FeaturesCloset, Flooring - Vinyl, Remodeled, Lighting - Overhead
LevelSecond
43 Watkins St, Gardner MA 01440
Gardner, MA 01440
$449,449
Est. $2,950/month
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About this home
Welcome to this beautifully updated 3 bed, 1.5 bath Colonial offering the perfect blend of modern finishes and timeless charm. Step inside to an inviting open-concept layout where the spacious living room flows seamlessly into the stunning kitchen, featuring upgraded cabinetry, sleek quartz countertops, SS appliances, and all-new vinyl flooring that extends throughout the home. Fresh interior paint, recessed lighting, and an updated bathroom add a bright, contemporary feel to every room. The first floor also includes a versatile bonus room, ideal for a home office, playroom, or additional living space. Outside, enjoy a fully fenced backyard with a spacious deck overlooking the yard. The full basement offers excellent storage and endless potential to create additional finished living space. Conveniently located in Gardner, this move-in-ready home is an exceptional opportunity you won't want to miss! Delayed Showings Until Open House on Sat. and Sun. 7/18 & 7/19 from 11:30am-1pm.
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Public Records & Permits
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Jul 27, 2026
Active → Active Under Contract
Pending Sale
Jul 27, 2026
Offer accepted, sale pending
Listed for Sale
Jul 14, 2026
$449,449
Original listing
Agent: Emmanuel Garcia
Office: Elia Realty Group, Inc
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/27/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 07/27/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/14/2026 | 🏠 Listed for Sale | $449,449 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,734 | $416,400 |
Financial Details
Annual Property Tax
$5,734
Tax Year 2026
Assessed Value
$416,400
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
2005
Living Area
1,728 sq ft
Lot Size
0.32 acres
Bedrooms
3
Full Baths
1
Half Baths
1
Total Rooms
6
Interior
Heating
Baseboard, Oil
Cooling
None
Flooring
Vinyl, Flooring - Vinyl
Appliances
Water Heater, Range, Dishwasher, Disposal, Refrigerator
Fireplace
Living Room
Fireplaces
1
Basement
Full
Laundry
In Basement
Features
Closet, Bonus Room
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Deck, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Deck
Parking
Features
Paved Drive, Off Street
Total Spaces
6
Utilities
Electric
Circuit Breakers
Water
Private
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$5,734
Assessed Value
$416,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
None
Seller Disclosures
Seller Has Never Lived In Property. Brokerage Has Financial Interest In Property. Buyers And Buyers Agents To Do Due Diligence And Verify All Information.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
27 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
2005
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,728 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,728 sq ft above grade
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Vinyl, Countertops - Stone/Granite/Solid, Lighting - Overhead
LevelSecond
FeaturesCloset, Flooring - Vinyl, Remodeled, Lighting - Overhead
LevelSecond
FeaturesBathroom - Full, Walk-In Closet(s), Flooring - Vinyl, Attic Access, Remodeled, Lighting - Overhead
LevelSecond
FeaturesBathroom - Half, Flooring - Vinyl, Lighting - Overhead
LevelFirst
FeaturesFlooring - Vinyl, Balcony / Deck, Recessed Lighting
LevelMain,First
FeaturesFlooring - Vinyl, Balcony / Deck, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded, Recessed Lighting, Stainless Steel Appliances
LevelMain,First
FeaturesFlooring - Vinyl, Balcony / Deck, Open Floorplan, Recessed Lighting
LevelMain,First
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Flooring - Vinyl
Appliances:
Water Heater, Range, Dishwasher, Disposal, Refrigerator
Interior Features:
Closet, Bonus Room
Windows:
Basement:
Full
Laundry:
In Basement
Security:
Construction & Materials
Style:
Colonial
Year Built:
2005
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Baseboard, Oil
Cooling:
None
Hot Water:
Water Source:
Private
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck, Fenced Yard
Patio & Porch:
Deck
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Corner Lot, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Paved Drive, Off Street
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Highway Access, House of Worship, Private School, Public School
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$478
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
43 Watkins St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Emmanuel Garcia
Listing Office
Elia Realty Group, Inc
Office Phone
978-241-9723
Agent MLS ID
CN244460
Office MLS ID
AN6547
Listing Data Updated
Aug 11, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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