435-455 State Street, Springfield MA 01105
Springfield, MA 01105
$385,000
$329,000
Est. $6,372/month
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About this home
Attention FHA Buyers! This Multi Use property in one the redevelopment zone of the city is waiting your finishing touches. Street level access is a great opportunity for a Bodega, Coffee House, Resturant or whatever you come up with. Retail area offers plenty of storage with delivery access near the rear as well as with 1st floor ONLY access to the basement. All with 2 Accessible restrooms. The 2nd and 3rd floors offer spacious apartments with eat-in kitchens and private rear porch to sit out on during warm summer nights.There is no reason to wait! This can be an owner occupied property that can pay for it's self. FHA interest are in the apartments only and they should pass any requirements.
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Property History
Market Insights
1
Price Changes
14.5%
Price Range
Property Timeline
Showing Instructions Updated
Aug 10, 2026
New showing requirements
Price Reduced
Aug 10, 2026
$329,000
$56,000
(-14.55%)
From $385,000 to $329,000 (-14.6%)
Listed for Sale
May 12, 2026
$385,000
Original listing
Agent: Patricia Reynolds
Office: Executive Real Estate, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/10/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 08/10/2026 | ↓ Price Reduced | $329,000 | $56,000 | - | From $385,000 to $329,000 (-14.6%) |
| 05/12/2026 | 🏠 Listed for Sale | $385,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $54,100 | $54,100 |
Financial Details
Annual Property Tax
$54,100
Tax Year 2026
Assessed Value
$54,100
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1875
Living Area
1,121 sq ft
Lot Size
0.12 acres
Bedrooms
6
Full Baths
2
Half Baths
2
Total Rooms
9
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
Steam, Natural Gas
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
Full
Laundry
None
Features
Living Room, Kitchen
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive
Total Spaces
8
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$54,100
Assessed Value
$54,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
This Is A Mixed Use Property, 1st Floor Can Be Used For Commercial Space. Floors 2&3 Are Apartments.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Owner
Documents
None
County
Hampden
Total market time (incl. prior listings)
91 days
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1875
Bedrooms
6
Full Bathrooms
2
Half Bathrooms
2
Living Area
1,121 sq ft
Total Rooms
9
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,120 sq ft above grade
1 sq ft below grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Living Room, Kitchen
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1875
Structure Type:
Exterior Materials:
Roof:
Foundation:
Brick/Mortar
Stories:
3
Heating, Cooling & Utilities
Heating:
Steam, Natural Gas
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
8
Parking Features:
Paved Drive
Nearby Schools
School District
Springfield School District local
D
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
5.9%
Above Average
5.1%
Suspensions
1.4%
In-School
0.8%
Emergency
0.4% above state avg
Elementary Schools
3 schools
Your Educational Success Academy
0.3 mi
Grades K-12
C-
Milton Bradley School
0.3 mi
|
#743 of 824
|
Score: 33.0
Improved 31 spots from last year
-25.2 below state avg
385 students
Moderate
Rising School
Grades PK-05
F
William N. DeBerry School
0.6 mi
|
#807 of 824
|
Score: 26.5
Improved 10 spots from last year
-31.7 below state avg
483 students
Moderate
Grades PK-05
Middle Schools
3 schools
Springfield Commonwealth Academy
0.6 mi
Grades 06-08
F
South End Middle School
0.8 mi
|
#350 of 352
|
Score: 23.5
Improved 12 spots from last year
-34.7 below state avg
163 students
Moderate
Grades 06-08
C+
STEM Middle Academy
1.6 mi
|
#12 of 16
|
Score: 26.4
Improved 298 spots from last year
-31.8 below state avg
269 students
Diverse
Rising School
Grades 06-08
High Schools
3 schools
C-
High School of Commerce
< 0.1 mi
|
#286 of 346
|
Score: 42.2
Improved 16 spots from last year
-16 below state avg
966 students
Moderate
11 sports
• 554 athletes
Early College Program
College Ready Curriculum
Grades 09-12
C
Emergence Academy
< 0.1 mi
|
#21 of 25
|
Score: 25.5
Improved 356 spots from last year
-32.7 below state avg
382 students
Diverse
Rising School
Diverse Student Body
Grades 06-12
C-
Conservatory of the Arts
0.2 mi
|
#303 of 346
|
Score: 37.5
Improved 2 spots from last year
-20.7 below state avg
296 students
Moderate
College Ready Curriculum
Grades 06-12
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$4,508
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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$0
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
435-455 State Street, Springfield MA 01105
Springfield, MA 01105
Listing Information
Listing Agent
Patricia Reynolds
Listing Office
Executive Real Estate, Inc.
Office Phone
413-596-2212
Agent MLS ID
M9502268
Office MLS ID
AC1693
Listing Data Updated
Aug 10, 2026 5:26 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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