FeaturesCeiling Fan(s), Closet, Flooring - Hardwood, Flooring - Wall to Wall Carpet
LevelSecond
40 Carter Rd, Lynn MA 01904
Lynn, MA 01904
$650,000
$625,000
Est. $3,918/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
LOCATION..., Live in the heart of one of Lynn's most coveted neighborhoods, just steps from scenic Flax Pond, where serene water views, nearby parks and convenient access to shopping, dining, and everyday amenities create an exceptional lifestyle. Nestled on a quiet tree line street, this charming Ward 1 Colonial offers 6 rooms, 3 bedrooms, and 1.5 baths. Make this house your home and bring your personal touch to its classic charm, featuring hardwood floors under the carpets, a fireplaced living room, and a bright formal dining room perfect for gatherings. The first floor also includes an eat-in kitchen and a convenient half bath. Upstairs, you'll find three bedrooms with ample closet space and a full bath. Additional highlights include finished walk up attic and a full basement with laundry, interior access, and abundant storage space. Outside, enjoy a fully fenced backyard ideal for entertaining, gardening, or simply relaxing, along with a one-car garage and a private driveway.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
3.8%
Price Range
Property Timeline
Status: Active under contract
Aug 10, 2026
Active → Active Under Contract
Pending Sale
Aug 10, 2026
Offer accepted, sale pending
Price Reduced
Jul 29, 2026
$625,000
$25,000
(-3.85%)
From $650,000 to $625,000 (-3.9%)
Listed for Sale
Jun 9, 2026
$650,000
Original listing
Agent: Button and Co.
Office: LAER Realty Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/10/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/10/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/29/2026 | ↓ Price Reduced | $625,000 | $25,000 | - | From $650,000 to $625,000 (-3.9%) |
| 06/09/2026 | 🏠 Listed for Sale | $650,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $6,687 | $645,500 |
Financial Details
Annual Property Tax
$6,687
Tax Year 2025
Assessed Value
$645,500
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1923
Living Area
1,827 sq ft
Lot Size
0.11 acres
Bedrooms
4
Full Baths
1
Half Baths
1
Total Rooms
6
Interior
Heating
Steam, Oil
Cooling
None
Flooring
Tile, Vinyl, Carpet, Flooring - Wall To Wall Carpet
Appliances
Electric Water Heater, Range, Dishwasher
Fireplace
None
Fireplaces
1
Basement
Full, Interior Entry
Laundry
In Basement
Features
Closet, Bedroom
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Porch
Pool
None
Spa
None
Fencing
Fenced/enclosed
Patio/Porch
Porch
Parking
Garage Spaces
1
Has Garage
Yes
Features
Detached, Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$6,687
Assessed Value
$645,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Essex
Total market time (incl. prior listings)
77 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1923
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,827 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,827 sq ft above grade
FeaturesCloset, Flooring - Hardwood, Flooring - Wall to Wall Carpet
LevelSecond
FeaturesBathroom - Full, Bathroom - With Tub & Shower
LevelSecond
FeaturesCloset, Flooring - Hardwood, Flooring - Wall to Wall Carpet
LevelSecond
FeaturesFlooring - Stone/Ceramic Tile
LevelFirst
FeaturesBathroom - Half
LevelFirst
FeaturesFlooring - Hardwood, Flooring - Wall to Wall Carpet
LevelFirst
FeaturesFlooring - Hardwood, Flooring - Wall to Wall Carpet
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Vinyl, Carpet, Flooring - Wall to Wall Carpet
Appliances:
Electric Water Heater, Range, Dishwasher
Interior Features:
Closet, Bedroom
Windows:
Insulated Windows
Basement:
Full, Interior Entry
Laundry:
In Basement
Security:
Construction & Materials
Style:
Colonial
Year Built:
1923
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Steam, Oil
Heating Zones:
1
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch
Patio & Porch:
Porch
Fencing:
Fenced/Enclosed
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
4
Parking Features:
Detached, Paved Drive, Off Street
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Park, Highway Access, Public School
Nearby Schools
School District
Lynn School District local
D
School Safety
2024-25
3.5%
Above Average
3.0%
Suspensions
0.3%
In-School
0.1%
Expulsions
0.4%
Emergency
2.0% below state avg
Elementary Schools
3 schools
St. Pius V Elementary School
0.2 mi
Grades PK-08
C+
Edward A Sisson School
0.4 mi
|
#574 of 825
|
Score: 42.1
Improved 144 spots from last year
-16.1 below state avg
414 students
Diverse
Rising School
Grades PK-05
North Shore Christian School
0.5 mi
Grades PK-08
Middle Schools
2 schools
C+
Pickering Middle School
0.4 mi
|
#229 of 352
|
Score: 38.5
Improved 78 spots from last year
-19.7 below state avg
539 students
Diverse
Rising School
Grades 06-08
C-
Thurgood Marshall Middle School
1.4 mi
|
#311 of 352
|
Score: 30.7
Improved 40 spots from last year
-27.5 below state avg
1,190 students
Moderate
Rising School
Grades 06-08
High Schools
3 schools
D
Lynn English High School
0.6 mi
|
#315 of 346
|
Score: 35.5
Improved 40 spots from last year
-22.7 below state avg
1,727 students
Moderate
18 sports
• 1,425 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
City Arts & Sciences Academy at Fecteau-Leary
1.2 mi
259 students
Moderate
Grades 06-12
B-
Harold Durgin Success Academy
1.2 mi
|
#16 of 25
|
Score: 30.4
Improved 329 spots from last year
-27.8 below state avg
98 students
Moderate
Rising School
Career Tech Programs
Strong Attendance
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$557
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
40 Carter Rd, Lynn MA 01904
Lynn, MA 01904
Listing Information
Listing Agent
Button and Co.
Listing Office
LAER Realty Partners
Office Phone
781-272-8100
Agent MLS ID
TM333920
Office MLS ID
AN1207
Listing Data Updated
Sep 10, 2026 11:02 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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