4 Shepard St., Cambridge MA 02138

Cambridge, MA 02138 • Harvard Square
$3,800,000
Est. $21,089/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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5
Beds
3
Baths
4,099
Sq Ft
$927
Price/Sq Ft
0.11
Acres
1895
Year Built
2
Parking
New today
Time on Market
For Sale Listed Nov 2, 2026 • MLS# 73597898 Copied! • Updated Nov 2, 2026

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About this home

A rare opportunity to own a gracious, expansive Victorian-era home ideally situated between Harvard and Porter Squares, and offering exceptional access to Cambridge’s celebrated restaurants, performing arts, museums, universities, and public transportation. Rich in character and original architectural detail, this distinguished home combines beautifully proportioned spaces, gracefully curved hallways, restored pocket doors, carved ceiling medallions, original moldings, and hardwood floors throughout. Significant recent improvements include a new foundation, insulation, Marvin Ultimate triple glazed windows, 400 amp electric service and more. The 3rd floor is a designated auxiliary apartment dwelling in need of full refurbishment and together, this sets the stage for the home’s next iteration.The gracious first floor welcomes you through a wraparound front porch into an elegant central foyer flanked by formal living and dining rooms, each featuring a striking original fireplace with carved wood mantel and gas stoves. A butler’s pantry connects to the generously sized kitchen, ready for renovation and a new owner’s vision. A spacious rear mudroom opens to the patio and enclosed backyard, while an additional front room offers flexibility as a bedroom, study, or sitting room. A full bathroom completes this level.The second floor features four bedrooms, including a primary suite with an en-suite bath, an adjoining bedroom, a comfortable sitting area, and a shared full bathroom. The third floor is designated as an auxiliary apartment and offers a remarkable opportunity to create a private suite, guest retreat, or independent living space. Recently gutted to the studs, this level awaits renovation, with existing infrastructure for a kitchen and bathroom, two skylights, and a dramatic atrium-style window overhead.Outside, the enclosed backyard, mature plantings, brick patio, custom storage shed, and two driveway parking spaces enhance everyday comfort. With a substantial basement offering additional expansion potential and a premier location between two of Cambridge’s most vibrant squares, this is a distinctive home offering timeless appeal, exceptional flexibility, and the opportunity to create something truly special in the heart of Cambridge.

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Recently Sold Nearby

Price & Status History

Market Insights

10.5%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Nov 2, 2026
$3,800,000
Original listing
Agent: MonaLisa Team Office: Compass
Previous Transaction - MLS #72947292
Full transaction history available when tracking began
🏷️
Previously Sold
Apr 8, 2022
$3,400,000
MLS #72947292

Tax History

Year Taxes Assessment
2026 $20,093 $3,437,800

Financial Details

Annual Property Tax
$20,093
Tax Year 2026
Assessed Value
$3,437,800

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1895
Living Area 4,099 sq ft
Lot Size 0.11 acres
Bedrooms 5
Full Baths 3
Total Rooms 14

Interior

Heating Forced Air
Cooling None
Flooring Wood, Hardwood
Appliances Tankless Water Heater
Fireplace None
Fireplaces 2
Basement Full, Bulkhead, Concrete
Laundry None
Features None

Exterior

Construction Frame
Architecture Victorian
Roof Shingle
Features Porch, Patio, Fenced Yard, Garden
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Patio
Features Off Street
Total Spaces 2
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $20,093
Assessed Value $3,437,800
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Zoned As A Single-family With Auxiliary Apartment On The 3rd Floor, Which Is Currently Unfinished & Has Recently Been Gutted To The Studs, Ready For Renovation. The Bedroom And Bath Counts Do Not Include The Unfinished 3rd Floor. Public Record Lists 3, 985sf, Recent Architect Measurements At 4099sf.
Possession None
Accepted Financing Contract
Structure Type []
House Color Putty
Sq Ft Source Measured
Sq Ft Disclosures Zoned as single-family with auxiliary apartment on the 3rd floor which is currently gutted.
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1895
Bedrooms
5
Full Bathrooms
3
Living Area
4,099 sq ft
Total Rooms
14

Floor Layout

Interior Features

Flooring: Wood, Hardwood
Appliances: Tankless Water Heater
Interior Features:
Windows: Insulated Windows
Basement: Full, Bulkhead, Concrete
Laundry:
Security:

Construction & Materials

Style: Victorian
Year Built: 1895
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Utilities & Systems

Heating: Forced Air
Heating Zones: 2
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Patio, Fenced Yard, Garden
Patio & Porch: Porch, Patio
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street

Special Features

Fireplaces: 2
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Private School, Public School, T-Station, University
School District
Cambridge School District local
A-
🎓 Where Graduates Go Class of 2021
65% attend college
58% 4-Year 7% 2-Year 23% Out of State 7% Working
✓ School Safety 2024-25
1.2% Low
0.8% Suspensions 0.2% In-School 0.4% Emergency
↓ 4.3% below state avg
E

Elementary Schools

10 schools
St. Peter Elementary School
0.5 mi
Grades PK-08
Cambridge Montessori School
0.7 mi
Grades PK-06
Cambridge Friends School
0.7 mi
Grades PK-08
A
Benjamin Banneker Charter Public School
0.9 mi | #105 of 825 | Score: 59.1
Dropped 84 spots from last year
+0.9 above state avg
344 students Less Diverse
Grades PK-06
Shady Hill School
1.2 mi
Grades PK-08
C
Prospect Hill Academy Charter School
1.4 mi | #246 of 346 | Score: 47.4
Improved 36 spots from last year
-10.8 below state avg
888 students Diverse
Rising School College Ready Curriculum Diverse Student Body
Grades PK-12
A
Amigos School
1.4 mi | #46 of 352 | Score: 57.6
Improved 13 spots from last year
-0.6 below state avg
421 students Diverse
Diverse Student Body Strong Attendance
Grades PK-08
Lycee International de Boston/International School of Boston, Inc.
1.6 mi
Grades 01-12
Fayerweather Street School
1.9 mi
Grades PK-08
A-
Graham and Parks School
0.2 mi | #238 of 825 | Score: 52.9
Improved 7 spots from last year
-5.3 below state avg
323 students Very Diverse
Diverse Student Body
Grades PK-05
M

Middle Schools

5 schools
Allium Montessori School
0.3 mi
Grades 01-06
A
Rindge Avenue Upper School
0.8 mi | #66 of 352 | Score: 54.0
Dropped 1 spots from last year
-4.2 below state avg
278 students Diverse
Diverse Student Body Strong Attendance
Grades 06-08
A-
Putnam Avenue Upper School
1.1 mi | #104 of 352 | Score: 49.2
Dropped 25 spots from last year
-9 below state avg
286 students Very Diverse
Diverse Student Body
Grades 06-08
B-
Cambridge Street Upper School
1.6 mi | #207 of 352 | Score: 39.9
Dropped 19 spots from last year
-18.3 below state avg
317 students Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
1.9 mi | #119 of 352 | Score: 47.6
Improved 25 spots from last year
-10.6 below state avg
296 students Very Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

3 schools
Farr Academy School
1.5 mi
Grades 07-12
NuVu Innovation School
1.6 mi
Grades 08-12
B-
Community Charter School of Cambridge
2.1 mi | #205 of 346 | Score: 51.9
Dropped 84 spots from last year
-6.3 below state avg
244 students Diverse
7 sports • 202 athletes
High Graduation Rate College Ready Curriculum
Grades 06-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,674
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Payment Over Time

Interest
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Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location

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Neighborhood

Harvard Square

4 Shepard St., Cambridge MA 02138

Cambridge, MA 02138

Listing Information

Listing Agent MonaLisa Team
Listing Office Compass
Office Phone 617-303-0067
Agent MLS ID TM358818
Office MLS ID AN2606
Listing Data Updated Nov 2, 2026 7:13 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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