4 South St, Rockport MA 01966

Rockport, MA 01966
$1,625,000
Est. $9,255/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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6
Beds
5
Baths
2,359
Sq Ft
$689
Price/Sq Ft
0.14
Acres
1700
Year Built
4
Parking
4 hours 43 minutes
Time on Market
For Sale Listed Sep 16, 2026 • MLS# 73577878 Copied! • Updated Sep 16, 2026

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About this home

Introducing 4 South St — a rare opportunity to own a versatile family compound or income-producing property with three separate legal living spaces. Currently configured as two legal condominium units plus a newly built detached guest studio, this unique property offers exceptional flexibility for multigenerational living, owner occupancy, or investment income. Unit 1 occupies the first floor and features 3 bedrooms and 2 bathrooms, an updated kitchen and baths, original hardwood flooring, two fireplaces, newer windows, an outdoor shower, and beautiful patios surrounded by mature landscaping. Unit 2, located on the second floor, offers 2 bedrooms and 2 bathrooms, original hardwood flooring, a fireplace, separate entrance, dedicated parking, and a private deck. Adding even more versatility is the beautifully appointed detached studio, built in 2023 — an ideal guest suite, home office, or additional income-producing space. Conveniently located a short distance from downtown and the Old Garden Beach area, 4 South St offers a rare combination of character, flexibility, and investment potential. Whether you’re looking for a multigenerational retreat, an owner-occupied property with rental income, or a distinctive investment opportunity, this exceptional property is not to be missed.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 16, 2026
$1,625,000
Original listing
Agent: Theresa Scatterday Office: J. Barrett & Company

Tax History

Year Taxes Assessment
2026 $10,056 $1,188,700

Financial Details

Annual Property Tax
$10,056
Tax Year 2026
Assessed Value
$1,188,700

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1700
Living Area 2,359 sq ft
Lot Size 0.14 acres
Stories 4
Bedrooms 6
Full Baths 5
Total Rooms 13

Investment Metrics

Units 3
Unit 1 Rent — · N
Unit 2 Rent $2,400/mo · Y
Unit 3 Rent — · N
Total Monthly Rent $2,400/mo
Gross Income $28,800
Net Operating Income $28,800
Cap Rate 1.77%
Heating Baseboard, Oil
Cooling None
Flooring Hardwood, Stone/ceramic Tile
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace Wood Burning
Fireplaces 3
Basement Unfinished
Laundry None
Features Upgraded Cabinets, Upgraded Countertops, Bathroom With Shower Stall, Bathroom With Tub, Living Room, Kitchen, Laundry Room, Office/den, Living Rm/dining Rm Combo
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch Deck, Patio
Features Off Street
Total Spaces 4
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $10,056
Assessed Value $1,188,700
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Current Use Is 2-condo Units (plus Detached Guest Cottage). Selling As One Multi-unit Package.2nd Floor Unit Shown At 2nd Showing. Unit 2 Is Currently Rented At $2, 400/mo Through Sept 2027. Property Located In Historic District. Some Furnishings Are Negotiable
Possession None
Accepted Financing None
Structure Type []
House Color Blue
Sq Ft Source Public Record
Sq Ft Disclosures additional 350sf in detached studio guest cottage
Documents None
County Essex

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1700
Bedrooms
6
Full Bathrooms
5
Living Area
2,359 sq ft
Total Rooms
13
Stories
4
Levels
4

Floor Layout

Interior Features

Flooring: Hardwood, Stone/Ceramic Tile
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Upgraded Cabinets, Upgraded Countertops, Bathroom with Shower Stall, Bathroom With Tub, Living Room, Kitchen, Laundry Room, Office/Den, Living RM/Dining RM Combo
Windows:
Basement: Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1700
Structure Type:
Exterior Materials:
Roof:
Foundation: Granite
Stories: 4

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Deck, Patio
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Off Street

Special Features

Fireplaces: 3
Fireplace Type: Wood Burning
Community Amenities:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Loan Amount
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $838
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

4 South St, Rockport MA 01966

Rockport, MA 01966

Listing Information

Listing Agent Theresa Scatterday
Listing Office J. Barrett & Company
Office Phone 978-282-1315
Agent MLS ID C9501023
Office MLS ID C80006
Listing Data Updated Sep 16, 2026 9:27 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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