4 Lambs Grove, Spencer MA 01562

Spencer, MA 01562

$259,900

Est. $1,742/month

Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2

Beds

1

Baths

1,118

Sq Ft

$232

Price/Sq Ft

0.23

Acres

1940

Year Built

2

Parking

Single Family Residence

Type

14 hours 1 minute

Time on Market

For Sale Listed Sep 10, 2026 • MLS# 73575267 Copied! • Updated Sep 10, 2026

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About this home

Welcome to 4 Lambs Grove! Hard to find cottage near the Sugden Reservoir with water views. The home consists of 2 bedrooms, 1 bath and newer windows. The home could be used year around or a peaceful weekend retreat. Sold As iI seller will make no repairs, title V is Buyer responsibility and personal property will remain. 1st showings Sunday September 13th from 12pm to 1:30pm.

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Recently Sold Nearby

Property History

Property Timeline

🏠

Listed for Sale

Sep 10, 2026

$259,900

Original listing

Agent: Douglas Tammelin Office: Coldwell Banker Realty - Leominster

Detailed History Table ▼

Date	Event	Price	Change	$/sqft	Details
09/10/2026	🏠 Listed for Sale	$259,900	-	-	Original listing

Tax History

Year	Taxes	Assessment
2026	$2,736	$249,200

Financial Details

Annual Property Tax

$2,736

Tax Year 2026

Assessed Value

$249,200

Facts & Features

Home Facts

Type Residential

Style Single Family Residence

Year Built 1940

Living Area 1,118 sq ft

Lot Size 0.23 acres

Bedrooms 2

Full Baths 1

Total Rooms 4

Interior

Heating Electric Baseboard

Cooling None

Flooring None

Appliances Electric Water Heater, Range, Refrigerator, Washer, Dryer

Fireplace None

Basement Full

Laundry First Floor

Features None

Exterior

Construction Frame

Architecture Cottage

Roof Shingle

Features Deck - Wood

Pool None

Spa None

Fencing None

Patio/Porch Deck - Wood

Parking

Features Off Street

Total Spaces 2

Utilities

Electric 100 Amp Service

Water Private

Sewer Private Sewer

Gas None

Other None

Financial

Annual Tax $2,736

Assessed Value $249,200

HOA & Community

Fee Includes None

Amenities None

Optional Fee Includes None

MA Disclosures

Lead Paint Unknown

Seller Disclosures None

Additional Details

Possession None

Accepted Financing None

Structure Type []

Sq Ft Source Public Record

Documents None

County Worcester

Property Overview

Property Type

Single Family Residence

Listing Type

For Sale

Year Built

1940

Bedrooms

2

Full Bathrooms

1

Living Area

1,118 sq ft

Total Rooms

4

Floor Layout

Interactive room guide Explore Floor Layout 2 levels · 14 rooms Open ›

Interior Features

Flooring:

Appliances: Electric Water Heater, Range, Refrigerator, Washer, Dryer

Interior Features:

Windows:

Basement: Full

Laundry: First Floor

Security:

Construction & Materials

Style: Cottage

Year Built: 1940

Structure Type:

Exterior Materials: Frame

Roof: Shingle

Foundation: Block

Heating, Cooling & Utilities

Heating: Electric Baseboard

Cooling: None

Hot Water:

Water Source: Private

Sewer: Private Sewer

Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood

Patio & Porch: Deck - Wood

Fencing:

Other Structures:

Lot Features: Corner Lot

Road Surface:

Parking & Garage

Total Parking Spaces: 2

Parking Features: Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment

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Principal, interest, taxes & insurance

Loan Amount

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After down payment

Total Interest

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Over life of loan

Total Cost

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Including down payment

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Down Payment

%

Down: $0

Interest Rate

%

Loan Term 30 years 15 years

Monthly Payment Breakdown

Principal & Interest $0

Property Tax $228

Homeowners Insurance $200

PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0

Total principal paid $0

Total interest paid $0

Rate Impact

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Payment Over Time

Interest

Principal

Year 1

95% Interest

Year 15

50/50

Year 30

95% Principal

* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

4 Lambs Grove, Spencer MA 01562

Spencer, MA 01562

Listing Information

Listing Agent Douglas Tammelin

Listing Office Coldwell Banker Realty - Leominster

Office Phone 978-840-4014

Agent MLS ID CN214774

Office MLS ID AN6215

Listing Data Updated Sep 10, 2026 12:10 PM EDT

Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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