400 Shearer St, Palmer MA 01069

Palmer, MA 01069 • Thorndike
$524,900
Est. $3,446/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
3
Baths
2,070
Sq Ft
$254
Price/Sq Ft
2.10
Acres
1953
Year Built
2
Garage Spaces
7 hours 41 minutes
Time on Market
For Sale Listed Sep 20, 2026 • MLS# 73580092 Copied! • Updated Sep 20, 2026

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About this home

NEW LISTING! Privacy, Convenience & Huge Potential!  What more could you want?  This lovely home has it all. Nestled on over 2 acres w/pond frontage on Mongo Pond (also known as Ice House Pond), gorgeous view this oversized brick ranch has limitless possibilities. Zoned Business Highway, the walk out basement is the length of the home, w/a separate entrance for a possible home office, formerly a beauty salon. The remainder of the finished basement boasts a gorgeous Stone Fireplace, a kitchenette w/sink, refrigerator and a ¾ bath w/an additional exterior entrance which provides definite potential as a possible ADU. These homeowners have done a lot of updating of major items, including the Roof & Main Floor Windows 2019, Furnace & 45 Gal Oil HW Heater 2024, 200 amp & 100 amp Circuit Breaker Panels 2026 & New Septic & Leach Field 2026.The main floor is loaded w/custom built-ins & storage galore! There is a main floor side entrance entering into a large laundry room with a closet & plenty of cabinetry. From there you go through a pocket door to a beautiful family room w/a Brick Fireplace, built-in bookcase/cabinet & custom wood crown molding. Next is the kitchen w/lovely quartz countertops, plenty of cabinets, a peninsula, a tile back splash & SS appliances. The kitchen leads into a Dining Room w/Hardwood Floors, a built-in corner China cabinet & additional cabinetry above & below the peninsula. Down the center hallway you will find a large main floor tiled bath w/quartz countertops & custom built-ins. This leads to 2 huge bedrooms w/large closets & the Master Ensuite w/2 closets & attached ¾ tiled bath. To the left of the center hall is a huge Living room with a lovely Fireplace w/custom built-ins on both sides and a gorgeous view of the pond, perfect for those large Holiday gatherings. Worried about parking? Don't be! There is ample space for at least 10 cars. Like to sit outside? Wait until you see the large two sided outside Stone Fireplace! What are you waiting for? Book your showing today!

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Property History

Property Timeline

🏠
Listed for Sale
Sep 20, 2026
$524,900
Original listing
Office: The Real Estate Market Center

Tax History

Year Taxes Assessment
2026 $7,106 $380,200

Financial Details

Annual Property Tax
$7,106
Tax Year 2026
Assessed Value
$380,200

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1953
Living Area 2,070 sq ft
Lot Size 2.10 acres
Bedrooms 3
Full Baths 3
Total Rooms 7

Interior

Heating Baseboard, Oil, Extra Flue, Fireplace(s)
Cooling None, Whole House Fan
Flooring Tile, Vinyl, Carpet, Engineered Hardwood, Flooring - Wall To Wall Carpet, Concrete
Appliances Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer, Range Hood, Other
Fireplace Family Room, Living Room
Fireplaces 3
Basement Full, Partially Finished, Walk-out Access, Interior Entry, Garage Access, Concrete
Laundry Laundry Closet, Closet/cabinets - Custom Built, Flooring - Vinyl, Main Level, Electric Dryer Hookup, Exterior Access, Washer Hookup, Lighting - Overhead, First Floor
Features Closet, Closet/cabinets - Custom Built, Wet Bar, Breakfast Bar / Nook, Lighting - Overhead, Cedar Closet(s), Storage, Attic Access, Bonus Room, Home Office-separate Entry, Entry Hall, Center Hall, Walk-up Attic, High Speed Internet

Exterior

Construction Frame, Block
Architecture Ranch
Roof Shingle
Features Patio, Rain Gutters, Storage, Screens
Pool None
Spa None
Fencing None
Patio/Porch Patio
Garage Spaces 2
Has Garage Yes
Features Attached, Under, Carport, Garage Door Opener, Heated Garage, Storage, Garage Faces Side, Oversized, Paved Drive, Off Street, Paved
Total Spaces 12
Electric Circuit Breakers, 100 Amp Service, 200+ Amp Service
Water Public
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Annual Tax $7,106
Assessed Value $380,200
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Windows Main Floor & Roof 2019, Furnace And 45 Gallon Hot Water Heater 2024. New 200 Amp And 100 Amp Service Boards 2026, New Septic System And Leachfield 2026appliances-refrigerator, Dishwasher, Stove 2020. Lower Level Refrigerator To Stay.
Possession None
Accepted Financing Contract
Structure Type []
House Color Red Brick
Sq Ft Source Public Record
Sq Ft Disclosures Total Square Footage approximately 3720 square feet.
Documents None
County Hampden

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1953
Bedrooms
3
Full Bathrooms
3
Living Area
2,070 sq ft
Total Rooms
7
Main Level Bedrooms
3

Floor Layout

Interior Features

Flooring: Tile, Vinyl, Carpet, Engineered Hardwood, Flooring - Wall to Wall Carpet, Concrete
Appliances: Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer, Range Hood, Other
Interior Features: Closet, Closet/Cabinets - Custom Built, Wet bar, Breakfast Bar / Nook, Lighting - Overhead, Cedar Closet(s), Storage, Attic Access, Bonus Room, Home Office-Separate Entry, Entry Hall, Center Hall, Walk-up Attic, High Speed Internet
Windows: Insulated Windows, Screens
Basement: Full, Partially Finished, Walk-Out Access, Interior Entry, Garage Access, Concrete
Laundry: Laundry Closet, Closet/Cabinets - Custom Built, Flooring - Vinyl, Main Level, Electric Dryer Hookup, Exterior Access, Washer Hookup, Lighting - Overhead, First Floor
Security:

Construction & Materials

Style: Ranch
Year Built: 1953
Structure Type:
Exterior Materials: Frame, Block
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: Baseboard, Oil, Extra Flue, Fireplace(s)
Heating Zones: 2
Cooling: None, Whole House Fan
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio, Rain Gutters, Storage, Screens
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features: Corner Lot, Wooded, Cleared, Gentle Sloping
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 12
Parking Features: Attached, Under, Carport, Garage Door Opener, Heated Garage, Storage, Garage Faces Side, Oversized, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 3
Fireplace Type: Family Room, Living Room
Waterfront: Yes
Waterfront Type: Waterfront, Pond, Other (See Remarks)
View: Yes
View Type: Scenic View(s)
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Medical Facility, Laundromat, Conservation Area, Highway Access, House of Worship, Public School
School District
Palmer School District local
C-
School Safety 2024-25
6.6% Above Average
5.7% Suspensions 0.5% In-School 0.9% Emergency
1.1% above state avg
E

Elementary Schools

2 schools
C-
Old Mill Pond School
1.2 mi | #701 of 825 | Score: 35.7
Dropped 68 spots from last year
-22.6 below state avg
676 students Moderate
Grades PK-06
Quarry Hill Community School
4.1 mi
107 students Less Diverse
Grades PK-K
M

Middle Schools

1 school
C
Granite Valley School
4.1 mi | #651 of 825 | Score: 38.2
Dropped 189 spots from last year
-20 below state avg
394 students Less Diverse
Strong Attendance
Grades 01-06
H

High Schools

3 schools
B-
Palmer High School
1.2 mi | #182 of 346 | Score: 53.6
Improved 115 spots from last year
-4.6 below state avg
392 students Moderate
15 sports • 550 athletes
High Graduation Rate Rising School College Ready Curriculum Strong Athletics
Grades 07-12
C
Pathfinder Regional Vocational-Technical High School
1.5 mi | #250 of 346 | Score: 47.1
Dropped 26 spots from last year
-11.1 below state avg
647 students Moderate
15 sports • 496 athletes
Career Tech Programs College Ready Curriculum Strong Athletics Strong Attendance
Grades 09-12
C
Monson High School
3.9 mi | #278 of 346 | Score: 44.8
Dropped 107 spots from last year
-13.4 below state avg
299 students Less Diverse
15 sports • 520 athletes
Strong AP Program College Ready Curriculum Strong Athletics
Grades 07-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $592
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location

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Neighborhood

Thorndike

400 Shearer St, Palmer MA 01069

Palmer, MA 01069

Listing Information

Listing Agent Margaret Soucie
Listing Office The Real Estate Market Center
Office Phone 413-525-4393
Agent MLS ID CT006970
Office MLS ID AC1382
Listing Data Updated Sep 20, 2026 8:47 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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