FeaturesBathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - With Tub, Closet, Flooring - Laminate, Lighting - Overhead
LevelMain,First
40 Mill St, Gardner MA 01440
Gardner, MA 01440
$465,000
Est. $3,015/month
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Open House Schedule
29
Aug
Saturday, August 29
10:00 AM - 11:30 AM EDT
About this home
Tucked away just off West Broadway, this spacious ranch offers a surprisingly private setting with beautiful pond views while keeping you close to Gardner’s restaurants, shopping, highway access & new development. Step inside to an inviting layout filled with hardwood floors & natural light. The spacious kitchen features an oversized island, upgraded cabinetry & pantry storage and opens to the dining area with a propane stove & exposed brick. One of the home's standout spaces is the sunroom, where walls of windows frame peaceful views of the pond. The main level offers 3 bedrooms, 2 full baths & convenient laundry, including a generous primary suite with private bath & walk-in closet. Downstairs, approximately 620 sq ft of finished space with a 3rd full bath & walkout offers flexibility for a family room, home office or guests. Outside, enjoy a spacious yard overlooking the water, plus a rare 3-car garage with plenty of room for vehicles, hobbies & storage.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Aug 26, 2026
$465,000
Original listing
Agent: Kristen Dodge
Office: LAER Realty Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/26/2026 | 🏠 Listed for Sale | $465,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,569 | $404,400 |
Financial Details
Annual Property Tax
$5,569
Tax Year 2026
Assessed Value
$404,400
Facts & Features
3 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1961
Living Area
2,581 sq ft
Lot Size
0.37 acres
Bedrooms
3
Full Baths
3
Total Rooms
5
Interior
Heating
Baseboard, Oil, Propane, Wood Stove
Cooling
None
Flooring
Vinyl, Hardwood, Flooring - Hardwood, Flooring - Vinyl
Appliances
Water Heater, Oven, Dishwasher, Microwave, Range, Refrigerator
Fireplace
None
Basement
Full, Finished, Walk-out Access, Concrete, Unfinished
Laundry
First Floor, Electric Dryer Hookup, Washer Hookup
Features
Ceiling Fan(s), Closet, Lighting - Overhead, Bathroom - Full, Chair Rail, Open Floorplan, Recessed Lighting, Storage, Sun Room, Entry Hall, Bonus Room, Internet Available - Unknown
Exterior
Construction
None
Architecture
Ranch
Roof
Shingle
Features
Porch - Enclosed
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch - Enclosed
Parking
Garage Spaces
3
Has Garage
Yes
Features
Attached, Under, Storage, Garage Faces Side, Paved Drive, Off Street, Paved
Total Spaces
5
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$5,569
Assessed Value
$404,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller Has Never Lived In The Home. All Information Deemed Reliable But Not Guaranteed, Buyer/buyer Agent To Do Due Diligence. Four Total Garage Bays, 4th Bay May Not Fit A Car.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Grey
Sq Ft Source
Public Record
Sq Ft Disclosures
room measurements are approximate.
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1961
Bedrooms
3
Full Bathrooms
3
Living Area
2,581 sq ft
Total Rooms
5
Main Level Bedrooms
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,961 sq ft above grade
620 sq ft below grade
FeaturesCloset, Flooring - Hardwood, Lighting - Overhead
LevelMain,First
FeaturesWood / Coal / Pellet Stove, Flooring - Hardwood, Exterior Access, Open Floorplan, Slider
LevelMain,First
FeaturesPantry, Kitchen Island, Cabinets - Upgraded, Country Kitchen, Recessed Lighting, Lighting - Pendant
LevelMain,First
FeaturesBathroom - Full, Bathroom - With Shower Stall, Lighting - Overhead, Pedestal Sink
LevelMain,First
FeaturesFlooring - Hardwood, Lighting - Overhead, Closet - Double
LevelMain,First
FeaturesWood / Coal / Pellet Stove, Skylight, Ceiling Fan(s), Vaulted Ceiling(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box, Attic Access, Exterior Access
LevelMain,First
FeaturesBathroom - Full, Walk-In Closet(s), Flooring - Vinyl, Recessed Lighting
LevelFirst
FeaturesBathroom - Full, Bathroom - With Shower Stall
LevelBasement
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Hardwood, Flooring - Hardwood, Flooring - Vinyl
Appliances:
Water Heater, Oven, Dishwasher, Microwave, Range, Refrigerator
Interior Features:
Ceiling Fan(s), Closet, Lighting - Overhead, Bathroom - Full, Chair Rail, Open Floorplan, Recessed Lighting, Storage, Sun Room, Entry Hall, Bonus Room, Internet Available - Unknown
Windows:
Skylight(s), Window(s) - Bay/Bow/Box, Insulated Windows
Basement:
Full, Finished, Walk-Out Access, Concrete, Unfinished
Laundry:
First Floor, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Ranch
Year Built:
1961
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Concrete Perimeter, Block
Heating, Cooling & Utilities
Heating:
Baseboard, Oil, Propane, Wood Stove
Heating Zones:
2
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed
Patio & Porch:
Porch - Enclosed
Fencing:
Other Structures:
Lot Features:
Gentle Sloping
Road Surface:
Paved
Parking & Garage
Garage Spaces:
3
Garage Type:
Attached
Total Parking Spaces:
5
Parking Features:
Attached, Under, Storage, Garage Faces Side, Paved Drive, Off Street, Paved
Special Features
Waterfront:
Yes
Waterfront Type:
Waterfront, Pond
Community Amenities:
Public Transportation, Shopping, Walk/Jog Trails, Stable(s), Golf, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Public School
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$464
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
40 Mill St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Kristen Dodge
Listing Office
LAER Realty Partners
Office Phone
978-249-8800
Agent MLS ID
CN236686
Office MLS ID
AN7393
Listing Data Updated
Aug 26, 2026 8:38 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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