43-45 Gold St, Springfield MA 01107

Springfield, MA 01107
$350,000
Est. $2,372/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2
Baths
2,376
Sq Ft
$147
Price/Sq Ft
0.14
Acres
1921
Year Built
2
Garage Spaces
24
Days on Market
Sale Pending Listed Sep 15, 2026 • MLS# 73577061 Copied! • Updated Oct 11, 2026

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About this home

Pride of ownership shines throughout this strong and well-cared-for two-family home, proudly standing in one of Springfield’s desirable residential neighborhoods. Loved, cherished and maintained by the same family for decades, this property offers the character, condition and location that can be difficult to find in today’s multifamily market. Surrounded by many other owner-occupied homes, the property enjoys a true neighborhood setting while remaining conveniently located near I-291, I-91 and the Massachusetts Turnpike, providing easy access throughout Western Massachusetts and an attractive location for buyers commuting toward Worcester and the Greater Boston area.From the moment you arrive, the curb appeal reflects years of attentive ownership. Exterior improvements include a newer roof, replacement windows and siding, while the solid front porches add to the classic character of this proud Springfield two-family. A private backyard and large two-car garage provide additional space, storage and convenience.Inside, both units offer comfortable layouts highlighted by hardwood flooring, open living areas and inviting sitting porches. The second-floor unit is currently vacant, creating an excellent opportunity for an owner-occupant looking to move right in while generating rental income from the additional unit. Investors will appreciate the flexibility of being able to select and place their own tenant in the vacant unit.Whether you are looking for a well-maintained multifamily investment or an owner-occupied home that can help offset your monthly expenses, this property delivers location, condition and long-term value. Offered at $350,000, this is an opportunity to own a solid two-family home that has been cared for with pride for generations.

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Recently Sold Nearby

Price & Status History

Market Insights

Property Timeline

📋
Status: Active under contract
Sep 27, 2026
Active → Active Under Contract
⏳
Pending Sale
Sep 25, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Sep 15, 2026
$350,000
Original listing
Agent: Chester Ardolino Office: Berkshire Hathaway HomeServices Realty Professionals

Tax History

Year Taxes Assessment
2025 $4,823 $307,600

Financial Details

Annual Property Tax
$4,823
Tax Year 2025
Assessed Value
$307,600

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style Multi Family
Year Built 1921
Living Area 2,376 sq ft
Lot Size 0.14 acres
Stories 2
Bedrooms 4
Full Baths 2
Total Rooms 10

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating None
Cooling None
Flooring Hardwood
Appliances None
Fireplace None
Basement Full
Laundry None
Features Living Room, Dining Room, Kitchen
Construction Frame
Architecture None
Roof Shingle
Features Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch, Enclosed
Garage Spaces 2
Has Garage Yes
Features Paved Drive, Off Street, Driveway
Total Spaces 8
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,823
Assessed Value $307,600
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color Yellow
Sq Ft Source Public Record
Sq Ft Disclosures Well cared for owner occupied for decades with pride of ownership
Documents None
County Hampden
Total market time (incl. prior listings) 26 days

Property Overview

Property Type
Multi Family
Listing Type
Sale Pending
Year Built
1921
Bedrooms
4
Full Bathrooms
2
Living Area
2,376 sq ft
Total Rooms
10
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Hardwood
Appliances:
Interior Features: Living Room, Dining Room, Kitchen
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1921
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block
Stories: 2

Utilities & Systems

Heating:
Heating Zones: 2
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters
Patio & Porch: Porch, Enclosed
Fencing:
Other Structures:
Lot Features: Cleared, Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 8
Parking Features: Paved Drive, Off Street, Driveway
School District
Springfield School District local
D
🎓 Where Graduates Go Class of 2021
36% attend college
20% 4-Year 16% 2-Year 3% Out of State 3% Working
⚠ School Safety 2024-25
5.9% Above Average
5.1% Suspensions 1.4% In-School 0.8% Emergency
↑ 0.4% above state avg
E

Elementary Schools

3 schools
Valley West School
0.7 mi
Grades K-12
Academy Hill School
0.7 mi
Grades PK-08
A
Alfred G. Zanetti Montessori Magnet School
0.8 mi | #3 of 16 | Score: 47.5
Improved 137 spots from last year
-10.7 below state avg
436 students Diverse
Rising School
Grades PK-08
M

Middle Schools

3 schools
Springfield Middle School
0.8 mi
15 students Moderate
Grades 06-08
F
Springfield Public Day Middle School
0.8 mi | #352 of 352 | Score: 19.5
Improved 14 spots from last year
-38.7 below state avg
45 students Diverse
Grades 06-08
C
Dupont Middle School
1.2 mi | #263 of 352 | Score: 35.5
Dropped 24 spots from last year
-22.8 below state avg
684 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

3 schools
C
The Springfield Renaissance School an Expeditionary Learning School
1.2 mi | #275 of 346 | Score: 45.0
Improved 6 spots from last year
-13.2 below state avg
596 students Diverse
High Graduation Rate College Ready Curriculum
Grades 06-12
C-
Chicopee High School
1.5 mi | #294 of 346 | Score: 41.0
Improved 39 spots from last year
-17.3 below state avg
913 students Diverse
17 sports • 1,102 athletes
Rising School Strong Athletics Diverse Student Body
Grades 09-12
B+
Gateway to College at Springfield Technical Community College
1.6 mi | #123 of 346 | Score: 74.4
Same rank as last year
30 students Diverse
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $402
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

43-45 Gold St, Springfield MA 01107

Springfield, MA 01107

Listing Information

Listing Agent Chester Ardolino
Listing Office Berkshire Hathaway HomeServices Realty Professionals
Office Phone 413-596-6711
Agent MLS ID M8000507
Office MLS ID AN7274
Listing Data Updated Oct 11, 2026 3:09 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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