Dimensions13 x 10
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelSecond
42 Water St., Northampton MA 01053
Northampton, MA 01053
$549,900
Est. $3,567/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
OFFER IN HAND, AND HIGHEST & BEST DUE BY 4PM TUESDAY, AUGUST 25TH. Nestled on a quiet dead-end street, this 4-bedroom, 2-bath home offers an ideal blend of character, beauty, and versatility, with frontage on the swimmable Mill River. Abundant natural light fills the open kitchen, living, and dining area, where vaulted ceilings with skylights, wide pine floors, and triple glass slider create a bright and airy gathering space framed by views of the river. The kitchen features white cabinets, granite countertops, and stainless appliances. A flexible floor plan includes two bedrooms with pine floors and a full bath on the main level, plus two additional bedrooms and a second full bath upstairs. Outside, a sweet deck and backyard provide plenty of space for gardening, play, and pets, while tiered patios at the river's edge offer a truly special spot for morning coffee or simply watching the water go by. The bike path, Look Park, Musante Beach, and conservation land are all within walking distance. The living is easy with new roof in 2020, central AC, replacement windows, and natural gas Buderus heat and hot water. A rare combination of natural beauty, convenience, and flexible living on the river’s edge.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Aug 28, 2026
Active → Active Under Contract
Pending Sale
Aug 25, 2026
Offer accepted, sale pending
Showing Instructions Updated
Aug 22, 2026
New showing requirements
Listed for Sale
Aug 17, 2026
$549,900
Original listing
Agent: Holly Young
Office: Delap Real Estate LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/28/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/25/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/22/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 08/17/2026 | 🏠 Listed for Sale | $549,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $7,037 | $505,200 |
Financial Details
Annual Property Tax
$7,037
Tax Year 2025
Assessed Value
$505,200
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1900
Living Area
2,158 sq ft
Lot Size
0.23 acres
Bedrooms
4
Full Baths
2
Total Rooms
6
Interior
Heating
Baseboard, Natural Gas
Cooling
Central Air
Flooring
Flooring - Wood
Appliances
Gas Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Walk-out Access, Concrete
Laundry
In Basement
Features
Entrance Foyer, Internet Available - Broadband
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Deck, Patio, Rain Gutters, Hot Tub/spa
Pool
None
Spa
Private
Fencing
None
Patio/Porch
Deck, Patio
Parking
Features
Paved Drive
Total Spaces
2
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$7,037
Assessed Value
$505,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
One Slider Has A Broken Seal. Hot Tub Was Installed In 2016 And Is Working But Conveys As-is. Apo: Stone Patio Near River Is In A Flood Zone But The Yard And House Is Not, And No Flood Insurance Is Required.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampshire
Total market time (incl. prior listings)
25 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1900
Bedrooms
4
Full Bathrooms
2
Living Area
2,158 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,158 sq ft above grade
Dimensions12 x 10
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelSecond
Dimensions8 x 6
FeaturesBathroom - Full, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
LevelSecond
Dimensions16 x 9
FeaturesSkylight, Cathedral Ceiling(s), Flooring - Wood, Countertops - Stone/Granite/Solid, Open Floorplan
LevelFirst
Dimensions10 x 10
FeaturesCloset, Flooring - Wood
LevelFirst
Dimensions10 x 5
FeaturesBathroom - Full, Bathroom - With Tub, Flooring - Stone/Ceramic Tile
LevelFirst
Dimensions16 x 10
FeaturesSkylight, Cathedral Ceiling(s), Flooring - Wood, Open Floorplan, Recessed Lighting
LevelFirst
Dimensions20 x 16
FeaturesSkylight, Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Wood, Open Floorplan, Recessed Lighting, Slider
LevelFirst
Dimensions14 x 10
FeaturesCloset, Flooring - Wood
LevelFirst
Display Options
Outdoor Areas
SpaPrivate
Patio & porchDeck, Patio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Flooring - Wood
Appliances:
Gas Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Entrance Foyer, Internet Available - Broadband
Windows:
Insulated Windows
Basement:
Full, Walk-Out Access, Concrete
Laundry:
In Basement
Security:
Construction & Materials
Style:
Cape
Year Built:
1900
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone, Brick/Mortar
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck, Patio, Rain Gutters, Hot Tub/Spa
Patio & Porch:
Deck, Patio
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Paved Drive
Special Features
Spa/Hot Tub:
Yes
Spa Features:
Private
Waterfront:
Yes
Waterfront Type:
Waterfront, River, Lake/Pond, River, Direct Access, Walk to, 0 to 1/10 Mile To Beach
Community Amenities:
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$586
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
42 Water St., Northampton MA 01053
Northampton, MA 01053
Listing Information
Listing Agent
Holly Young
Listing Office
Delap Real Estate LLC
Office Phone
413-586-9111
Agent MLS ID
H8000034
Office MLS ID
M95332
Listing Data Updated
Sep 15, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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