FeaturesCloset, Flooring - Vinyl, Lighting - Overhead
LevelSecond
438 Reservoir St, Holden MA 01520
Holden, MA 01520
$550,000
$540,000
Est. $3,508/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Spectacular updates meet an unbeatably convenient location in this beautiful Cape Cod-style home! The seamless open layout immediately impresses, featuring a spacious, sun-drenched living room that flows effortlessly into a premium gourmet chef’s kitchen anchored by an oversized quartz center island, double wall ovens, and sleek black stainless steel appliances. True main-level living is yours with a highly desirable first-floor master suite with a private full bath. Step outside to find your own private sanctuary—a large, flat, and playful backyard perfect for summertime fun, complemented by a convenient one-bay detached garage. Nestled in a highly sought-after Holden neighborhood on a quiet side street, you will love the top-rated Wachusett school system, nearby town shops, and instant highway access that keeps you just minutes away from all the dining, entertainment, and university life in downtown Worcester. It is a truly wonderful place to call home—schedule your showing today and come see it before it's gone!
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Recently Sold Nearby
Price & Status History
Market Insights
1
Price Changes
1.8%
Price Range
Property Timeline
Pending Sale
Oct 20, 2026
Offer accepted, sale pending
Price Reduced
Oct 7, 2026
$540,000
$10,000
(-1.82%)
From $550,000 to $540,000 (-1.8%)
Listed for Sale
Sep 16, 2026
$550,000
Original listing
Agent: John Snyder
Office: Redfin Corp.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/20/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 10/07/2026 | ↓ Price Reduced | $540,000 | $10,000 | - | From $550,000 to $540,000 (-1.8%) |
| 09/16/2026 | 🏠 Listed for Sale | $550,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,935 | $514,500 |
Financial Details
Annual Property Tax
$6,935
Tax Year 2026
Assessed Value
$514,500
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1930
Living Area
1,762 sq ft
Lot Size
0.51 acres
Bedrooms
3
Full Baths
2
Half Baths
1
Total Rooms
8
Interior
Heating
Forced Air, Oil
Cooling
None
Flooring
None
Appliances
Oven, Dishwasher, Range, Refrigerator, Freezer, Washer, Dryer, Range Hood, Other
Fireplace
None
Basement
Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry
None
Features
None
Exterior
Construction
None
Architecture
Cape
Roof
Asphalt/composition Shingles
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Garage Spaces
1
Has Garage
Yes
Features
Detached, Carport, Paved Drive, Off Street
Total Spaces
5
Utilities
Electric
None
Water
Public
Sewer
Private Sewer
Gas
None
Other
None
Financial
Annual Tax
$6,935
Assessed Value
$514,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyers And Agents Must Verify All Information And Perform Their Own Due Diligence.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Sq Ft Disclosures
Measurements are approximate and need to be verified by buyer/buyers agent.
Documents
None
County
Worcester
Total market time (incl. prior listings)
36 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1930
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,762 sq ft
Total Rooms
8
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,762 sq ft above grade
FeaturesFlooring - Vinyl, Lighting - Overhead, Closet - Double
LevelSecond
FeaturesBathroom - Full
LevelSecond
FeaturesFlooring - Vinyl, Recessed Lighting
LevelSecond
FeaturesFlooring - Stone/Ceramic Tile, Kitchen Island, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Lighting - Overhead
LevelFirst
FeaturesBathroom - Half
LevelFirst
FeaturesBathroom - Full
LevelFirst
FeaturesFlooring - Wood, Open Floorplan, Recessed Lighting
LevelFirst
FeaturesFlooring - Wood, Exterior Access, Open Floorplan, Recessed Lighting
LevelFirst
FeaturesBathroom - Full, Ceiling Fan(s), Closet, Flooring - Vinyl, Lighting - Overhead
LevelFirst
FeaturesYes
Display Options
Room Markers
KKitchen (1)
BRBedroom (3)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Oven, Dishwasher, Range, Refrigerator, Freezer, Washer, Dryer, Range Hood, Other
Interior Features:
Windows:
Basement:
Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry:
Security:
Construction & Materials
Style:
Cape
Year Built:
1930
Structure Type:
Exterior Materials:
Roof:
Asphalt/Composition Shingles
Foundation:
Stone
Utilities & Systems
Heating:
Forced Air, Oil
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
5
Parking Features:
Detached, Carport, Paved Drive, Off Street
Nearby Schools
School District
Wachusett School District local
School Safety
2024-25
1.0%
Low
0.8%
Suspensions
0.4%
In-School
0.2%
Emergency
4.5% below state avg
Elementary Schools
3 schools
Holden Christian Academy
0.4 mi
Grades PK-08
A+
Dawson School
1.1 mi
|
#71 of 825
|
Score: 60.7
Improved 97 spots from last year
+2.5 above state avg
487 students
Moderate
Rising School
Strong Attendance
Grades K-05
A
Davis Hill Elementary School
1.7 mi
|
#100 of 825
|
Score: 59.3
Improved 192 spots from last year
+1.1 above state avg
436 students
Less Diverse
Rising School
Strong Attendance
Grades K-05
Middle Schools
3 schools
B+
Mountview Middle School
2.5 mi
|
#111 of 352
|
Score: 48.4
Dropped 5 spots from last year
-9.8 below state avg
727 students
Moderate
Strong Attendance
Grades 06-08
Worcester SDA School
4.4 mi
Grades 01-08
C+
Forest Grove Middle School
4.6 mi
|
#230 of 352
|
Score: 38.2
Improved 90 spots from last year
-20 below state avg
938 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
High Schools
3 schools
A
Wachusett Regional High School
0.9 mi
|
#47 of 346
|
Score: 68.2
Improved 55 spots from last year
+10 above state avg
1,739 students
Moderate
20 sports
• 2,104 athletes
Strong AP Program
High Graduation Rate
Rising School
College Ready Curriculum
Grades 09-12
Notre Dame Academy
4.4 mi
Grades 07-12
B+
West Boylston Junior/Senior High School
4.9 mi
|
#111 of 346
|
Score: 59.6
Dropped 48 spots from last year
+1.4 above state avg
453 students
Moderate
Strong AP Program
High Graduation Rate
College Ready Curriculum
Grades 06-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$578
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
438 Reservoir St, Holden MA 01520
Holden, MA 01520
Listing Information
Listing Agent
John Snyder
Listing Office
Redfin Corp.
Office Phone
617-340-7803
Agent MLS ID
CT000302
Office MLS ID
NB3534
Listing Data Updated
Oct 22, 2026 7:27 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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