40 Lake St., Northampton MA 01062

Northampton, MA 01062 • Florence
$399,000
Est. $2,773/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1
Baths
1,308
Sq Ft
$305
Price/Sq Ft
0.30
Acres
1967
Year Built
1
Garage Space
16 hours 7 minutes
Time on Market
For Sale Open House Listed Sep 9, 2026 • MLS# 73573991 Copied! • Updated Sep 9, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

10
Sep
Thursday, September 10
4:30 PM - 6:00 PM EDT

About this home

Don't let the exterior fool you. With a 14 x 28-foot addition at the back, you'll enjoy a spacious living area of 1,367 square feet . The addition is both a dining and living room. Step out onto the wrap-around deck from the living room and take in the lovely view of the expansive backyard. The kitchen features a charming garden window along with plenty of cabinets for all your cooking needs. You'll love the warm wood flooring that flows throughout most of the home, creating a cozy atmosphere. There are (3) bedrooms with wood flooring and a full bath. The oversized one-car garage (12 x 28 feet) was added in 2016. Boiler and HWH were replaced in 2018, as per permit records. The location is great! You're just a short walk from Florence Center and close to the bike path and JFK school as well as Look Park. Come check it out at the open house on 9/10; 4:30 to 6 p.m. It can also be shown prior to the open house. Don’t miss out!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 9, 2026
$399,000
Original listing
Agent: Anne M. Young Office: Brick & Mortar Northampton

Tax History

Year Taxes Assessment
2026 $6,661 $487,300

Financial Details

Annual Property Tax
$6,661
Tax Year 2026
Assessed Value
$487,300

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1967
Living Area 1,308 sq ft
Lot Size 0.30 acres
Bedrooms 3
Full Baths 1
Total Rooms 6

Interior

Heating Baseboard, Natural Gas
Cooling None
Flooring Tile, Vinyl, Hardwood
Appliances Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Refrigerator, Range Hood
Fireplace None
Basement Full, Interior Entry, Concrete
Laundry In Basement, Gas Dryer Hookup, Washer Hookup
Features Internet Available - Unknown

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Deck, Rain Gutters, Storage, Screens
Pool None
Spa None
Fencing None
Patio/Porch Deck
Garage Spaces 1
Has Garage Yes
Features Detached, Garage Door Opener, Garage Faces Side, Paved Drive, Off Street, Paved
Total Spaces 4
Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Dryer, Washer Hookup
Annual Tax $6,661
Assessed Value $487,300
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Sellers Have Never Lived In The Property.
Possession None
Accepted Financing None
Structure Type []
House Color Grey
Sq Ft Source Public Record
Documents None
County Hampshire
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1967
Bedrooms
3
Full Bathrooms
1
Living Area
1,308 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Tile, Vinyl, Hardwood
Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Refrigerator, Range Hood
Interior Features: Internet Available - Unknown
Windows: Insulated Windows, Screens
Basement: Full, Interior Entry, Concrete
Laundry: In Basement, Gas Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Ranch
Year Built: 1967
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Heating Zones: 2
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Rain Gutters, Storage, Screens
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Level
Road Frontage: 83.00 ft
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 4
Parking Features: Detached, Garage Door Opener, Garage Faces Side, Paved Drive, Off Street, Paved
School District
Northampton School District local
B-
School Safety 2024-25
2.0% Average
1.4% Suspensions 1.7% In-School 0.6% Emergency
3.5% below state avg
E

Elementary Schools

3 schools
B
Leeds School
1.5 mi | #338 of 825 | Score: 49.5
Dropped 74 spots from last year
-8.7 below state avg
220 students Moderate
Strong Attendance
Grades PK-05
B
Jackson Street School
1.5 mi | #342 of 825 | Score: 49.2
Dropped 108 spots from last year
-9 below state avg
253 students Diverse
Grades K-05
Lander Grinspoon Academy
1.8 mi
Grades K-06
M

Middle Schools

1 school
B+
John F Kennedy Middle School
0.4 mi | #133 of 352 | Score: 45.9
Improved 59 spots from last year
-12.3 below state avg
570 students Moderate
Rising School
Grades 06-08
H

High Schools

3 schools
C-
Smith Vocational and Agricultural High School
1.0 mi | #285 of 346 | Score: 42.9
Dropped 89 spots from last year
-15.3 below state avg
589 students Moderate
15 sports • 542 athletes
High Graduation Rate Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
A-
Northampton High School
1.6 mi | #87 of 346 | Score: 62.1
Improved 198 spots from last year
+3.9 above state avg
846 students Moderate
19 sports • 1,196 athletes
Strong AP Program High Graduation Rate Rising School Strong Athletics
Grades 09-12
Community Enterprises, Inc.
3.1 mi
Grades 11-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $555
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Florence

40 Lake St., Northampton MA 01062

Northampton, MA 01062

Listing Information

Listing Agent Anne M. Young
Listing Office Brick & Mortar Northampton
Office Phone 413-259-8888
Agent MLS ID E0000AMY
Office MLS ID AN8945
Listing Data Updated Sep 9, 2026 1:54 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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