43 Vernon St, Holyoke MA 01040

Holyoke, MA 01040
$479,458
Est. $3,058/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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10
Beds
4
Baths
2,993
Sq Ft
$160
Price/Sq Ft
0.14
Acres
1900
Year Built
2
Garage Spaces
New today
Time on Market
For Sale Listed Oct 28, 2026 • MLS# 73596048 Copied! • Updated Oct 28, 2026

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About this home

Fantastic Investment Opportunity at 43 Vernon Street, Holyoke, MA! Whether you’re looking for an owner-occupied multi-family home or a great addition to your investment portfolio, this spacious 3-family property has so much to offer! Conveniently located directly across from a park and just minutes from major highways, this property offers both comfort and convenience. Major improvements include a newer roof installed within the last 5 years, a brand-new rear porch completed in 2025, replacement windows throughout, and water heaters replaced within the last few years. The property features separate electrical meters for all 3 units, an additional owner’s meter for common areas, and 3 individual gas boilers for heating. The beautifully updated first-floor unit offers 4 spacious bedrooms, 2 newly renovated bathrooms, a stunning new kitchen with quartz countertops, and brand-new stainless steel appliances. Best of all, this unit will be delivered vacant, making it perfect for an owner-occupant or an investor looking to select their own tenant! The remaining 2 units are occupied by long-term tenants currently paying below-market rents, offering excellent potential for increased rental income. Outside, enjoy a huge backyard perfect for entertaining, along with a detached 2-car garage! An incredible opportunity with major updates already completed and plenty of income potential! Schedule your private showing today—you won’t want to miss this one!

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 28, 2026
$479,458
Original listing
Agent: The Gallagher, Aguasvivas & Bloom Team Office: Gallagher Real Estate

Tax History

Year Taxes Assessment
2026 $5,208 $298,800

Financial Details

Annual Property Tax
$5,208
Tax Year 2026
Assessed Value
$298,800

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style 3 Family
Year Built 1900
Living Area 2,993 sq ft
Lot Size 0.14 acres
Stories 4
Bedrooms 10
Full Baths 4
Total Rooms 16

Investment Metrics

Units 3
Unit 1 Rent $2,500/mo · N
Unit 2 Rent $1,700/mo · N
Unit 3 Rent $1,000/mo · N
Total Monthly Rent $5,200/mo
Gross Income $50,400
Net Operating Income $50,400
Cap Rate 10.51%
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction Brick
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Garage Spaces 2
Has Garage Yes
Features None
Total Spaces 10
Electric 110 Volts
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,208
Assessed Value $298,800
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Hampden

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1900
Bedrooms
10
Full Bathrooms
4
Living Area
2,993 sq ft
Total Rooms
16
Stories
4
Levels
4

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Brick
Roof: Shingle
Foundation: Brick/Mortar
Stories: 4

Utilities & Systems

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 10
Parking Features:
School District
Holyoke School District local
F
🎓 Where Graduates Go Class of 2021
36% attend college
15% 4-Year 21% 2-Year 4% Out of State 4% Working
⚠ School Safety 2024-25
12.2% Above Average
9.6% Suspensions 2.7% In-School 2.6% Emergency
↑ 6.7% above state avg
E

Elementary Schools

3 schools
C-
Holyoke Community Charter School
0.5 mi | #301 of 352 | Score: 31.6
Improved 1 spots from last year
-26.6 below state avg
687 students Less Diverse
Grades K-08
Blessed Sacrament School
0.6 mi
Grades PK-08
Center School/Crisis Interv & Assessment
0.7 mi
Grades PK-12
M

Middle Schools

3 schools
Dr. William R. Peck Middle School
0.6 mi
501 students Moderate
Grades 06-08
F
Lt. Clayre Sullivan Elementary School
1.6 mi | #345 of 352 | Score: 24.5
Improved 22 spots from last year
-33.7 below state avg
429 students Less Diverse
Rising School
Grades 06-08
C
Bellamy Middle School
1.8 mi | #254 of 352 | Score: 35.9
Dropped 8 spots from last year
-22.3 below state avg
766 students Diverse
Grades 06-08
H

High Schools

3 schools
F
Opportunity Academy at Metcalf
0.5 mi | #335 of 346 | Score: 22.7
Improved 49 spots from last year
-35.5 below state avg
213 students Moderate
Rising School
Grades 09-12
D
Holyoke High School
0.7 mi | #317 of 346 | Score: 34.1
Improved 40 spots from last year
-24.1 below state avg
1,485 students Less Diverse
15 sports • 722 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
LightHouse Holyoke
1.1 mi
Grades 06-12
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Monthly Payment Calculator

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Loan Amount
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $434
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

43 Vernon St, Holyoke MA 01040

Holyoke, MA 01040

Listing Information

Listing Agent The Gallagher, Aguasvivas & Bloom Team
Listing Office Gallagher Real Estate
Office Phone 877-533-3539
Agent MLS ID TM302715
Office MLS ID AN1364
Listing Data Updated Oct 28, 2026 1:10 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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