40 Howes St, Northampton MA 01062

Northampton, MA 01062 • Florence
$649,000
Est. $4,179/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
3
Beds
2
Baths
1,806
Sq Ft
$359
Price/Sq Ft
0.34
Acres
1927
Year Built
1
Garage Space
New today
Time on Market
For Sale Open House Listed Oct 14, 2026 • MLS# 73590642 Copied! • Updated Oct 14, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

18
Oct
Sunday, October 18
10:30 AM - 12:30 PM EDT
17
Oct
Saturday, October 17
1:00 PM - 3:00 PM EDT

About this home

First time on the market in over 40 years—but not for long! Discover the perfect blend of comfort, thoughtful updates, and outdoor enjoyment in this inviting 3-bedroom, 2-bath Florence home offering approximately 1,800 SF of living space, a dedicated office, one-car garage, and an oversized lot. Tucked away on a low-traffic street, this special property offers room to spread out, work from home, and enjoy the best of indoor-outdoor living. The updated first-floor kitchen is a standout, featuring quartz countertops, a center island, generous cabinetry, abundant storage, and under-cabinet lighting. Just beyond, a screened porch provides the perfect spot for morning coffee or relaxed evenings. Hardwood floors bring warmth and character to the living and dining rooms, while a fireplace creates a cozy gathering space. A light-filled family room with a heat pump and direct access to the exterior deck offers even more room to relax or entertain. A full bath with a walk-in shower completes the first floor. Upstairs, you'll find three bedrooms, a dedicated office ideal for remote work or creative pursuits, and a second full bath featuring a jetted tub and shower combination. Thoughtful mechanical updates provide year-round comfort and efficiency, including a gas steam boiler and both ducted and ductless heat pump systems for heating and cooling. A hybrid heat pump hot water tank installed in 2025 adds another energy-conscious improvement, while the roof was replaced in 2021. Outside, the oversized backyard is designed for enjoyment, with a composite deck leading to a pool installed in 2022. There's plenty of space for lounging, entertaining, gardening, or gathering around a fire pit. An exterior shed provides convenient storage for gardening tools and outdoor essentials. Enjoy the best of both worlds: a peaceful neighborhood setting with easy access to Florence Center's local shops, dining, and community favorites, plus the nearby bike path. With its generous living space, versatile floor plan, significant updates, and inviting outdoor amenities, this well-cared-for home presents a rare opportunity to settle into a sought-after Florence location and create lasting memories of your own. Showings begin at the open houses: Saturday Oct17th 1-3p and Sunday Oct 18th 10:30-12:30.

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 14, 2026
$649,000
Original listing
Agent: Alyx Akers Office: 5 College REALTORS® Northampton

Tax History

Year Taxes Assessment
2026 $8,363 $611,800

Financial Details

Annual Property Tax
$8,363
Tax Year 2026
Assessed Value
$611,800

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1927
Living Area 1,806 sq ft
Lot Size 0.34 acres
Bedrooms 3
Full Baths 2
Total Rooms 7

Interior

Heating Steam, Natural Gas, Ductless
Cooling Air Source Heat Pumps (ashp), Ductless
Flooring Tile, Hardwood, Flooring - Hardwood
Appliances Electric Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 1
Basement Full
Laundry In Basement, Gas Dryer Hookup, Electric Dryer Hookup
Features Office

Exterior

Construction Frame
Architecture Colonial, Contemporary
Roof Shingle
Features Porch, Porch - Screened, Deck - Composite, Patio, Rain Gutters, Storage
Pool None
Spa None
Fencing None
Patio/Porch Porch, Screened, Deck - Composite, Patio
Garage Spaces 1
Has Garage Yes
Features Attached, Paved Drive, Off Street, Paved
Total Spaces 3
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Dryer, For Electric Dryer
Annual Tax $8,363
Assessed Value $611,800
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Shower In Basement Has Not Been Used In Many Years. Floor Plan Measurements Are Approximate. All Dates Are Apo.
Exclusions Front Porch Swing, Some Curtains And Curtain Rods.
Possession None
Accepted Financing None
Structure Type []
House Color Yellow
Sq Ft Source Public Record
Documents None
County Hampshire

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1927
Bedrooms
3
Full Bathrooms
2
Living Area
1,806 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Tile, Hardwood, Flooring - Hardwood
Appliances: Electric Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Office
Windows: Insulated Windows
Basement: Full
Laundry: In Basement, Gas Dryer Hookup, Electric Dryer Hookup
Security:

Construction & Materials

Style: Colonial, Contemporary
Year Built: 1927
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Utilities & Systems

Heating: Steam, Natural Gas, Ductless
Cooling: Air Source Heat Pumps (ASHP), Ductless
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Porch - Screened, Deck - Composite, Patio, Rain Gutters, Storage
Patio & Porch: Porch, Screened, Deck - Composite, Patio
Fencing:
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 3
Parking Features: Attached, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Bike Path, Conservation Area, Highway Access, Private School, Public School, University
School District
Northampton School District local
B-
✓ School Safety 2024-25
2.0% Average
1.4% Suspensions 1.7% In-School 0.6% Emergency
↓ 3.5% below state avg
E

Elementary Schools

3 schools
B
Jackson Street School
1.4 mi | #342 of 825 | Score: 49.2
Dropped 108 spots from last year
-9 below state avg
253 students Diverse
Grades K-05
B
Leeds School
1.5 mi | #338 of 825 | Score: 49.5
Dropped 74 spots from last year
-8.7 below state avg
220 students Moderate
Strong Attendance
Grades PK-05
Lander Grinspoon Academy
1.7 mi
Grades K-06
M

Middle Schools

1 school
B+
John F Kennedy Middle School
0.4 mi | #133 of 352 | Score: 45.9
Improved 59 spots from last year
-12.3 below state avg
570 students Moderate
Rising School
Grades 06-08
H

High Schools

3 schools
C-
Smith Vocational and Agricultural High School
1.0 mi | #285 of 346 | Score: 42.9
Dropped 89 spots from last year
-15.3 below state avg
589 students Moderate
15 sports • 542 athletes
High Graduation Rate Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
A-
Northampton High School
1.6 mi | #87 of 346 | Score: 62.1
Improved 198 spots from last year
+3.9 above state avg
846 students Moderate
19 sports • 1,196 athletes
Strong AP Program High Graduation Rate Rising School Strong Athletics
Grades 09-12
Community Enterprises, Inc.
3.1 mi
Grades 11-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $697
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

Florence

40 Howes St, Northampton MA 01062

Northampton, MA 01062

Listing Information

Listing Agent Alyx Akers
Listing Office 5 College REALTORS® Northampton
Office Phone 413-585-8555
Agent MLS ID M8001377
Office MLS ID AN4474
Listing Data Updated Oct 14, 2026 1:29 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
BMN Boston Powered by SERHANT
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Northampton, MA

Real-time market trends and pricing data for this area

Loading market insights for Northampton.