4 Upham St, Salem MA 01970

Salem, MA 01970
$725,000
Est. $4,502/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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6
Beds
2.5
Baths
2,909
Sq Ft
$249
Price/Sq Ft
0.07
Acres
1870
Year Built
10
Parking
5 hours 6 minutes
Time on Market
For Sale Listed Oct 10, 2026 • MLS# 73589214 Copied! • Updated Oct 10, 2026

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About this home

A true diamond in the rough and an incredible income-producing opportunity in desirable North Salem, just minutes from major highways and the beautiful North River. This oversized 2-family home offers historic 1800s charm blended with modern essentials — including vinyl siding, replacement windows, separate utilities, paved lot, plenty of parking and an impressive 6–8 bedrooms with 2.5 baths spanning three full floors. The original winding staircase, fireplaces, and period details set the stage for your vision, creativity, and TLC to bring this property back to life. The income potential is exceptional. Live in one unit and Airbnb the second or explore additional value-add options such as a 203K renovation loan or condo conversion. The possibilities are truly endless. Homes like this don’t come along often — come see today and unlock the potential of this North Salem money maker!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Oct 10, 2026
$725,000
Original listing
Agent: Jennifer L. Ward Office: North Shore Realty

Tax History

Year Taxes Assessment
2026 $7,627 $707,500

Financial Details

Annual Property Tax
$7,627
Tax Year 2026
Assessed Value
$707,500

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1870
Living Area 2,909 sq ft
Lot Size 0.07 acres
Stories 3
Bedrooms 6
Full Baths 2
Half Baths 1
Total Rooms 12

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating Baseboard, Natural Gas
Cooling None
Flooring Plywood, Hardwood, Wood
Appliances Range
Fireplace None
Fireplaces 2
Basement Full, Unfinished
Laundry None
Features Living Room, Kitchen, Loft
Construction Frame
Architecture None
Roof Shingle
Features Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch None
Features Paved Drive, Off Street, Paved
Total Spaces 10
Electric Circuit Breakers
Water Public, Individual Meter
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $7,627
Assessed Value $707,500
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Property Being Sold As-is, Where-is. Seller Makes No Warranties, Expressed Or Implied, As To The Condition Of The Property As Seller Has Never Lived In The Property. Buyer Accepts All Responsibility For Due Diligence And Inspection.
Possession None
Accepted Financing None
Structure Type []
House Color Taupe
Sq Ft Source Public Record
Documents None
County Essex

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1870
Bedrooms
6
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,909 sq ft
Total Rooms
12
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Plywood, Hardwood, Wood
Appliances: Range
Interior Features: Living Room, Kitchen, Loft
Windows:
Basement: Full, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1870
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Cooling:
Hot Water: Natural Gas
Water Source: Public, Individual Meter
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 10
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 2
Fireplace Type:
Community Amenities: Sidewalks
School District
Salem School District local
B-
⚠ School Safety 2024-25
3.6% Above Average
2.3% Suspensions 0.8% In-School 1.3% Emergency
↓ 1.9% below state avg
E

Elementary Schools

9 schools
The Phoenix School
0.7 mi
Grades PK-08
The Greenhouse School
2.1 mi
Grades PK-08
B+
Bates School
0.6 mi | #318 of 825 | Score: 50.0
Improved 261 spots from last year
-8.2 below state avg
415 students Diverse
Rising School Diverse Student Body
Grades PK-05
B-
Carlton School
0.6 mi | #470 of 825 | Score: 45.5
Dropped 49 spots from last year
-12.7 below state avg
249 students Diverse
Diverse Student Body
Grades K-05
C+
Bentley Academy Innovation School
1.1 mi | #532 of 825 | Score: 43.7
Improved 179 spots from last year
-14.5 below state avg
277 students Moderate
Rising School
Grades PK-05
Salem Early Childhood School
1.1 mi
107 students Diverse
Diverse Student Body
Grades PK
C+
Saltonstall School
1.1 mi | #526 of 825 | Score: 43.9
Improved 42 spots from last year
-14.3 below state avg
267 students Diverse
Rising School Diverse Student Body Strong Attendance
Grades K-05
B
Witchcraft Heights School
1.3 mi | #339 of 825 | Score: 49.4
Improved 211 spots from last year
-8.8 below state avg
465 students Diverse
Rising School Diverse Student Body
Grades K-05
C
Horace Mann Laboratory School
1.5 mi | #653 of 825 | Score: 38.1
Improved 68 spots from last year
-20.1 below state avg
320 students Diverse
Rising School Diverse Student Body
Grades PK-05
M

Middle Schools

1 school
B-
Collins Middle School
1.0 mi | #203 of 352 | Score: 40.3
Improved 76 spots from last year
-17.9 below state avg
753 students Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

2 schools
B+
Salem Academy Charter School
1.1 mi | #141 of 346 | Score: 57.0
Improved 95 spots from last year
-1.2 below state avg
477 students Diverse
10 sports • 568 athletes
High Graduation Rate Rising School College Ready Curriculum
Grades 06-12
B+
Salem High School
1.6 mi | #124 of 346 | Score: 58.3
Dropped 4 spots from last year
+0.1 above state avg
960 students Diverse
18 sports • 1,080 athletes
Early College Program Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $636
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

4 Upham St, Salem MA 01970

Salem, MA 01970

Listing Information

Listing Agent Jennifer L. Ward
Listing Office North Shore Realty
Office Phone 978-922-6765
Agent MLS ID BB923590
Office MLS ID AN0805
Listing Data Updated Oct 10, 2026 7:57 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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