411-413 River St, Winchendon MA 01475
Winchendon, MA 01475
$325,000
Est. $1,979/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Great opportunity for owner occupants or investors with this side-by-side two family home! The spacious 2-bedroom owner’s unit has seen numerous updates, including an updated kitchen and bathroom, newer plumbing and electrical, insulation, and a new oil tank. The first floor features a living room, dining room, kitchen, pantry, and three-season porch, with a mix of hardwood, tile, and newer LVP flooring. Upstairs are two bedrooms with newer flooring plus a versatile foyer/flex space ideal for a home office or study area. The second unit is a 1-bedroom residence with its own electrical panel, propane heat, and hot water, providing an established source of rental income. Utilities are currently included in the rent, while the separate systems offer flexibility for future rental arrangements. Town water and sewer, off-street parking, and a fenced in backyard complete the property. Whether you’re looking to owner occupy while offsetting your mortgage with rental income or add another multi-family to your portfolio, this property offers plenty of possibilities!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Oct 1, 2026
$325,000
Original listing
Agent: Gerard Breau
Office: Prospective Realty INC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/01/2026 | 🏠 Listed for Sale | $325,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $1,629 | $138,600 |
Financial Details
Annual Property Tax
$1,629
Tax Year 2025
Assessed Value
$138,600
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Side by Side
Year Built
1900
Living Area
1,602 sq ft
Lot Size
0.11 acres
Stories
4
Bedrooms
3
Full Baths
2
Total Rooms
9
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
$1,200/mo · N
Total Monthly Rent
$1,200/mo
Gross Income
$14,400
Net Operating Income
$14,400
Cap Rate
4.43%
Interior
Heating
Baseboard, Oil, Wall Unit, Propane
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
Partial
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$1,629
Assessed Value
$138,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Subject To Seller Securing Suitable Housing, Property Identified.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
2 Family - 2 Units Side by Side
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
2
Living Area
1,602 sq ft
Total Rooms
9
Stories
4
Levels
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,602 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Partial
Laundry:
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Roof:
Foundation:
Stone
Stories:
4
Heating, Cooling & Utilities
Heating:
Baseboard, Oil, Wall Unit, Propane
Heating Zones:
2
Cooling:
Hot Water:
Oil, Propane Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Off Street
Nearby Schools
School District
Winchendon School District local
F
School Safety
2024-25
5.3%
Above Average
5.1%
Suspensions
0.7%
In-School
0.2%
Emergency
0.2% below state avg
Elementary Schools
3 schools
C
Toy Town Elementary School
1.1 mi
|
#623 of 825
|
Score: 39.6
Dropped 32 spots from last year
-18.6 below state avg
309 students
Moderate
Grades 03-05
Winchendon PreSchool Program
2.0 mi
63 students
Less Diverse
Grades PK
Memorial School
2.0 mi
245 students
Moderate
Grades K-02
Middle Schools
1 school
C-
Murdock Middle School
2.1 mi
|
#308 of 352
|
Score: 31.0
Improved 57 spots from last year
-27.2 below state avg
272 students
Moderate
Rising School
Grades 06-08
High Schools
3 schools
The Winchendon School
1.5 mi
Grades 08-12
B
Murdock Academy for Success
2.1 mi
|
#183 of 346
|
Score: 69.8
Same rank as last year
1 students
Less Diverse
College Ready Curriculum
Grades 06-12
C-
Murdock High School
2.1 mi
|
#282 of 346
|
Score: 44.1
Improved 11 spots from last year
-14.1 below state avg
238 students
Moderate
14 sports
• 494 athletes
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$136
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
411-413 River St, Winchendon MA 01475
Winchendon, MA 01475
Listing Information
Listing Agent
Gerard Breau
Listing Office
Prospective Realty INC
Office Phone
978-668-5396
Agent MLS ID
CN232749
Office MLS ID
AN2243
Listing Data Updated
Sep 30, 2026 9:23 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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