK-06
Middle Schools
6 schools
The Nativity School of Worcester
1.4 mi
Grades 05-08
Worcester SDA School
1.8 mi
Grades 01-08
C+
Forest Grove Middle School
0.6 mi
|
#230 of 352
|
Score: 38.2
Improved 90 spots from last year
-20 below state avg
938 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
2.1 mi
|
#231 of 352
|
Score: 38.0
Improved 50 spots from last year
-20.2 below state avg
679 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
C-
Worcester East Middle School
2.8 mi
|
#302 of 352
|
Score: 31.5
Improved 51 spots from last year
-26.7 below state avg
781 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
B
Sullivan Middle School
3.3 mi
|
#156 of 352
|
Score: 44.0
Improved 29 spots from last year
-14.2 below state avg
954 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
10 schools
Notre Dame Academy
0.3 mi
Grades 07-12
B+
Claremont Academy
1.9 mi
|
#9 of 25
|
Score: 37.3
Improved 317 spots from last year
-20.9 below state avg
451 students
Moderate
10 sports
• 216 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
C-
University Park Campus School
2.4 mi
|
#286 of 346
|
Score: 42.8
Dropped 9 spots from last year
-15.4 below state avg
224 students
Diverse
Early College Program
College Ready Curriculum
Grades 07-12
Worcester Academy
2.5 mi
Grades 06-12
Worcester Alternative High School
2.7 mi
36 students
Diverse
Diverse Student Body
Grades 07-12
Saint Paul Diocesan Junior/Senior High School
3.3 mi
Grades 07-12
B-
Doherty Memorial High School
0.9 mi
|
#199 of 346
|
Score: 52.3
Improved 22 spots from last year
-5.9 below state avg
1,756 students
Very Diverse
19 sports
• 1,302 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
A+
Massachusetts Academy of Math and Science at WPI
1.2 mi
|
#2 of 346
|
Score: 91.7
Same rank as last year
98 students
Moderate
Strong AP Program
College Ready Curriculum
Strong Attendance
Grades 11-12
C-
Burncoat Senior High School
2.1 mi
|
#283 of 346
|
Score: 44.0
Dropped 63 spots from last year
-14.2 below state avg
1,000 students
Very Diverse
18 sports
• 778 athletes
Early College Program
College Ready Curriculum
Strong Athletics
Diverse Student Body
Grades 09-12
C+
Worcester Technical High School
2.3 mi
|
#223 of 346
|
Score: 50.1
Improved 43 spots from last year
-8.1 below state avg
1,409 students
Diverse
19 sports
• 1,016 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
Learn about these ratings
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Including down payment
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Down: $0
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Monthly Payment Breakdown
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Property Tax
$669
Homeowners Insurance
$200
PMI (if <20% down)
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Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
45 Terrace Dr, Worcester MA 01609
Worcester, MA 01609
Listing Information
Listing Agent
Joseph Abramoff
Listing Office
BA Property & Lifestyle Advisors
Office Phone
508-852-4227
Agent MLS ID
CT001011
Office MLS ID
AN7401
Listing Data Updated
Sep 10, 2026 11:03 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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