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40 Summer St, Fitchburg MA 01420

Fitchburg, MA 01420
$455,000
$435,000
Est. $2,634/month
0.18
Acres
1950
Year Built
193
Days on Market
Pending Price Drop -$20,000 Listed Dec 1, 2025 • MLS# 73458489 Copied! • Updated Jun 13, 2026

About this home

Discover a versatile commercial property just minutes from downtown and steps from the MBTA commuter rail, offering convenience and accessibility for tenants and clients alike. Currently configured with two office units, the building provides flexible opportunities for owner-occupants, investors, or growing businesses. Additional highlights include: large parking lot across the street, finished basement space ideal for meeting rooms or break areas and ample storage capacity, perfect for inventory. Updates: roof 2010, flooring 2019 and high efficiency LED lighting installed in 2024. Not to mention a prime location with excellent visibility, easy access to transportation, restaurants, and local amenities. This property combines functionality with location, making it a smart investment for anyone seeking to establish or expand their presence in the area.

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
4.4%
Price Range

Property Timeline

Pending Sale
Jun 13, 2026
Offer accepted, sale pending
Price Reduced
Mar 25, 2026
$435,000 $20,000 (-4.4%)
From $455,000 to $435,000 (-4.4%)
🏠
Listed for Sale
Dec 1, 2025
$455,000
Original listing
Agent: Katey Tata Office: Keller Williams Realty North Central

Tax History

Year Taxes Assessment
2025 $2,817

Financial Details

Annual Property Tax
$2,817
Tax Year 2025

Facts & Features

Home Facts

Type Commercial Sale
Year Built 1950
Lot Size 0.18 acres
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None

Utilities

Electric None
Water None
Sewer None
Gas None
Other Public Water, Public Sewer, Natural Gas Available

Financial

Annual Tax $2,817
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Church Has A Gross Lease Thru 2025 For $950/mo. Parking Behind The Blding & Separate Lot Included. Furnace For Finishd Basemnt Doesnt Work. Separate Deeds For Bldg & Lot. 21e On Lot Is 30 Y/o. Listing Agent Is A Fiduciary Of The Org & An Officer Of The Not-for Profit. Allow 1 Wk For Reply To Offers
Possession None
Accepted Financing None
Structure Type []
Documents None
County Worcester

Property Overview

Listing Type
Commercial Sale
Year Built
1950

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1950
Structure Type:
Exterior Materials:
Roof:
Foundation:

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source:
Sewer:
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $235
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

40 Summer St, Fitchburg MA 01420

Fitchburg, MA 01420

Listing Information

Listing Agent Katey Tata
Listing Office Keller Williams Realty North Central
Office Phone 978-840-9000
Agent MLS ID CN216133
Office MLS ID K95580
Listing Data Updated Jun 13, 2026 1:07 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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