4 Emelda St, Palmer MA 01069

Palmer, MA 01069
$345,000
Est. $2,297/month
3
Beds
1
Baths
1,092
Sq Ft
$316
Price/Sq Ft
0.28
Acres
1960
Year Built
1
Garage Space
6 hours 41 minutes
Time on Market
For Sale Listed Aug 30, 2026 • MLS# 73569968 Copied! • Updated Aug 30, 2026

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About this home

This immaculate 3-bedroom, 1-bath ranch is hitting the market for the first time and offers fantastic curb appeal. The home features an open-concept layout including a bright sunken living room, a dining area, and a kitchen equipped with ample cabinetry and a breakfast bar. The main level provides easy living with three comfortable bedrooms and a full bath. While the kitchen and bathroom feature vinyl flooring, hardwood floors run throughout the rest of the home, including under the carpeting in the living room. From the dining room, a sliding door leads to a large wooden deck that is perfect for outdoor entertaining full walk-out basement includes laundry facilities, storage, and workshop space, with interior access to a one-car under-garage.The basement also offers potential for future finishing and is currently equipped with a stair lift to the main level. Located in a well-established neighborhood, this home is ideally situated near schools, shopping, and Route 20.

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Property History

Property Timeline

🏠
Listed for Sale
Aug 31, 2026
$345,000
Original listing
Agent: Dorrinda O'Keefe Shea Office: Century 21 North East

Tax History

Year Taxes Assessment
2025 $4,233 $233,200

Financial Details

Annual Property Tax
$4,233
Tax Year 2025
Assessed Value
$233,200

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1960
Living Area 1,092 sq ft
Lot Size 0.28 acres
Bedrooms 3
Full Baths 1
Total Rooms 6

Interior

Heating Baseboard, Oil
Cooling Window Unit(s)
Flooring Vinyl, Carpet, Hardwood
Appliances Water Heater, Tankless Water Heater, Oven, Dishwasher, Microwave, Range, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Walk-out Access, Interior Entry, Garage Access, Concrete
Laundry Electric Dryer Hookup, Washer Hookup, In Basement
Features Bonus Room, Internet Available - Unknown

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Deck - Wood, Rain Gutters, Screens
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood
Garage Spaces 1
Has Garage Yes
Features Attached, Under, Garage Door Opener, Garage Faces Side, Paved Drive, Off Street, Tandem, Paved
Total Spaces 3
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Annual Tax $4,233
Assessed Value $233,200
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures This Is An Estate Sale, Sold As-is, Sellers Will Not Make Repairs, Stair Lift Can Be Removed Before Sale, Please See Feature List For Improvements
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures Unfinished room in basement not heated, one car garage under
Documents None
County Hampden

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1960
Bedrooms
3
Full Bathrooms
1
Living Area
1,092 sq ft
Total Rooms
6
Main Level Bedrooms
3

Floor Layout

Interior Features

Flooring: Vinyl, Carpet, Hardwood
Appliances: Water Heater, Tankless Water Heater, Oven, Dishwasher, Microwave, Range, Refrigerator, Washer, Dryer
Interior Features: Bonus Room, Internet Available - Unknown
Windows: Insulated Windows, Screens
Basement: Full, Walk-Out Access, Interior Entry, Garage Access, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Ranch
Year Built: 1960
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Heating Zones: 1
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Deck - Wood, Rain Gutters, Screens
Patio & Porch: Deck - Wood
Fencing:
Other Structures: Workshop
Lot Features: Cleared, Sloped
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 3
Parking Features: Attached, Under, Garage Door Opener, Garage Faces Side, Paved Drive, Off Street, Tandem, Paved
School District
Palmer School District local
C-
School Safety 2024-25
6.6% Above Average
5.7% Suspensions 0.5% In-School 0.9% Emergency
1.1% above state avg
E

Elementary Schools

1 school
C-
Old Mill Pond School
2.7 mi | #702 of 824 | Score: 35.5
Dropped 69 spots from last year
-22.7 below state avg
677 students Moderate
Grades PK-06
H

High Schools

2 schools
B-
Palmer High School
2.6 mi | #200 of 346 | Score: 51.4
Improved 97 spots from last year
-6.8 below state avg
416 students Moderate
15 sports • 550 athletes
Rising School College Ready Curriculum Strong Athletics
Grades 07-12
C
Pathfinder Regional Vocational-Technical High School
2.9 mi | #265 of 346 | Score: 45.0
Dropped 41 spots from last year
-13.3 below state avg
660 students Less Diverse
15 sports • 496 athletes
Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $353
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

4 Emelda St, Palmer MA 01069

Palmer, MA 01069

Listing Information

Listing Agent Dorrinda O'Keefe Shea
Listing Office Century 21 North East
Office Phone 800-844-7653
Agent MLS ID K9503120
Office MLS ID AN4340
Listing Data Updated Aug 30, 2026 8:04 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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