FeaturesCeiling Fan(s), Closet, Flooring - Hardwood
LevelSecond
41 Smith St, Fitchburg MA 01420
Fitchburg, MA 01420
$329,900
Est. $2,221/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome home! Nestled in a wonderfully quiet and peaceful neighborhood, this charming Colonial offers an incredible opportunity to put down roots and make a property truly your own. Set on a nice-sized double lot, the fully fenced-in yard is a private oasis ready for outdoor gatherings, gardening, or simply relaxing in the fresh air. Inside, the heart of the home is an exceptionally large eat-in kitchen complete with a pellet stove to help with those cold winter nights, a convenient breakfast bar, and lots of cabinets—the ultimate gathering space for family and friends to connect, cook, and enjoy everyday moments together. The main level also features a bright and sunny formal dining room, a flexible first-floor bedroom, a full bath, and a good sized living room. Upstairs, you will find two generously sized bedrooms and a second extremly large full bath, with so much potential! While this home is very livable and structurally sound, it does need a few cosmetic updates to make it shine even brighter! Bring your creative ideas and your vision to transform this lovely property into the home you've been waiting for. Join us for the Open House this Saturday October 3rd, 2026, from 11:00 AM to 12:30 PM!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 28, 2026
$329,900
Original listing
Agent: Nancy Whitehouse-Bain
Office: Keller Williams Realty North Central
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/28/2026 | 🏠 Listed for Sale | $329,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,234 | $318,600 |
Financial Details
Annual Property Tax
$4,234
Tax Year 2026
Assessed Value
$318,600
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1908
Living Area
1,500 sq ft
Lot Size
0.21 acres
Bedrooms
3
Full Baths
2
Total Rooms
6
Interior
Heating
Baseboard, Natural Gas, Pellet Stove
Cooling
None
Flooring
Tile, Carpet, Laminate, Hardwood
Appliances
Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Interior Entry, Bulkhead
Laundry
Bathroom - Full, Flooring - Stone/ceramic Tile, Electric Dryer Hookup, Washer Hookup, First Floor
Features
None
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Porch, Patio, Fenced Yard, Stone Wall
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch, Patio
Parking
Features
Paved Drive, Off Street, Tandem, Paved
Total Spaces
2
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Gas Oven, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,234
Assessed Value
$318,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
There Are Two Lots Associated With This Property- See Mls Lot Size 3, 598 And Lot Size 5, 584 Totaling, 9, 182 Square Feet. Quick Close Possible! Property Being Sold As Is.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Cream
Sq Ft Source
Other
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1908
Bedrooms
3
Full Bathrooms
2
Living Area
1,500 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,500 sq ft above grade
FeaturesFlooring - Hardwood
LevelSecond
FeaturesFlooring - Laminate, Kitchen Island, Country Kitchen, Exterior Access, Recessed Lighting, Slider, Gas Stove, Crown Molding
LevelFirst
FeaturesFlooring - Wall to Wall Carpet
LevelFirst
FeaturesBathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile, Dryer Hookup - Electric, Washer Hookup
LevelFirst
FeaturesCloset, Flooring - Hardwood, Window(s) - Picture, Crown Molding
LevelFirst
FeaturesCeiling Fan(s), Flooring - Laminate
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPorch, Patio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Carpet, Laminate, Hardwood
Appliances:
Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Insulated Windows
Basement:
Full, Interior Entry, Bulkhead
Laundry:
Bathroom - Full, Flooring - Stone/Ceramic Tile, Electric Dryer Hookup, Washer Hookup, First Floor
Security:
Construction & Materials
Style:
Colonial
Year Built:
1908
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas, Pellet Stove
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Porch, Patio, Fenced Yard, Stone Wall
Patio & Porch:
Porch, Patio
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Cleared, Gentle Sloping
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Paved Drive, Off Street, Tandem, Paved
Nearby Schools
School District
Fitchburg School District local
C+
School Safety
2024-25
8.1%
Above Average
4.6%
Suspensions
4.6%
In-School
3.5%
Emergency
2.6% above state avg
Elementary Schools
5 schools
St. Bernard Elementary School
0.3 mi
Grades PK-08
Applewild School
1.8 mi
Grades K-09
C-
South Street Early Learning Center
0.6 mi
|
#697 of 825
|
Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
569 students
Diverse
Diverse Student Body
Grades PK-K
C
McKay Elementary School
1.5 mi
|
#658 of 825
|
Score: 37.9
Improved 73 spots from last year
-20.3 below state avg
736 students
Diverse
Rising School
Grades 01-05
C
Reingold Elementary School
2.3 mi
|
#606 of 825
|
Score: 40.4
Improved 117 spots from last year
-17.8 below state avg
619 students
Diverse
Rising School
Diverse Student Body
Grades 01-05
Middle Schools
2 schools
D
Arthur M Longsjo Middle School
1.2 mi
|
#328 of 352
|
Score: 28.6
Improved 12 spots from last year
-29.6 below state avg
577 students
Diverse
Grades 06-08
C
Memorial Middle School
1.3 mi
|
#280 of 352
|
Score: 33.8
Dropped 10 spots from last year
-24.4 below state avg
620 students
Diverse
Diverse Student Body
Grades 06-08
High Schools
6 schools
C+
Sizer School: A North Central Charter Essential School
2.2 mi
|
#221 of 346
|
Score: 50.3
Improved 25 spots from last year
-8 below state avg
270 students
Diverse
Strong AP Program
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
St. Bernard's Central Catholic High School
0.3 mi
Grades 09-12
C-
Goodrich Academy
0.4 mi
|
#23 of 25
|
Score: 22.0
Improved 363 spots from last year
-36.2 below state avg
101 students
Diverse
Rising School
Grades 09-12
Notre Dame Preparatory High School
0.8 mi
Grades 09-12
C
Fitchburg High School
3.5 mi
|
#263 of 346
|
Score: 46.3
Improved 29 spots from last year
-11.9 below state avg
1,305 students
Diverse
15 sports
• 1,110 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
A
Montachusett Regional Vocational Technical School
3.9 mi
|
#66 of 346
|
Score: 65.0
Improved 9 spots from last year
+6.8 above state avg
1,403 students
Moderate
High Graduation Rate
Career Tech Programs
College Ready Curriculum
Strong Attendance
Grades 09-12
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Monthly Payment Breakdown
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Property Tax
$353
Homeowners Insurance
$200
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Loan Summary
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
41 Smith St, Fitchburg MA 01420
Fitchburg, MA 01420
Listing Information
Listing Agent
Nancy Whitehouse-Bain
Listing Office
Keller Williams Realty North Central
Office Phone
978-840-9000
Agent MLS ID
H6542000
Office MLS ID
K95580
Listing Data Updated
Sep 28, 2026 10:51 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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