LevelSecond
45 River St, Belchertown MA 01007
Belchertown, MA 01007
$232,000
$185,000
Est. $1,471/month
Track this home for price, status, and open-house alerts.
About this home
ROLL UP YOUR SLEEVES AND GRAB YOUR TOOLBELT!! Flippers/ Investors or energetic home buyer this one is for you! Needs a good clean out and work, but the potential is immense!! 2bed, 1 bath, 2 car garage Cape on beautiful, level 1 acre lot in Belchertown. Hardwood floors throughout first floor. Open kitchen dining area, living room with cozy fireplace and bonus side sitting room. Upstairs you will find 2 bedrooms with electric baseboard heat, and another cozy nook for added space. updated electric 2012 ( APO), new septic system 2010, current passing title V, town water. Does it need work, YUP!! Does it need junk removed, YUP! Does it have a TON of potential to be amazing, ABSOLUTELY!! cash or rehab loans preferred being sold "as is, where is" with contents as seen Bring this charming home back to life and enjoy the potential for immense equity!!
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Market Insights
1
Price Changes
20.3%
Price Range
Property Timeline
Price Reduced
Jul 28, 2026
$185,000
$47,000
(-20.26%)
From $232,000 to $185,000 (-20.3%)
Listed for Sale
Mar 27, 2026
$232,000
Original listing
Agent: Wheway Group
Office: Coldwell Banker Realty - Western MA
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/28/2026 | ↓ Price Reduced | $185,000 | $47,000 | - | From $232,000 to $185,000 (-20.3%) |
| 03/27/2026 | 🏠 Listed for Sale | $232,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,021 | $277,100 |
Financial Details
Annual Property Tax
$4,021
Tax Year 2026
Assessed Value
$277,100
Facts & Features
2 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1925
Living Area
1,080 sq ft
Lot Size
0.99 acres
Bedrooms
2
Full Baths
1
Total Rooms
6
Interior
Heating
Baseboard, Electric Baseboard, Oil
Cooling
None
Flooring
Wood, Carpet
Appliances
Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace
None
Fireplaces
1
Basement
Full, Crawl Space, Interior Entry, Bulkhead, Dirt Floor, Concrete, Unfinished
Laundry
In Basement, Electric Dryer Hookup, Washer Hookup
Features
Sitting Room, Internet Available - Unknown
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Porch - Enclosed, Deck, Fruit Trees
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch - Enclosed, Deck
Parking
Garage Spaces
2
Has Garage
Yes
Features
Detached, Paved Drive, Off Street
Total Spaces
8
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Private Sewer
Gas
None
Other
For Electric Oven, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,021
Assessed Value
$277,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
Sold As Is, Where Is Cash Or Rehab Loans Preferred Passing Title V
Additional Details
Possession
None
Accepted Financing
Seller W/participate
Structure Type
[]
House Color
white
Sq Ft Source
Public Record
Documents
None
County
Hampshire
Total market time (incl. prior listings)
127 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1925
Bedrooms
2
Full Bathrooms
1
Living Area
1,080 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,080 sq ft above grade
LevelSecond
LevelFirst
LevelFirst
LevelFirst
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed, Deck
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Carpet
Appliances:
Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Sitting Room, Internet Available - Unknown
Windows:
Basement:
Full, Crawl Space, Interior Entry, Bulkhead, Dirt Floor, Concrete, Unfinished
Laundry:
In Basement, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Cape
Year Built:
1925
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter, Block, Stone
Heating, Cooling & Utilities
Heating:
Baseboard, Electric Baseboard, Oil
Heating Zones:
1
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed, Deck, Fruit Trees
Patio & Porch:
Porch - Enclosed, Deck
Fencing:
Other Structures:
Lot Features:
Cleared, Level
Road Surface:
Paved
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
8
Parking Features:
Detached, Paved Drive, Off Street
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Park, Walk/Jog Trails, Stable(s), Golf, Medical Facility, Laundromat, Conservation Area, Highway Access, House of Worship, Public School
Nearby Schools
School District
Belchertown School District local
B-
School Safety
2024-25
1.0%
Low
1.0%
Suspensions
1.2%
In-School
4.5% below state avg
Elementary Schools
3 schools
C-
Old Mill Pond School
1.9 mi
|
#702 of 824
|
Score: 35.5
Dropped 69 spots from last year
-22.7 below state avg
677 students
Moderate
Grades PK-06
B
Swift River Elementary School
4.8 mi
|
#349 of 824
|
Score: 49.2
Improved 249 spots from last year
-9 below state avg
445 students
Moderate
Rising School
Grades 01-03
Cold Spring School
4.8 mi
188 students
Moderate
Grades PK-K
Middle Schools
2 schools
B-
Jabish Middle School
4.4 mi
|
#211 of 352
|
Score: 39.9
Dropped 93 spots from last year
-18.3 below state avg
343 students
Less Diverse
Grades 07-08
C
Chestnut Hill Community School
4.9 mi
|
#601 of 824
|
Score: 40.8
Dropped 136 spots from last year
-17.4 below state avg
494 students
Moderate
Grades 04-06
High Schools
3 schools
C
Pathfinder Regional Vocational-Technical High School
1.7 mi
|
#265 of 346
|
Score: 45.0
Dropped 41 spots from last year
-13.3 below state avg
660 students
Less Diverse
15 sports
• 496 athletes
Career Tech Programs
College Ready Curriculum
Strong Athletics
Grades 09-12
B-
Palmer High School
1.9 mi
|
#200 of 346
|
Score: 51.4
Improved 97 spots from last year
-6.8 below state avg
416 students
Moderate
15 sports
• 550 athletes
Rising School
College Ready Curriculum
Strong Athletics
Grades 07-12
A
Belchertown High School
4.7 mi
|
#68 of 346
|
Score: 64.7
Improved 38 spots from last year
+6.5 above state avg
573 students
Less Diverse
19 sports
• 1,136 athletes
Strong AP Program
Rising School
Strong Athletics
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$335
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
45 River St, Belchertown MA 01007
Belchertown, MA 01007
Listing Information
Listing Agent
Wheway Group
Listing Office
Coldwell Banker Realty - Western MA
Office Phone
413-567-8931
Agent MLS ID
TM331991
Office MLS ID
AN7885
Listing Data Updated
Aug 1, 2026 3:08 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Belchertown.