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43 Watkins St, Gardner MA 01440

Gardner, MA 01440
$449,449
Est. $2,950/month
3
Beds
1.5
Baths
1,728
Sq Ft
$260
Price/Sq Ft
0.32
Acres
2005
Year Built
6
Parking
9 hours 3 minutes
Time on Market
Active Listed Jul 14, 2026 • MLS# 73549581 Copied! • Updated Jul 14, 2026

About this home

Welcome to this beautifully updated 3bed, 1.5bath Colonial offering the perfect blend of modern finishes and timeless charm. Step inside to an inviting open-concept layout where the spacious living room flows seamlessly into the stunning kitchen, featuring upgraded cabinetry, sleek quartz countertops, SS appliances, and all-new vinyl flooring that extends throughout the home. Fresh interior paint, recessed lighting, and an updated bathroom add a bright, contemporary feel to every room. The first floor also includes a versatile bonus room, ideal for a home office, playroom, or additional living space. Outside, enjoy a fully fenced backyard with a spacious deck overlooking the yard. The full basement offers excellent storage and endless potential to create additional finished living space. Conveniently located in Gardner, this move-in-ready home is an exceptional opportunity you won't want to miss! Delayed Showings Until Open House on Sat. and Sun. 7/18 & 7/19 from 11:30am-1pm.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 14, 2026
$449,449
Original listing
Agent: Emmanuel Garcia Office: Elia Realty Group, Inc

Tax History

Year Taxes Assessment
2026 $5,734 $416,400

Financial Details

Annual Property Tax
$5,734
Tax Year 2026
Assessed Value
$416,400

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 2005
Living Area 1,728 sq ft
Lot Size 0.32 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 6

Interior

Heating Baseboard, Oil
Cooling None
Flooring Vinyl, Flooring - Vinyl
Appliances Water Heater, Range, Dishwasher, Disposal, Refrigerator
Fireplace Living Room
Fireplaces 1
Basement Full
Laundry In Basement
Features Closet, Bonus Room

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Deck, Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Deck
Features Paved Drive, Off Street
Total Spaces 6
Electric Circuit Breakers
Water Private
Sewer Public Sewer
Gas None
Other For Electric Range
Annual Tax $5,734
Assessed Value $416,400
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Seller Has Never Lived In Property. Brokerage Has Financial Interest In Property. Buyers And Buyers Agents To Do Due Diligence And Verify All Information.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2005
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,728 sq ft
Total Rooms
6

Room Details

First Floor

Bathroom1
Bathroom - Half, Flooring - Vinyl, Lighting - Overhead

Second Floor

Bedroom3
Closet, Flooring - Vinyl, Remodeled, Lighting - Overhead
Bathroom2
Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Vinyl, Countertops - Stone/Granite/Solid, Lighting - Overhead
Bedroom2
Closet, Flooring - Vinyl, Remodeled, Lighting - Overhead
Master Bedroom
Bathroom - Full, Walk-In Closet(s), Flooring - Vinyl, Attic Access, Remodeled, Lighting - Overhead

Other Floor

Bedroom5
Bedroom4
Bathroom3
Office
Family Room
Master Bathroom

Main,First Floor

Dining Room
Flooring - Vinyl, Balcony / Deck, Recessed Lighting
Kitchen
Flooring - Vinyl, Balcony / Deck, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded, Recessed Lighting, Stainless Steel Appliances
Living Room
Flooring - Vinyl, Balcony / Deck, Open Floorplan, Recessed Lighting

Interior Features

Flooring: Vinyl, Flooring - Vinyl
Appliances: Water Heater, Range, Dishwasher, Disposal, Refrigerator
Interior Features: Closet, Bonus Room
Windows:
Basement: Full
Laundry: In Basement
Security:

Construction & Materials

Style: Colonial
Year Built: 2005
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: None
Hot Water:
Water Source: Private
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Fenced Yard
Patio & Porch: Deck
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Corner Lot, Level
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Highway Access, House of Worship, Private School, Public School

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $478
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

43 Watkins St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Emmanuel Garcia
Listing Office Elia Realty Group, Inc
Office Phone 978-241-9723
Agent MLS ID CN244460
Office MLS ID AN6547
Listing Data Updated Jul 14, 2026 4:47 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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