Dimensions14 x 12
FeaturesCloset, Flooring - Hardwood
LevelSecond
406 Lincoln St, Fitchburg MA 01420
Fitchburg, MA 01420
$490,000
Est. $3,128/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Looking for Move In Ready with Character? Check out this timeless property only minutes from the commuter rail! Hard not to love the exceptional curb appeal from the moment you arrive. The main level offers ultimate convenience with a desirable first-floor bedroom and full bath, large living room with fireplace, updated kitchen and formal dining room. Upstairs features large Main Bedroom as well as an additional bedroom and bathroom. You will love enjoying time on the covered porch and deck overlooking the fenced backyard perfect for pets, play, and peaceful relaxation. Property also features a detached garage! Enjoy the benefit of leased solar panels to keep energy bills low! This charming home seamlessly blends classic architectural details with practical modern upgrades for turnkey living!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 9, 2026
$490,000
Original listing
Agent: Nicholas L. Pelletier
Office: Keller Williams Realty North Central
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/09/2026 | 🏠 Listed for Sale | $490,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,406 | $406,800 |
Financial Details
Annual Property Tax
$5,406
Tax Year 2026
Assessed Value
$406,800
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1944
Living Area
1,700 sq ft
Lot Size
0.37 acres
Bedrooms
3
Full Baths
2
Total Rooms
6
Interior
Heating
Natural Gas
Cooling
None
Flooring
Tile, Hardwood
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
Living Room
Fireplaces
1
Basement
Full, Unfinished
Laundry
In Basement
Features
None
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck
Parking
Garage Spaces
1
Has Garage
Yes
Features
Detached, Off Street
Total Spaces
7
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$5,406
Assessed Value
$406,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Property Has Audio And Video Recording
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
2 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1944
Bedrooms
3
Full Bathrooms
2
Living Area
1,700 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,700 sq ft above grade
Dimensions9 x 5
FeaturesBathroom - Full, Bathroom - With Shower Stall
LevelSecond
Dimensions18 x 10
FeaturesCloset, Flooring - Hardwood
LevelSecond
Dimensions15 x 10
FeaturesCountertops - Stone/Granite/Solid, Exterior Access, Remodeled, Stainless Steel Appliances, Peninsula
LevelFirst
Dimensions13 x 10
FeaturesCloset, Flooring - Hardwood
LevelFirst
Dimensions7 x 6
FeaturesBathroom - Full, Bathroom - With Tub & Shower
LevelFirst
Dimensions13 x 10
FeaturesFlooring - Wood
LevelFirst
Dimensions16 x 14
FeaturesFlooring - Wood
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
Full, Unfinished
Laundry:
In Basement
Security:
Construction & Materials
Style:
Cape
Year Built:
1944
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Natural Gas
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck
Patio & Porch:
Deck
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
7
Parking Features:
Detached, Off Street
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$451
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
406 Lincoln St, Fitchburg MA 01420
Fitchburg, MA 01420
Listing Information
Listing Agent
Nicholas L. Pelletier
Listing Office
Keller Williams Realty North Central
Office Phone
978-840-9000
Agent MLS ID
CN200544
Office MLS ID
K95580
Listing Data Updated
Sep 11, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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